Gavop's guide to buying homeowners insurance in Winters, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $112,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $193,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $230,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $511,000 | $420,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $621 |
| Superior Protection Discount | -$68 | $689 |
| Fire & Security Discount | -$61 | $697 |
| Hail Resistant Roof Discount | -$23 | $735 |
| Newly Constructed Home Discount | -$197 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yolo County | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| Winters, CA | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| Knights Landing, CA | $100 | $646 | $746 | $470 | $570 | $177 |
| Angwin, CA | $2,500 | $1,159 | $3,659 | $842 | $3,342 | $317 |
| Kenwood, CA | $400 | $1,899 | $2,299 | $1,380 | $1,780 | $519 |
| Elverta, CA | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Bay Point, CA | $100 | $662 | $762 | $481 | $581 | $181 |
| Cotati, CA | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Gold River, CA | $200 | $938 | $1,138 | $681 | $881 | $256 |
| Pinole, CA | $1,500 | $866 | $2,366 | $629 | $2,129 | $237 |
| Tara Hills, CA | $100 | $925 | $1,025 | $672 | $772 | $253 |
| West Colusa, CA | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Home Insurance Company Winters, CA | Homeowners Insurance Agency Winters, CA | Address | Popularity Score | Distance from Winters (miles) |
|---|---|---|---|---|
| State Farm | Richard Pagano | 2317 Buchanan Rd Ste B, Antioch, CA, 94509-4403 | 41.3 | |
| State Farm | Chris Kistner | 438 Main St, Vacaville, CA, 95688-3946 | 15.4 | |
| State Farm | Brock Nobili | 3338 N Texas St Ste D, Fairfield, CA, 94533-9820 | 19.9 | |
| State Farm | Dave Dacus | 2950 Buskirk Ave Ste 212, Walnut Creek, CA, 94597-8803 | 44.9 | |
| State Farm | Olimpia Garner | 175 N 1st St, Dixon, CA, 95620-3025 | 14.3 | |
| Farmers | Fernando Marron | 9940 Starr Rd Ste 180, Windsor, CA, 95492 | 43.4 | |
| State Farm | Victoria Barros-Ortiz | 2050 Peabody Rd Ste 200, Vacaville, CA, 95687-6695 | 17.1 | |
| State Farm | Bob Griffin | 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944 | 35.0 | |
| State Farm | Ryan Allman | 1320 Arnold Dr Ste 162, Martinez, CA, 94553-6537 | 40.6 | |
| State Farm | Sallie Severns | 2064 Treat Blvd Ste A, Walnut Creek, CA, 94598-1537 | 44.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Yolo County, CA | $370,800 | $947 | $700 | $1,290 | $590 |
| Winters, CA | $342,100 | $758 | $560 | $1,030 | $470 |
| Knights Landing, CA | $202,300 | $654 | $480 | $890 | $410 |
| Angwin, CA | $856,600 | $1,173 | $870 | $1,600 | $730 |
| Kenwood, CA | $680,800 | $1,922 | $1,420 | $2,610 | $1,190 |
| Elverta, CA | $275,800 | $707 | $520 | $960 | $440 |
| Bay Point, CA | $251,700 | $671 | $500 | $910 | $410 |
| Cotati, CA | $458,400 | $977 | $720 | $1,330 | $610 |
| Gold River, CA | $451,500 | $949 | $700 | $1,290 | $590 |
| Pinole, CA | $431,800 | $877 | $650 | $1,190 | $540 |
| Tara Hills, CA | $354,400 | $936 | $690 | $1,270 | $580 |
| West Colusa, CA | $286,400 | $778 | $580 | $1,060 | $480 |