How Can I Make My Hopkinsville, KY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hopkinsville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Hopkinsville, KY Home Insurance Coverage Levels | Back to Top
| Hopkinsville, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Hwy 1682 E, Clinton Cir, E 7th St, Highpoint Dr, Indian Trl, Robin Rd, Wildwood Dr, Agrant Ct, S Virginia St, N Dove Ct | $130,500 | $110,000 | $150,000-$175,000 | $102,500 | $90,000 | $100,000-$125,000 |
| Rose Dr, Carl Smith Rd, E 9th St, Bentley St, E 16th St, W 9th St, Blooming Grove Rd, Oak Hurst Dr, Shallow Lake Cir, Laytonsville Loop | $134,000 | $120,000 | $150,000-$175,000 | $66,500 | $50,000 | $75,000-$100,000 |
| Hunter Pl, Quailridge Dr, Skyline Dr, Kenwood Dr, Loop Ln, Kirby Ln, Gilkey Dr, Deason Rd, Cottage St, W 16th St | $83,000 | $70,000 | $75,000-$100,000 | $69,500 | $70,000 | $50,000-$75,000 |
| A J Draper Rd, Frank Silvey Rd, John Michael Dr, Antioch Church Rd, Hopkinsville-Mt Zoar Rd, King Dr, W 1st St, Ky 1026, Juliet Dr, State Hwy 164 | $198,000 | $180,000 | $150,000-$175,000 | $172,500 | $150,000 | $175,000-$200,000 |
| Durrett Ave, Caramel Dr, Hopkinsville Byp, S Walnut St, Edwards Mill Rd, Petsch Ln, Evergreen Park Dr, Kahle Dr, State Hwy 189, E 6th St | $70,500 | $70,000 | $75,000-$100,000 | $53,000 | $50,000 | $25,000-$50,000 |
| Bradshaw St, Lord Brim Way, Mammoth Cave Ct, Sycamore St, Means Ave, Delaware Dr, College St, RR Dr, Mable Ave, Gospel of Peace Rd | $123,000 | $100,000 | $125,000-$150,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Hipkins St, Twyman Sq, Major Ln, Terry Ln, Pat Ave, W Union Church Rd, Cross Rd, Gale Ln, Clarks Store Snkng Frk Rd, Country Club Ln | $169,500 | $150,000 | $125,000-$150,000 | $123,000 | $120,000 | $125,000-$150,000 |
| Hill Haven Dr, State Hwy 507, Vernon Ave, Faultless Rd, Lovers Ln, State Hwy 1801, W Bypass Rd, Baker Hill St, Ashbury Cir, Prosperity Ln | $77,500 | $70,000 | $50,000-$75,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Romeo Dr, Holley St, White St, Tommy Dr, Roney Dr, Hurl Way, Butler Rd, W 8th St, N Wooldridge Rd, Hopper Ct | $176,000 | $150,000 | $200,000-$250,000 | $119,000 | $100,000 | $100,000-$125,000 |
| State Hwy 178, Pawnee Dr, Jessie St, Sunnyvale Ln, Canton Pike, Koffman Dr, Moores Ct, Grandview Dr, Eagle Way, Sisk Rd | $145,000 | $120,000 | $125,000-$150,000 | $74,000 | $60,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Hopkinsville, KY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $658 |
| Superior Protection Discount | -$81 | $732 |
| Fire & Security Discount | -$81 | $732 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$187 | $626 |
Choose your Hopkinsville, KY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Hopkinsville, KY | Back to Top
| Home Insurance Company Hopkinsville, KY | Homeowners Insurance Agency Hopkinsville, KY | Address | Popularity Score | Distance from Hopkinsville (miles) |
|---|---|---|---|---|
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 32.5 | |
| State Farm | Baker Gardner | 101 Ashley Plaza Cir Ste 1, Morgantown, KY, 42261-7236 | 49.0 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 47.9 | |
| Erie | Nelson Dossett Insurance Llc | 122 N Madisonville Street, Crofton, KY, 42217 | 10.8 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 19.3 | |
| Travelers | Marklin Insurance Agency Llc | 203 W Washington St, Elkton, KY, 42220 | 19.3 | |
| Allstate | Kevin Rice | 707 W Everly Bros Blvd, Central City, KY, 42330 | 30.8 | |
| State Farm | Claude Taylor | 800 N Main St, Beaver Dam, KY, 42320-1549 | 49.1 | |
| State Farm | John Mardis | 101 W 5th St, Russellville, KY, 42276-1401 | 33.4 | |
| State Farm | Charlie Henderson | 2919 Ft Campbell Blvd Ste B, Hopkinsville, KY, 42240-4901 | 3.8 |
Compare Rates for Hopkinsville, KY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,270 | $630 |
| Christian County, KY | $112,200 | $809 | $580 | $1,150 | $570 |
| Hopkinsville, KY | $113,500 | $813 | $550 | $1,110 | $560 |
| Todd County, KY | $94,800 | $642 | $470 | $890 | $420 |
| Greenville, KY | $93,200 | $704 | $490 | $1,010 | $520 |
| South Carrollton, KY | $89,000 | $739 | $500 | $1,020 | $520 |
| Grand Rivers, KY | $131,300 | $901 | $650 | $1,240 | $590 |
| McHenry-Rockport, KY | $61,300 | $604 | $440 | $850 | $410 |
| East Crittenden, KY | $114,200 | $841 | $610 | $1,190 | $580 |
| Springfield, TN | $133,700 | $832 | $590 | $1,140 | $550 |
| Wheatcroft, KY | $41,300 | $490 | $340 | $680 | $340 |
| Crittenden County, KY | $84,600 | $669 | $460 | $960 | $500 |
| Calvert City, KY | $113,800 | $706 | $500 | $990 | $490 |
Research Home Insurance Companies Reviews in Hopkinsville, KY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: June 11, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Premium
Liberty Mutual has loss forgiveness, which works like accident forgiveness for your car. You don’t have to worry about your rates going up following your first claim.
Grange Insurance Home Insurance Reviews
Date: December 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have luckily not had to make a claim, however if I have questions, they are very quick to answer and thorough. I would recommend Grange to my firends and family.
State Farm Home Insurance Reviews
Date: December 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
My insurance company offers a family discount when bundling my home insurance with auto insurance. We decided to go with this bundle as it saves us hundreds of dollars this way compared to finding auto insurance elsewhere.
Travelers Home Insurance Reviews
Date: July 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
They had everything I needed and it was simple to set it up.