Gavop tells you how to get the best homeowners insurance in Lula, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $96,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $223,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $181,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $164,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $601 |
| Superior Protection Discount | -$74 | $668 |
| Fire & Security Discount | -$67 | $676 |
| Hail Resistant Roof Discount | -$15 | $728 |
| Newly Constructed Home Discount | -$186 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hall County | $1,000 | $971 | $1,971 | $706 | $1,706 | $265 |
| Lula, GA | $2,500 | $734 | $3,234 | $533 | $3,033 | $200 |
| Pendergrass, GA | $300 | $1,054 | $1,354 | $766 | $1,066 | $288 |
| Statham, GA | $2,000 | $745 | $2,745 | $542 | $2,542 | $204 |
| Russell, GA | $200 | $625 | $825 | $454 | $654 | $171 |
| Martin, GA | $1,500 | $527 | $2,027 | $383 | $1,883 | $144 |
| Suches, GA | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Rabun County, GA | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Milton, GA | $500 | $865 | $1,365 | $629 | $1,129 | $236 |
| Snellville-Grayson, GA | $1,500 | $1,061 | $2,561 | $771 | $2,271 | $290 |
| Townville, SC | $100 | $1,242 | $1,342 | $903 | $1,003 | $339 |
| Lexington, GA | $2,000 | $947 | $2,947 | $688 | $2,688 | $259 |
| Home Insurance Company Lula, GA | Homeowners Insurance Agency Lula, GA | Address | Popularity Score | Distance from Lula (miles) |
|---|---|---|---|---|
| Travelers | The Norton Agency | 434 Green St, Gainesville, GA, 30501 | 9.1 | |
| State Farm | Trent Lewis | 1245 Pleasant Hill Rd, Lawrenceville, GA, 30044-3003 | 39.0 | |
| Allstate | Steve Moranos | 88 N Gate Station Dr Ste 102, Marble Hill, GA, 30148 | 33.4 | |
| State Farm | Garrett Schafer | 4080 Mcginnis Fry Rd Ste 1208, Alpharetta, GA, 30005-1773 | 36.6 | |
| Travelers | Biltmore Insurance | 4764 Atlanta Hwy 78, Loganville, GA, 30052 | 38.6 | |
| State Farm | David Korede | 5400 Laurel Spgs Pkwy Ste 107, Suwanee, GA, 30024-6061 | 33.4 | |
| Allstate | Hitesh Patel | 930 Enota Ave Ne, Gainesville, GA, 30501 | 9.0 | |
| Travelers | The Ephraim Group Inc | 1674 Lawrenceville Suwanee Rd, Lawrenceville, GA, 30043 | 32.7 | |
| Nationwide | Bowers Insurance Group Llc | 500 Sun Valley Dr Ste H1, Roswell, GA, 30076 | 43.3 | |
| Allstate | Ryan Harwood | 695 Mansell Rd Ste 230, Roswell, GA, 30076 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,430 | $690 |
| Hall County, GA | $171,900 | $983 | $700 | $1,370 | $670 |
| Lula, GA | $126,900 | $743 | $500 | $1,060 | $560 |
| Pendergrass, GA | $175,000 | $1,067 | $740 | $1,480 | $740 |
| Statham, GA | $129,900 | $754 | $550 | $1,050 | $500 |
| Russell, GA | $81,500 | $633 | $420 | $870 | $450 |
| Martin, GA | $67,000 | $533 | $360 | $760 | $400 |
| Suches, GA | $119,300 | $848 | $600 | $1,160 | $560 |
| Rabun County, GA | $157,800 | $848 | $620 | $1,200 | $580 |
| Milton, GA | $494,300 | $876 | $630 | $1,230 | $600 |
| Snellville-Grayson, GA | $177,300 | $1,074 | $770 | $1,510 | $740 |
| Townville, SC | $205,400 | $1,257 | $890 | $1,780 | $890 |
| Lexington, GA | $144,200 | $958 | $690 | $1,310 | $620 |