How Can I Make My Philadelphia, PA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Philadelphia, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Philadelphia, PA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $185,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $267,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $422,000 | $360,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Philadelphia, PA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $570 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$76 | $611 |
| Hail Resistant Roof Discount | -$14 | $673 |
| Newly Constructed Home Discount | -$165 | $522 |
Choose your Philadelphia, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,948 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Philadelphia, PA | Back to Top
| Home Insurance Company Philadelphia, PA | Homeowners Insurance Agency Philadelphia, PA | Address | Popularity Score | Distance from Philadelphia (miles) |
|---|---|---|---|---|
| State Farm | Vicki Neill | 2132 S Broad St, Philadelphia, PA, 19145-3905 | 6.2 | |
| Travelers | Watlington & Cooper Inc | 6624 Germantown Ave, Philadelphia, PA, 19119 | 4.0 | |
| Liberty Mutual Independent | Becker Insurance Agency Inc | 419 Davisville Rd, Willow Grove, PA, 19090 | 9.5 | |
| State Farm | Maryanne Broemel | 1440 Conchester Hwy Ste 1b, Garnet Valley, PA, 19060-2105 | 20.9 | |
| Travelers | Mcdermott Insurance Agency Inc | 247 N Keswick Ave, Glenside, PA, 19038 | 6.6 | |
| Travelers | Griffith Insurance Llp | 1240 W Chester Pike 1240 W Chester Pike , West Chester, PA, 19382 | 22.6 | |
| Allstate | Wendy Cai Phung | 500 Washington Ave Fl 1, Philadelphia, PA, 19147 | 5.3 | |
| State Farm | Bill Coleman | 5052 Pennell Rd, Aston, PA, 19014-1868 | 18.5 | |
| State Farm | Bill Nicola | 122 Bala Ave, Bala Cynwyd, PA, 19004-3024 | 5.3 | |
| Travelers | Liberty Insurance Brokers | 10 Shurs Lane Ste 104, Philadelphia, PA, 19127 | 4.6 |
Compare Rates for Philadelphia, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Philadelphia County, PA | $151,500 | $687 | $470 | $970 | $500 |
| Philadelphia, PA | $151,500 | $687 | $500 | $980 | $480 |
| Eastampton, NJ | $265,100 | $818 | $590 | $1,130 | $540 |
| Richwood, NJ | $370,200 | $1,200 | $800 | $1,640 | $840 |
| Mannington, NJ | $215,700 | $886 | $650 | $1,220 | $570 |
| Elsmere, DE | $168,400 | $585 | $460 | $780 | $320 |
| Hammonton, NJ | $245,100 | $789 | $560 | $1,110 | $550 |
| Skillman, NJ | $537,800 | $1,793 | $1,220 | $2,460 | $1,240 |
| Twin Rivers, NJ | $210,900 | $877 | $590 | $1,240 | $650 |
| Riegelsville, PA | $240,700 | $874 | $600 | $1,240 | $640 |
| Weston, NJ | $417,200 | $1,353 | $960 | $1,880 | $920 |
| Stewartsville, NJ | $173,300 | $800 | $540 | $1,110 | $570 |
Research Home Insurance Companies Reviews in Philadelphia, PA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 09, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: January 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 18, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 16, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 12, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: May 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: April 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: April 02, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: December 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 09, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: December 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 26, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Mutual Benefit Group Home Insurance Reviews
Date: October 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 04, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: July 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: January 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: February 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 28, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: September 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Aetna Home Insurance Reviews
Date: September 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Encompass Insurance Home Insurance Reviews
Date: September 19, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Allied Insurance Home Insurance Reviews
Date: September 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: May 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
AAA Home Insurance Reviews
Date: October 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: August 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Westfield Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Grange Insurance Home Insurance Reviews
Date: November 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married