Gavop shows you how to buy homeowners insurance in Pleasant Hill, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $232,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $321,500 | $290,000 | $350,000-$400,000 |
| 4 Bedroom | $527,500 | $460,000 | $500,000-$600,000 |
| 5 Bedroom | $933,000 | $850,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $529 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$72 | $581 |
| Hail Resistant Roof Discount | -$13 | $640 |
| Newly Constructed Home Discount | -$176 | $477 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
| Home Insurance Company Pleasant Hill, OR | Homeowners Insurance Agency Pleasant Hill, OR | Address | Popularity Score | Distance from Pleasant Hill (miles) |
|---|---|---|---|---|
| State Farm | Mitch Hanan | 111 S 47th St, Springfield, OR, 97478-6625 | 6.5 | |
| State Farm | Corkey Gourley | 1310 Market St, Springfield, OR, 97477-3334 | 8.0 | |
| State Farm | Josh Gourley | 1980 Echo Hollow Rd Ste C, Eugene, OR, 97402-7007 | 14.8 | |
| Allstate | April Patsel | 1000 Willagillespie Rd Ste 325, Eugene, OR, 97401 | 11.5 | |
| State Farm | Terra Hager | 114 Melton Rd, Creswell, OR, 97426-9453 | 4.3 | |
| Allstate | Bullock Financial & Insurance | 384 Q St, Springfield, OR, 97477 | 8.7 | |
| State Farm | Mike Tingue | 36 Irving Rd, Eugene, OR, 97404-2002 | 14.3 | |
| Farmers | Tera Thompson | 1400 Executive Pkwy Ste 250, Eugene, OR, 97401 | 11.9 | |
| State Farm | Sherry Schaefers | 252 W 7th Ave, Eugene, OR, 97401-2664 | 10.6 | |
| State Farm | Anne Malaythong | 2001 Franklin Blvd Ste 4, Eugene, OR, 97403-2097 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Lane County, OR | $232,800 | $604 | $440 | $840 | $400 |
| Pleasant Hill, OR | $298,600 | $653 | $440 | $930 | $490 |
| Westfir, OR | $137,500 | $501 | $370 | $710 | $340 |
| Drain, OR | $115,100 | $462 | $340 | $660 | $320 |
| Waterloo, OR | $154,200 | $527 | $360 | $750 | $390 |
| Elkton, OR | $189,600 | $573 | $390 | $790 | $400 |
| Lebanon, OR | $169,100 | $639 | $430 | $910 | $480 |
| Sutherlin, OR | $207,800 | $701 | $510 | $970 | $460 |
| Albany, OR | $189,500 | $731 | $500 | $1,020 | $520 |
| East Linn, OR | $259,400 | $653 | $470 | $920 | $450 |
| Crabtree, OR | $192,600 | $577 | $420 | $800 | $380 |
| Scio-Lacomb, OR | $297,500 | $701 | $500 | $970 | $470 |