Gavop shows you how to buy homeowners insurance in Dallas County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $154,000 | $140,000 | $100,000-$125,000 |
| 4 Bedroom | $174,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $216,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $721 |
| Superior Protection Discount | -$84 | $754 |
| Fire & Security Discount | -$67 | $771 |
| Hail Resistant Roof Discount | -$25 | $813 |
| Newly Constructed Home Discount | -$193 | $645 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $700 | $828 | $1,528 | $602 | $1,302 | $226 |
| Dallas County, AL | $1,000 | $828 | $1,828 | $602 | $1,602 | $226 |
| Safford, AL | $400 | $977 | $1,377 | $710 | $1,110 | $267 |
| Benton, AL | $2,500 | $1,317 | $3,817 | $957 | $3,457 | $360 |
| Mosses, AL | $100 | $719 | $819 | $523 | $623 | $197 |
| Marengo County, AL | $2,000 | $758 | $2,758 | $551 | $2,551 | $207 |
| Linden, AL | $200 | $676 | $876 | $491 | $691 | $185 |
| Marbury, AL | $2,500 | $917 | $3,417 | $666 | $3,166 | $251 |
| Pine Level, AL | $400 | $1,229 | $1,629 | $893 | $1,293 | $336 |
| Vredenburgh, AL | $700 | $641 | $1,341 | $466 | $1,166 | $175 |
| Jemison, AL | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Montgomery, AL | $700 | $1,004 | $1,704 | $730 | $1,430 | $274 |
| Home Insurance Company Dallas County, AL | Homeowners Insurance Agency Dallas County, AL | Address | Popularity Score | Distance from Dallas County (miles) |
|---|---|---|---|---|
| Travelers | The Chandler Insurance Agency Llc | 2800 Zelda Road Suite 200-7, Montgomery, AL, 36106 | 49.7 | |
| Travelers | The Morris Agency Inc | 1003 Broad St, Selma, AL, 36701 | 7.7 | |
| Travelers | Liveoak Agency Inc | 4791 Main St, Millbrook, AL, 36054 | 45.0 | |
| Travelers | Gene Jones Insurance Agency Inc | 3347 Highway 14, Millbrook, AL, 36054 | 44.6 | |
| Travelers | Davis & Davis Insurance Agency Inc | 401 6th St N, Clanton, AL, 35046 | 45.0 | |
| Travelers | Steinhilber & Strawbridge Inc | 2100 Mt Meigs Rd, Montgomery, AL, 36107 | 49.0 | |
| State Farm | Taft Walley | 400 6th St N, Clanton, AL, 35045-2824 | 45.0 | |
| Allstate | Christin Millard | 62 Church St, Jemison, AL, 35085 | 48.3 | |
| Travelers | Mayer Insurance Services Llc | 1701 7th St N, Clanton, AL, 35045 | 45.4 | |
| Liberty Mutual Independent | Amford Agency Llc The | 32545 Highway 43, Thomasville, AL, 36784 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,670 | $890 |
| Dallas County, AL | $80,800 | $838 | $570 | $1,200 | $630 |
| Dallas County, AL | $80,800 | $838 | $580 | $1,160 | $580 |
| Safford, AL | $100,000 | $989 | $720 | $1,400 | $680 |
| Benton, AL | $168,800 | $1,333 | $970 | $1,850 | $880 |
| Mosses, AL | $62,200 | $728 | $490 | $1,040 | $550 |
| Marengo County, AL | $88,100 | $767 | $520 | $1,050 | $530 |
| Linden, AL | $73,800 | $684 | $490 | $950 | $460 |
| Marbury, AL | $120,200 | $928 | $660 | $1,330 | $670 |
| Pine Level, AL | $148,100 | $1,244 | $880 | $1,780 | $900 |
| Vredenburgh, AL | $52,200 | $649 | $430 | $930 | $500 |
| Jemison, AL | $99,700 | $829 | $600 | $1,190 | $590 |
| Montgomery, AL | $118,000 | $1,016 | $690 | $1,410 | $720 |