Gavop's guide to buying homeowners insurance in Wadena County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wadena County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 160th St, Ironwood Ave SE, N Clifford Ave, Co Rd 127, Juniper Ave NW, Reini Dr, 170th St, 193rd Ave, 123rd Ave, Cass Line Rd | $113,000 | $100,000 | $100,000-$125,000 | $143,000 | $130,000 | $125,000-$150,000 |
| 324th St, 298th St, Mohawk St, 4th St NE, Balsam Ave NW, Bwca Dr, 2nd St NE, 384th St, Fir St, Co Rd 19 | $89,500 | $70,000 | $100,000-$125,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Co Rd 100, Hemlock Ave NW, 640th Ave, 336th St, N Anderson Ave, Birch Ave NE, Harry Rich Dr, Aldrich Ave SE, 1st St NE, Cottonwood Ave NW | $111,500 | $100,000 | $100,000-$125,000 | $104,500 | $100,000 | $75,000-$100,000 |
| S Becker Ave, 640th Ave, 6th St NW, Mini Dr, Co Rd 125, Lake Ct, Co Rd 155, 121st Ave, 5th Ave SE, 251st Ave | $173,000 | $140,000 | $175,000-$200,000 | $78,500 | $60,000 | $50,000-$75,000 |
| Central Ave N, Hemlock Ave SE, Pinetree Ave, 1st St NW, Co Rd 142, Maple St NE, Twp Rd 73, Co Rd 120, 141st Ave, 260th St | $129,500 | $120,000 | $125,000-$150,000 | $151,500 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $679 |
| Home and Two Car | -$126 | $613 |
| Home and Three Car | -$170 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wadena County | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Wadena County, MN | $1,500 | $729 | $2,229 | $530 | $2,030 | $199 |
| Meadow, MN | $100 | $1,005 | $1,105 | $730 | $830 | $275 |
| Orton, MN | $2,000 | $873 | $2,873 | $635 | $2,635 | $239 |
| Wadena, MN | $300 | $713 | $1,013 | $518 | $818 | $195 |
| Staples, MN | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Rush Lake, MN | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Hiram, MN | $2,000 | $1,418 | $3,418 | $1,030 | $3,030 | $387 |
| Two Inlets, MN | $200 | $1,311 | $1,511 | $953 | $1,153 | $358 |
| Height of Land, MN | $2,500 | $1,117 | $3,617 | $812 | $3,312 | $305 |
| Burlington, MN | $200 | $1,169 | $1,369 | $849 | $1,049 | $319 |
| Hart Lake, MN | $1,000 | $1,031 | $2,031 | $750 | $1,750 | $282 |
| Home Insurance Company Wadena County, MN | Homeowners Insurance Agency Wadena County, MN | Address | Popularity Score | Distance from Wadena County (miles) |
|---|---|---|---|---|
| State Farm | Jolene Johannes | 763 Jefferson Street North, Wadena, MN, 56482-2335 | 11.7 | |
| State Farm | Kendra Delage | 234 Central Ave, Long Prairie, MN, 56347-1303 | 42.8 | |
| Allstate | Itasca Region Insurance Agency | 1012 1st St E # 34, Park Rapids, MN, 56470 | 23.3 | |
| Farmers | Guy Henkensiefken | 14084 Baxter Dr Ste 1, Baxter, MN, 56425 | 39.7 | |
| Travelers | Ebner Insurance | 20 Jefferson St S, Wadena, MN, 56482 | 12.3 | |
| State Farm | Tom Good | 812 4th St Ne, Staples, MN, 56479-0159 | 18.0 | |
| State Farm | Brad Spry | 314 Railroad Ave. W., Walker, MN, 56484-0279 | 40.6 | |
| Travelers | Christenson Agency | 30 W Main St, Crosby, MN, 56441 | 49.8 | |
| Travelers | Ebner Insurance | 20 Jefferson St S, Wadena, MN, 56482 | 12.3 | |
| State Farm | Shawn Frank | 21566 State Hwy 78, Battle Lake, MN, 56515-0237 | 40.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,630 | $760 |
| Wadena County, MN | $118,900 | $738 | $500 | $1,010 | $510 |
| Wadena County, MN | $118,900 | $738 | $500 | $1,060 | $560 |
| Meadow, MN | $150,000 | $1,017 | $740 | $1,450 | $710 |
| Orton, MN | $120,000 | $884 | $590 | $1,220 | $630 |
| Wadena, MN | $89,600 | $722 | $480 | $1,020 | $540 |
| Staples, MN | $82,100 | $677 | $460 | $970 | $510 |
| Rush Lake, MN | $256,800 | $1,356 | $980 | $1,930 | $950 |
| Hiram, MN | $285,000 | $1,435 | $1,030 | $1,970 | $940 |
| Two Inlets, MN | $246,200 | $1,327 | $920 | $1,870 | $950 |
| Height of Land, MN | $180,900 | $1,131 | $760 | $1,550 | $790 |
| Burlington, MN | $197,000 | $1,183 | $800 | $1,690 | $890 |
| Hart Lake, MN | $156,900 | $1,044 | $710 | $1,450 | $740 |