How Can I Make My Houma, LA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Houma, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Houma, LA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $117,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $275,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $272,000 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Houma, LA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$285 | $1,215 |
| Superior Protection Discount | -$150 | $1,349 |
| Fire & Security Discount | -$150 | $1,349 |
| Hail Resistant Roof Discount | -$30 | $1,469 |
| Newly Constructed Home Discount | -$390 | $1,110 |
Choose the Right Deductible for your Houma, LA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Terrebonne Parish | $2,500 | $1,425 | $3,925 | $1,036 | $3,536 | $390 |
| Houma, LA | $2,500 | $1,481 | $3,981 | $1,077 | $3,577 | $405 |
| Presquille, LA | $500 | $1,985 | $2,485 | $1,442 | $1,942 | $542 |
| Chauvin, LA | $2,500 | $1,050 | $3,550 | $763 | $3,263 | $287 |
| Hester, LA | $400 | $2,144 | $2,544 | $1,558 | $1,958 | $586 |
| Grand Point, LA | $1,500 | $1,834 | $3,334 | $1,333 | $2,833 | $501 |
| New Sarpy, LA | $500 | $1,292 | $1,792 | $939 | $1,439 | $353 |
| Laplace, LA | $1,000 | $971 | $1,971 | $706 | $1,706 | $265 |
| Jean Lafitte, LA | $500 | $1,586 | $2,086 | $1,152 | $1,652 | $433 |
| Kenner, LA | $1,000 | $1,341 | $2,341 | $974 | $1,974 | $366 |
| Gonzales, LA | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Arabi, LA | $2,500 | $1,554 | $4,054 | $1,129 | $3,629 | $425 |
Identify Top Home Insurance Agents near Houma, LA | Back to Top
| Home Insurance Company Houma, LA | Homeowners Insurance Agency Houma, LA | Address | Popularity Score | Distance from Houma (miles) |
|---|---|---|---|---|
| Allstate | Kade Luke | 292 S Hollywood Rd Ste K, Houma, LA, 70360 | 3.3 | |
| State Farm | Chad Vidrine | 111 Veterans Blvd Ste 740, Metairie, LA, 70005-3035 | 45.5 | |
| State Farm | Ben Rodriguez | 3221 Behrman Pl Ste 202b, New Orleans, LA, 70114-8203 | 47.3 | |
| Allstate | Bryan Pullaro | 6218 W Main St, Houma, LA, 70360 | 4.3 | |
| Allstate | Kenneth Taylor | 7037 Canal Blvd Ste 201, New Orleans, LA, 70124 | 47.2 | |
| State Farm | Rene Carreker | 1221 Museum Dr, Houma, LA, 70360-6073 | 2.2 | |
| State Farm | Josh Lorando | 4200 Canal St Ste C, New Orleans, LA, 70119-5986 | 45.5 | |
| State Farm | Manny Hidalgo | 3837 Macarthur Blvd, New Orleans, LA, 70114-6827 | 47.9 | |
| State Farm | Rodney Cosse | 2107 Veterans Blvd., Metairie, LA, 70002 | 44.6 | |
| State Farm | Darryl Brue | 1950 Prospect Blvd, Houma, LA, 70363-6048 | 1.3 |
Compare Rates for Houma, LA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Terrebonne Parish, LA | $143,700 | $1,443 | $1,010 | $2,080 | $1,070 |
| Houma, LA | $153,000 | $1,499 | $1,050 | $2,160 | $1,110 |
| Presquille, LA | $227,100 | $2,009 | $1,410 | $2,890 | $1,480 |
| Chauvin, LA | $85,300 | $1,063 | $740 | $1,530 | $790 |
| Hester, LA | $304,100 | $2,170 | $1,520 | $3,120 | $1,600 |
| Grand Point, LA | $187,100 | $1,856 | $1,300 | $2,670 | $1,370 |
| New Sarpy, LA | $108,500 | $1,308 | $920 | $1,880 | $960 |
| Laplace, LA | $162,200 | $983 | $690 | $1,420 | $730 |
| Jean Lafitte, LA | $144,100 | $1,605 | $1,120 | $2,310 | $1,190 |
| Kenner, LA | $170,900 | $1,357 | $950 | $1,950 | $1,000 |
| Gonzales, LA | $154,300 | $955 | $670 | $1,380 | $710 |
| Arabi, LA | $139,600 | $1,573 | $1,100 | $2,270 | $1,170 |
Research Home Insurance Companies Reviews in Houma, LA Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: December 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The service I've received from AAA has been kind and helpful. I've always had my concerns answered promptly and I feel they truly care about their users.
Date: August 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The rates can't be beat by any other big brand insurance company for the same coverage. They offer great plans for both low and high deductible policies.
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Allstate is having an affordable premium rates compare to other home insurance providers.Allstate have less deductible rates compared to other home insurance providers.