Gavop tells you how to get the best homeowners insurance in Powell County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Powell County, MT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Monture Rd, Snow Shoe Creek Rd, Sager Ln, Bitterroot Ln, Tristan River Ln, School House Rd, Lower Lakeside Ln, W Conley Ave, Prickley Pear Ln, Pine St | $107,000 | $90,000 | $125,000-$150,000 | $137,500 | $110,000 | $125,000-$150,000 |
| Dry Gulch Rd, Oregon St, W College Ave, Warm Springs Creek Rd, Central, Cooper Crk Ln, Osprey Rd, 2nd St, Fox Ln, Tumbleweed Ln | $185,000 | $160,000 | $150,000-$175,000 | $252,500 | $240,000 | $250,000-$300,000 |
| Mitchell St, Ovando Helmville Rd, Rocky Trail Ln, Kohrs Bend Rd, Bear Grass Ln, Trailhead 329, Prairie Ln, Mc Dermid Way, St Benedict Ln, St Marys Ave | $116,500 | $110,000 | $125,000-$150,000 | $136,500 | $110,000 | $125,000-$150,000 |
| Timberline Dr, W Frontage Rd, Three Mile Rd, Main St W, Winchester Dr, Homestead Rd, State Hwy 141, Red Angus Ln, Elk Mountain Rd, 1st St | $203,500 | $180,000 | $200,000-$250,000 | $194,500 | $170,000 | $175,000-$200,000 |
| Out of Way Rd, Sunrise Ln, Wales Creek Rd, Nat For Dev Rd 636, Mile High Ln, O Neil St, Berg St, Natl Forest Develop Road 227-B1 Rd, W Main St, Arrow Stone Ln | $110,000 | $90,000 | $100,000-$125,000 | $125,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $652 |
| Superior Protection Discount | -$77 | $690 |
| Fire & Security Discount | -$84 | $683 |
| Hail Resistant Roof Discount | -$23 | $744 |
| Newly Constructed Home Discount | -$199 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Powell County | $2,500 | $758 | $3,258 | $551 | $3,051 | $207 |
| Powell County, MT | $700 | $758 | $1,458 | $551 | $1,251 | $207 |
| Avon-Elliston, MT | $1,000 | $1,045 | $2,045 | $760 | $1,760 | $286 |
| Maxville, MT | $200 | $1,252 | $1,452 | $910 | $1,110 | $342 |
| Elliston, MT | $1,000 | $946 | $1,946 | $687 | $1,687 | $258 |
| Lewis and Clark County, MT | $500 | $1,012 | $1,512 | $735 | $1,235 | $276 |
| Helena Valley Northwest, MT | $1,500 | $1,110 | $2,610 | $806 | $2,306 | $303 |
| Helena West Side, MT | $100 | $1,047 | $1,147 | $761 | $861 | $286 |
| Piltzville, MT | $1,500 | $1,100 | $2,600 | $799 | $2,299 | $301 |
| Missoula County, MT | $200 | $1,078 | $1,278 | $783 | $983 | $295 |
| South Hills, MT | $2,500 | $1,550 | $4,050 | $1,127 | $3,627 | $424 |
| Home Insurance Company Powell County, MT | Homeowners Insurance Agency Powell County, MT | Address | Popularity Score | Distance from Powell County (miles) |
|---|---|---|---|---|
| Farmers | Emily Rindal | 3166 Hwy 83 N, Seeley Lake, MT, 59868 | 34.6 | |
| Farmers | Brent Reed | 1117 Helena Ave, Helena, MT, 59601 | 46.4 | |
| State Farm | Jim Donaldson | 1225 Birch, Helena, MT, 59601-0617 | 46.2 | |
| Liberty Mutual Independent | Montana Insurance Managers Llc | 1905 Ogden St, Anaconda, MT, 59711 | 48.8 | |
| State Farm | Amber Lamping | 3224 Centennial Dr, Helena, MT, 59601-9747 | 48.6 | |
| Allstate | Rory Hoffman | 1916 N Montana Ave, Helena, MT, 59601 | 46.3 | |
| Allstate | Carrie Martin | 1134 Butte Ave, Helena, MT, 59601 | 46.6 | |
| Farmers | Kirk Reisbeck | 1030 N Montana Ave, Helena, MT, 59601 | 46.6 | |
| State Farm | Jeff Bolstad | 1040 W Custer Ave, Helena, MT, 59602-0504 | 45.9 | |
| State Farm | Gayle Grimsrud | 1303 11th Avenue, Helena, MT, 59601-3919 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Powell County, MT | $141,000 | $767 | $580 | $1,000 | $420 |
| Powell County, MT | $141,000 | $767 | $580 | $1,000 | $420 |
| Avon-Elliston, MT | $198,500 | $1,058 | $800 | $1,390 | $590 |
| Maxville, MT | $303,800 | $1,267 | $960 | $1,660 | $700 |
| Elliston, MT | $155,800 | $957 | $730 | $1,250 | $520 |
| Lewis and Clark County, MT | $220,600 | $1,024 | $780 | $1,340 | $560 |
| Helena Valley Northwest, MT | $232,400 | $1,123 | $850 | $1,470 | $620 |
| Helena West Side, MT | $199,300 | $1,060 | $810 | $1,390 | $580 |
| Piltzville, MT | $226,900 | $1,113 | $850 | $1,460 | $610 |
| Missoula County, MT | $259,600 | $1,091 | $830 | $1,430 | $600 |
| South Hills, MT | $388,200 | $1,569 | $1,190 | $2,060 | $870 |