Gavop shows you how to buy homeowners insurance in Farmersville, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $181,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $260,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $325,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $822 |
| Superior Protection Discount | -$98 | $881 |
| Fire & Security Discount | -$108 | $871 |
| Hail Resistant Roof Discount | -$20 | $959 |
| Newly Constructed Home Discount | -$215 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collin County | $1,500 | $1,322 | $2,822 | $961 | $2,461 | $361 |
| Farmersville, TX | $700 | $967 | $1,667 | $703 | $1,403 | $264 |
| Royse City, TX | $300 | $960 | $1,260 | $698 | $998 | $262 |
| Plano, TX | $1,500 | $1,330 | $2,830 | $966 | $2,466 | $363 |
| Bailey, TX | $500 | $1,310 | $1,810 | $952 | $1,452 | $358 |
| Savoy, TX | $700 | $1,323 | $2,023 | $961 | $1,661 | $362 |
| University Park, TX | $500 | $982 | $1,482 | $714 | $1,214 | $268 |
| Copper Canyon, TX | $2,500 | $2,334 | $4,834 | $1,696 | $4,196 | $638 |
| Delta County, TX | $400 | $971 | $1,371 | $705 | $1,105 | $265 |
| Gainesville Southeast, TX | $1,500 | $1,924 | $3,424 | $1,398 | $2,898 | $526 |
| Sadler, TX | $400 | $1,362 | $1,762 | $990 | $1,390 | $372 |
| Krum, TX | $1,500 | $1,724 | $3,224 | $1,253 | $2,753 | $471 |
| Home Insurance Company Farmersville, TX | Homeowners Insurance Agency Farmersville, TX | Address | Popularity Score | Distance from Farmersville (miles) |
|---|---|---|---|---|
| Farmers | Sonia Martinez | 3530 Forest Ln Ste 162, Dallas, TX, 75234 | 32.5 | |
| Farmers | Christian Wallace | 905 Market St Ste 280, Allen, TX, 75013 | 18.3 | |
| Liberty Mutual Independent | Greenhill Insurance | 11494 Luna Rd Ste 275, Dallas, TX, 75234 | 35.7 | |
| State Farm | Dennis Baker | 2550 Eldorado Pkwy, Mckinney, TX, 75070-4365 | 16.1 | |
| State Farm | Ramona Suggs-Winrow | 100 N Central Expwy Ste 320, Richardson, TX, 75080-5310 | 24.7 | |
| Allstate | Darrel Wilson | 3201 S Hardin Blvd Ste 210, Mckinney, TX, 75070 | 16.9 | |
| Liberty Mutual Independent | Wylie Insurance Agency | 201 Calloway St, Wylie, TX, 75098 | 13.2 | |
| Travelers | The Best Insurance Agent | 3115 W Parker Rd 555, Plano, TX, 75023 | 23.2 | |
| Farmers | Keevin Dailey | 901 N Mcdonald St Ste 610, Mckinney, TX, 75069 | 14.5 | |
| State Farm | Pete Knight | 2414 W University Drive Suite 125a, Mckinney, TX, 75071-2853 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Farmersville, TX | $153,800 | $979 | $650 | $1,510 | $860 |
| Royse City, TX | $149,600 | $972 | $640 | $1,500 | $860 |
| Plano, TX | $270,100 | $1,346 | $890 | $2,070 | $1,180 |
| Bailey, TX | $63,500 | $1,326 | $880 | $2,040 | $1,160 |
| Savoy, TX | $65,700 | $1,339 | $880 | $2,060 | $1,180 |
| University Park, TX | $1,193,800 | $994 | $660 | $1,530 | $870 |
| Copper Canyon, TX | $367,700 | $2,362 | $1,560 | $3,640 | $2,080 |
| Delta County, TX | $73,100 | $983 | $650 | $1,510 | $860 |
| Gainesville Southeast, TX | $250,500 | $1,947 | $1,290 | $3,000 | $1,710 |
| Sadler, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| Krum, TX | $164,000 | $1,745 | $1,150 | $2,690 | $1,540 |