How Can I Make My Cutler Bay, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Cutler Bay, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Cutler Bay, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $183,500 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $268,000 | $230,000 | $300,000-$350,000 |
| 4 Bedroom | $412,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $389,500 | $330,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Cutler Bay, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $1,104 |
| Superior Protection Discount | -$120 | $1,211 |
| Fire & Security Discount | -$120 | $1,211 |
| Hail Resistant Roof Discount | -$40 | $1,291 |
| Newly Constructed Home Discount | -$346 | $985 |
Choose the Right Deductible for your Cutler Bay, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,000 | $1,348 | $3,348 | $979 | $2,979 | $368 |
| Cutler Bay, FL | $700 | $1,314 | $2,014 | $955 | $1,655 | $359 |
| Palmetto Bay, FL | $400 | $922 | $1,322 | $670 | $1,070 | $252 |
| Coral Gables, FL | $700 | $1,460 | $2,160 | $1,061 | $1,761 | $399 |
| Kendale Lakes, FL | $300 | $980 | $1,280 | $713 | $1,013 | $268 |
| Virginia Gardens, FL | $1,500 | $2,148 | $3,648 | $1,561 | $3,061 | $587 |
| Hialeah Gardens, FL | $100 | $1,042 | $1,142 | $758 | $858 | $285 |
| Miami Lakes, FL | $2,500 | $932 | $3,432 | $678 | $3,178 | $255 |
| Bal Harbour, FL | $100 | $883 | $983 | $641 | $741 | $241 |
| Hallandale Beach, FL | $700 | $1,361 | $2,061 | $989 | $1,689 | $372 |
| Dania Beach, FL | $400 | $977 | $1,377 | $710 | $1,110 | $267 |
| Coral Springs-Margate, FL | $700 | $1,613 | $2,313 | $1,172 | $1,872 | $441 |
Identify Top Home Insurance Agents near Cutler Bay, FL | Back to Top
| Home Insurance Company Cutler Bay, FL | Homeowners Insurance Agency Cutler Bay, FL | Address | Popularity Score | Distance from Cutler Bay (miles) |
|---|---|---|---|---|
| State Farm | Nancy Wolfe-Smith | 1797 N University Dr, Plantation, FL, 33322-4111 | 39.7 | |
| State Farm | Maria Elena Cisneros | 9415 Sunset Dr Ste 101, Miami, FL, 33173-5493 | 8.7 | |
| Allstate | Arnoldo J Arguello | 11240 N Kendall Dr Ste 203, Miami, FL, 33176 | 8.1 | |
| State Farm | Fernando R. Ruiz | 20171 Sw 127th Ave, Miami, FL, 33177-5117 | 3.9 | |
| State Farm | Jim Hughes | 18330 Franjo Road, Palmetto Bay, FL, 33157 | 1.8 | |
| Allstate | Jean D Baroulette Sr | 16616 Saddle Club Rd, Weston, FL, 33326 | 37.3 | |
| State Farm | Luis Peters | 7750 Sw 117th Avenue, Miami, FL, 33183 | 8.8 | |
| Travelers | Brightway Insurance Inc | 10161 W Commercial Blvd, Sunrise, FL, 33351 | 42.6 | |
| State Farm | Kim Nava | 4720 N Federal Hwy, Ft Lauderdale, FL, 33308-4604 | 44.1 | |
| Travelers | Morris & Reynolds Inc | 14821 Sw Dixie Hwy, Miami, FL, 33176 | 3.9 |
Compare Rates for Cutler Bay, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Cutler Bay, FL | $235,000 | $1,330 | $1,040 | $1,780 | $740 |
| Palmetto Bay, FL | $489,600 | $933 | $730 | $1,250 | $520 |
| Coral Gables, FL | $750,400 | $1,478 | $1,150 | $1,980 | $830 |
| Kendale Lakes, FL | $211,700 | $992 | $770 | $1,330 | $560 |
| Virginia Gardens, FL | $267,200 | $2,174 | $1,700 | $2,910 | $1,210 |
| Hialeah Gardens, FL | $160,500 | $1,055 | $820 | $1,410 | $590 |
| Miami Lakes, FL | $345,400 | $944 | $740 | $1,260 | $520 |
| Bal Harbour, FL | $755,500 | $893 | $700 | $1,200 | $500 |
| Hallandale Beach, FL | $167,600 | $1,378 | $1,070 | $1,850 | $780 |
| Dania Beach, FL | $174,700 | $988 | $770 | $1,320 | $550 |
| Coral Springs-Margate, FL | $182,900 | $1,633 | $1,270 | $2,190 | $920 |
Research Home Insurance Companies Reviews in Cutler Bay, FL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 16, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
Compare prices, brands and services! Offers The Hottest. Hundreds of Thousands of Offers. The latest discounts.
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
They offer the typical home owner coverage's of full replacement value if a total loss of home occurs. So they are basically the same as everyone but their cost is lower.