How Can I Make My Paradise, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Paradise, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Paradise, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $109,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $150,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $332,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $480,000 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Paradise, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $550 |
| Superior Protection Discount | -$58 | $582 |
| Fire & Security Discount | -$58 | $582 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$134 | $505 |
Choose your Paradise, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Paradise, CA | Back to Top
| Home Insurance Company Paradise, CA | Homeowners Insurance Agency Paradise, CA | Address | Popularity Score | Distance from Paradise (miles) |
|---|---|---|---|---|
| Allstate | Gary Ott | 2227 Myers St Ste C, Oroville, CA, 95966 | 26.1 | |
| Travelers | Amator Horn Insurance Agency | 9341 Midway Unit D Ste 120, Durham, CA, 95938 | 18.9 | |
| State Farm | Tracy Martin | 2607 Forest Ave Ste 120, Chico, CA, 95928-4394 | 14.5 | |
| Farmers | Theresa Miller | 1015 W Wood St, Willows, CA, 95988 | 39.7 | |
| State Farm | Tim Pignataro | 2760 Esplanade Ste 140, Chico, CA, 95973-1117 | 15.4 | |
| Farmers | Lori Rodgers | 2212 5th Ave, Oroville, CA, 95965 | 26.3 | |
| Farmers | Ceila Miranda | 120 Amber Grove Dr Ste 126, Chico, CA, 95973 | 15.4 | |
| Travelers | Rhio Nelson Insurance Agency Inc | 2615 Forest Ave Ste 130, Chico, CA, 95928 | 14.5 | |
| State Farm | Wally Hutton | 7455 Skyway, Paradise, CA, 95969-3230 | 7.8 | |
| State Farm | Gayle Aylward | 1277 East Ave Ste 110, Chico, CA, 95926-1022 | 13.7 |
Compare Rates for Paradise, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| Paradise, CA | $205,800 | $639 | $470 | $870 | $400 |
| Butte County, CA | $238,200 | $681 | $500 | $930 | $430 |
| Oroville, CA | $165,400 | $1,325 | $980 | $1,800 | $820 |
| South Oroville, CA | $125,100 | $1,046 | $770 | $1,420 | $650 |
| Tehama, CA | $156,900 | $594 | $440 | $810 | $370 |
| Biggs, CA | $196,000 | $646 | $480 | $880 | $400 |
| Paynes Creek, CA | $207,700 | $661 | $490 | $900 | $410 |
| Tehama County, CA | $191,400 | $621 | $460 | $840 | $380 |
| Gridley, CA | $186,500 | $590 | $440 | $800 | $360 |
| Bend, CA | $316,400 | $839 | $620 | $1,140 | $520 |
Research Home Insurance Companies Reviews in Paradise, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
State Farm has been very easy to work with, we have never had a claim, but anytime we need information they are very responsive. I would highly recommend them, since their pricing is very competative
Travelers Home Insurance Reviews
Date: January 01, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Earlier this year I sought quotes from several other insurance companies and found Travelers to be the most value. A couple of other insurance carriers were several hundreds more than Travelers for the exact same coverage.
Mercury Home Insurance Reviews
Date: June 11, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
My home insurance company i would rate a 3 out of 5 they are not always in my best interest as they should be