Gavop shows you how to buy homeowners insurance in Boone County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$249 | $834 |
| 30 year old | +$16 | $1,100 |
| 40 year old | +$28 | $1,112 |
| 50 year old | +$41 | $1,125 |
| Above 50 year old | +$52 | $1,135 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $921 |
| Superior Protection Discount | -$108 | $975 |
| Fire & Security Discount | -$98 | $986 |
| Hail Resistant Roof Discount | -$33 | $1,051 |
| Newly Constructed Home Discount | -$217 | $867 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boone County | $1,000 | $1,070 | $2,070 | $778 | $1,778 | $293 |
| Boone County, MO | $2,500 | $1,070 | $3,570 | $778 | $3,278 | $293 |
| Hallsville, MO | $500 | $1,036 | $1,536 | $753 | $1,253 | $283 |
| Fulton, MO | $1,000 | $832 | $1,832 | $604 | $1,604 | $227 |
| New Bloomfield, MO | $300 | $915 | $1,215 | $665 | $965 | $250 |
| St. Martins, MO | $2,000 | $1,134 | $3,134 | $824 | $2,824 | $310 |
| South Sugar Creek, MO | $100 | $970 | $1,070 | $705 | $805 | $265 |
| St. Aubert, MO | $2,500 | $1,070 | $3,570 | $778 | $3,278 | $292 |
| Chariton, MO | $300 | $986 | $1,286 | $717 | $1,017 | $269 |
| Russellville, MO | $1,000 | $957 | $1,957 | $696 | $1,696 | $262 |
| Tipton, MO | $300 | $918 | $1,218 | $667 | $967 | $251 |
| Jacksonville, MO | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Home Insurance Company Boone County, MO | Homeowners Insurance Agency Boone County, MO | Address | Popularity Score | Distance from Boone County (miles) |
|---|---|---|---|---|
| State Farm | Brad Hutchison | 3401 W Truman Blvd, Jefferson City, MO, 65109-5752 | 27.7 | |
| State Farm | Dj Hinds | 3600 Interstate 70 Dr Se Ste C, Columbia, MO, 65201-6583 | 2.5 | |
| State Farm | Meera Patel White | 2500 W Ash St, Columbia, MO, 65203-4608 | 4.2 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 4.1 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 4.2 | |
| Travelers | Choice Agency Llc | 622 Delaware Suite A Jefferson City, Jefferson City, MO, 65109 | 29.2 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 5.6 | |
| Travelers | Scott Agency Inc | 408 N Sturgeon St, Montgomery City, MO, 63361 | 43.3 | |
| State Farm | Justin Hahn | 1305 Grindstone Pkwy Ste 109, Columbia, MO, 65201-3752 | 5.3 | |
| State Farm | Lisa Cravens | 1725 Paris Road, Columbia, MO, 65201-5571 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Boone County, MO | $177,800 | $1,083 | $790 | $1,480 | $690 |
| Boone County, MO | $177,800 | $1,083 | $730 | $1,530 | $800 |
| Hallsville, MO | $132,800 | $1,049 | $720 | $1,450 | $730 |
| Fulton, MO | $116,900 | $842 | $580 | $1,200 | $620 |
| New Bloomfield, MO | $94,400 | $926 | $620 | $1,320 | $700 |
| St. Martins, MO | $170,700 | $1,148 | $780 | $1,580 | $800 |
| South Sugar Creek, MO | $110,600 | $982 | $720 | $1,380 | $660 |
| St. Aubert, MO | $145,000 | $1,083 | $780 | $1,530 | $750 |
| Chariton, MO | $115,800 | $998 | $680 | $1,370 | $690 |
| Russellville, MO | $106,900 | $969 | $690 | $1,370 | $680 |
| Tipton, MO | $95,100 | $929 | $680 | $1,310 | $630 |
| Jacksonville, MO | $55,000 | $764 | $530 | $1,080 | $550 |