Gavop shows you how to buy homeowners insurance in Old Bridge, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
2 Bedroom | $225,000 | $190,000 | $250,000-$300,000 |
3 Bedroom | $322,000 | $280,000 | $250,000-$300,000 |
4 Bedroom | $486,000 | $440,000 | $400,000-$500,000 |
5 Bedroom | $725,000 | $620,000 | $700,000-$800,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$155 | $877 |
Superior Protection Discount | -$93 | $939 |
Fire & Security Discount | -$113 | $918 |
Hail Resistant Roof Discount | -$21 | $1,011 |
Newly Constructed Home Discount | -$268 | $763 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,854 |
Physical Damage | $2,537 |
Hail Damage | $4,665 |
Wind Damage | $6,496 |
Expensive Claims | |
Fire | $44,229 |
Smoke | $17,054 |
Home Insurance Company Old Bridge, NJ | Homeowners Insurance Agency Old Bridge, NJ | Address | Popularity Score | Distance from Old Bridge (miles) |
---|---|---|---|---|
State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 18.8 | |
State Farm | Angel Rodriguez | 815 Elizabeth Ave Ste 200, Elizabeth, NJ, 07201-2787 | 18.4 | |
Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 8.8 | |
Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 4.1 | |
Travelers | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 2.1 | |
Travelers | Five Star Ins Agency Llc | 446a New Brunswick Ave, Fords, NJ, 8863 | 8.5 | |
Allstate | Dave Gansfuss | 32 Walmart Plz, Clinton, NJ, 8809 | 35.6 | |
Travelers | Fraser Brothers Group Llc | 811 Amboy Ave, Edison, NJ, 8837 | 8.8 | |
Travelers | True & Associates | 325 N Ave E, Westfield, NJ, 7090 | 17.1 | |
State Farm | Hemant Jiwnani | 2770 Kennedy Blvd Fl 1, Jersey City, NJ, 07306-5529 | 25.8 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
New Jersey | $321,100 | $1,081 | $770 | $1,500 | $730 |
Middlesex County, NJ | $329,000 | $1,021 | $740 | $1,440 | $700 |
Old Bridge, NJ | $333,800 | $1,031 | $730 | $1,420 | $690 |
Franklin Center, NJ | $395,300 | $1,276 | $870 | $1,800 | $930 |
Point Pleasant, NJ | $368,700 | $850 | $600 | $1,220 | $620 |
Wrightstown, NJ | $170,000 | $792 | $570 | $1,090 | $520 |
Fairless Hills, PA | $231,100 | $719 | $500 | $1,020 | $520 |
Beachwood, NJ | $233,300 | $771 | $560 | $1,090 | $530 |
Barnum Island, NY | $446,900 | $2,146 | $1,550 | $2,960 | $1,410 |
Kensington, NY | $1,237,700 | $1,106 | $740 | $1,580 | $840 |
Woodcliff Lake, NJ | $769,500 | $1,186 | $850 | $1,630 | $780 |
Greenvale, NY | $603,700 | $2,710 | $1,980 | $3,880 | $1,900 |
Greentree, NJ | $301,300 | $874 | $620 | $1,210 | $590 |
Date: September 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Married