Gavop shows you how to buy homeowners insurance in Salisbury, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $142,000 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $270,000 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $304,000 | $290,000 | $250,000-$300,000 |
| 4 Bedroom | $511,000 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $576,000 | $490,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $946 |
| Superior Protection Discount | -$114 | $1,026 |
| Fire & Security Discount | -$114 | $1,026 |
| Hail Resistant Roof Discount | -$34 | $1,105 |
| Newly Constructed Home Discount | -$228 | $912 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $700 | $1,499 | $2,199 | $1,089 | $1,789 | $410 |
| Salisbury, NY | $700 | $1,126 | $1,826 | $818 | $1,518 | $308 |
| Oyster Bay, NY | $500 | $850 | $1,350 | $618 | $1,118 | $232 |
| Franklin Square, NY | $1,000 | $1,091 | $2,091 | $793 | $1,793 | $298 |
| Centerport, NY | $100 | $840 | $940 | $610 | $710 | $229 |
| North Great River, NY | $700 | $1,496 | $2,196 | $1,087 | $1,787 | $409 |
| Wallington, NJ | $300 | $809 | $1,109 | $588 | $888 | $221 |
| Medford, NY | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Elmwood Park, NJ | $100 | $802 | $902 | $583 | $683 | $219 |
| East Hanover, NJ | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Orange, CT | $200 | $978 | $1,178 | $711 | $911 | $267 |
| Green Brook, NJ | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| Home Insurance Company Salisbury, NY | Homeowners Insurance Agency Salisbury, NY | Address | Popularity Score | Distance from Salisbury (miles) |
|---|---|---|---|---|
| Travelers | Club Agency | 100 Ring Rd Ste 200, Garden City, NY, 11530 | 3.0 | |
| Allstate | Christopher J. Walsh | 98 Cuttermill Rd, Great Neck, NY, 11021 | 9.4 | |
| Travelers | Westrock Insurance Agency | 151 N Main St Ste 204, New City, NY, 10956 | 35.9 | |
| Farmers | Pamela Sollog | 129 Glenwood Rd, Glenwood Landing, NY, 11547 | 7.3 | |
| Nationwide | Blerim Cami Agency | 2064 Bath Ave, Brooklyn, NY, 11214 | 25.2 | |
| Allstate | Pavneet Singh | 1560 Myrtle Ave Fl 2, Brooklyn, NY, 11237 | 18.7 | |
| Allstate | James Disilvestre | 195 Broadway, Amityville, NY, 11701 | 8.9 | |
| State Farm | George Araque | 260-17 Hillside Avenue, Floral Park, NY, 11004-1707 | 7.8 | |
| State Farm | Rita Lai | 1172 E Jericho Tpke, Huntington, NY, 11743-5435 | 11.9 | |
| State Farm | Joe Benincasa | 54 Willow Park Ctr, Farmingdale, NY, 11735-1001 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,660 | $830 |
| Nassau County, NY | $460,700 | $1,517 | $1,080 | $2,110 | $1,030 |
| Salisbury, NY | $439,200 | $1,140 | $790 | $1,560 | $770 |
| Oyster Bay, NY | $485,900 | $861 | $610 | $1,230 | $620 |
| Franklin Square, NY | $447,600 | $1,104 | $780 | $1,570 | $790 |
| Centerport, NY | $595,600 | $850 | $610 | $1,220 | $610 |
| North Great River, NY | $353,900 | $1,514 | $1,010 | $2,130 | $1,120 |
| Wallington, NJ | $351,900 | $818 | $560 | $1,140 | $580 |
| Medford, NY | $298,900 | $850 | $600 | $1,180 | $580 |
| Elmwood Park, NJ | $348,200 | $812 | $580 | $1,140 | $560 |
| East Hanover, NJ | $557,500 | $1,003 | $710 | $1,410 | $700 |
| Orange, CT | $385,100 | $990 | $670 | $1,370 | $700 |
| Green Brook, NJ | $442,600 | $1,037 | $690 | $1,470 | $780 |