Gavop shows you how to buy homeowners insurance in Canyon Lake, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $117,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $181,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $370,500 | $350,000 | $350,000-$400,000 |
| 4 Bedroom | $550,000 | $500,000 | $500,000-$600,000 |
| 5 Bedroom | $784,000 | $700,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $774 |
| Superior Protection Discount | -$90 | $810 |
| Fire & Security Discount | -$99 | $801 |
| Hail Resistant Roof Discount | -$27 | $873 |
| Newly Constructed Home Discount | -$198 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Canyon Lake, CA | $700 | $890 | $1,590 | $647 | $1,347 | $243 |
| Lake Elsinore, CA | $200 | $783 | $983 | $569 | $769 | $214 |
| Perris, CA | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Romoland, CA | $300 | $790 | $1,090 | $574 | $874 | $216 |
| Lake San Marcos, CA | $1,500 | $1,637 | $3,137 | $1,190 | $2,690 | $447 |
| Lake Arrowhead, CA | $400 | $647 | $1,047 | $470 | $870 | $177 |
| Lytle Creek, CA | $2,000 | $686 | $2,686 | $498 | $2,498 | $187 |
| Stanton, CA | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Charter Oak, CA | $2,000 | $871 | $2,871 | $633 | $2,633 | $238 |
| La Mirada, CA | $400 | $1,330 | $1,730 | $967 | $1,367 | $364 |
| Hesperia, CA | $2,500 | $623 | $3,123 | $453 | $2,953 | $170 |
| Home Insurance Company Canyon Lake, CA | Homeowners Insurance Agency Canyon Lake, CA | Address | Popularity Score | Distance from Canyon Lake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | R David Bulen Insurance Agency | 506 W Graham Ave Ste 105, Lake Elsinore, CA, 92530 | 4.2 | |
| Liberty Mutual Independent | Access West Insurance Services Inc. | 40675 California Oaks Rd Ste A, Murrieta, CA, 92562 | 8.7 | |
| State Farm | Laura Hahamian | 23832 Rockfield Blvd Ste 165, Lake Forest, CA, 92630-2862 | 26.3 | |
| Allstate | Alan Keddington | 26072 Merit Cir Ste 105, Laguna Hills, CA, 92653 | 25.0 | |
| Allstate | Jeff Adams | 4860 Irvine Blvd Ste 206, Irvine, CA, 92620 | 28.6 | |
| State Farm | Andrea Foster | 11860 Magnolia Ave Ste O, Riverside, CA, 92503-4911 | 19.3 | |
| Farmers | Cameron Watson | 30162 Tomas Ste 205, Rancho Santa Margari, CA, 92688 | 19.9 | |
| State Farm | Kim Le | 13672 Goldenwest St Ste C, Westminster, CA, 92683-7917 | 43.1 | |
| State Farm | Archie Escujuri | 908 E Puente St, Covina, CA, 91724-3210 | 44.3 | |
| Allstate | Eric Tryby | 39413 Los Alamos Rd Ste D, Murrieta, CA, 92563 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Canyon Lake, CA | $394,900 | $900 | $670 | $1,220 | $550 |
| Lake Elsinore, CA | $306,400 | $792 | $590 | $1,080 | $490 |
| Perris, CA | $239,800 | $683 | $510 | $930 | $420 |
| Romoland, CA | $298,000 | $800 | $590 | $1,090 | $500 |
| Lake San Marcos, CA | $564,000 | $1,657 | $1,230 | $2,250 | $1,020 |
| Lake Arrowhead, CA | $287,500 | $655 | $480 | $890 | $410 |
| Lytle Creek, CA | $232,800 | $694 | $510 | $940 | $430 |
| Stanton, CA | $339,000 | $866 | $640 | $1,180 | $540 |
| Charter Oak, CA | $389,000 | $882 | $650 | $1,200 | $550 |
| La Mirada, CA | $478,400 | $1,346 | $1,000 | $1,830 | $830 |
| Hesperia, CA | $199,200 | $631 | $470 | $860 | $390 |