Gavop's guide to buying homeowners insurance in Putnam County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Putnam County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Maple St, Cemetery Rd, Parkers Place Dr, S Co Rd 250 E, Wood St, Co Rd 700 N, N Co Rd 700 E, Church St, Jacob St, Walnut St | $99,000 | $90,000 | $100,000-$125,000 | $129,500 | $110,000 | $100,000-$125,000 |
| S Co Rd 825 W, Greene Dr, E US Hwy 40, W Co Rd 75 N, Gentlemen Pl, S Co Rd 1000 E, W Co Rd 125 N, Elm Leaf Dr, W Range Line Rd, N Co Rd 550 E | $149,000 | $130,000 | $150,000-$175,000 | $98,000 | $80,000 | $100,000-$125,000 |
| Weber St, N Co Rd 475 E, N Co Rd 450 E, N James St, Melrose Ave, S Co Rd 525 E, W Co Rd 950 S, Orchard Dr, Lakeview Rd, S Market St | $134,000 | $110,000 | $100,000-$125,000 | $149,000 | $130,000 | $125,000-$150,000 |
| Fairway Dr, W Range Line Rd, Columbia St, N Co Rd 1200 E, W Co Rd 250 S, Castlebury Dr, W Main St, E Co Rd 200 S, E Co Rd 1200 S, N Co Rd 775 W | $96,500 | $90,000 | $100,000-$125,000 | $135,500 | $110,000 | $150,000-$175,000 |
| N Co Rd 400 W, S Co Rd 10 E, Cassada Dr, S Co Rd 650 E, W 700, E Co Rd 300 S, Union St, US Hwy 40, E Jacob St, W Co Rd 325 S | $174,000 | $150,000 | $125,000-$150,000 | $147,000 | $120,000 | $150,000-$175,000 |
| Burgoyne Ct, W Co Rd 100 N, Appletree Ct, N Co Rd 225 E, Gettysburg, Lafayette St, Canterbury Dr, N Co Rd 475 E, N Indiana St, Co Rd 1200 S | $92,000 | $90,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| N Co Rd 190 W, E Co Rd 700 S, W Co Rd 1340 N, W Co Rd 375 S, Washington St, Co Rd 1400 N, W Co Rd 450 S, N Indiana St, S Co Rd 75 W, W Co Rd 1050 S | $148,500 | $120,000 | $150,000-$175,000 | $118,500 | $100,000 | $75,000-$100,000 |
| Indiana St, Northview, N Co Rd 800 W, Lincoln Ave, Vale St, N Co Rd 575 E, Co Rd 1000 N, W State Rd 240, N Co Rd 690 W, N Meridian Line Rd | $131,000 | $110,000 | $125,000-$150,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Brentfield Ln, E Co Rd 1200 N, S Co Rd 475 E, Morton-Russellville Rd, W Co Rd 775 S, Deer Field Ct, Lakeview Dr, Cool Evening Ct, Brent Ln, W Co Rd 150 N | $147,000 | $130,000 | $150,000-$175,000 | $112,000 | $90,000 | $100,000-$125,000 |
| S Co Rd 50 W, W Railroad St, N Co Rd 575 E, W Co Rd 450 N, W Co Rd 850 S, E Co Rd 1000 S, W Co Rd 850 S, S Co Rd 75 E, W Co Rd 285 S, W Co Rd 1125 N | $152,000 | $130,000 | $150,000-$175,000 | $108,500 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $650 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$63 | $729 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$166 | $626 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Putnam County, IN | $2,500 | $783 | $3,283 | $569 | $3,069 | $214 |
| Floyd, IN | $400 | $913 | $1,313 | $663 | $1,063 | $249 |
| Russellville, IN | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Otter Creek, IN | $500 | $632 | $1,132 | $459 | $959 | $173 |
| Riley, IN | $700 | $1,000 | $1,700 | $727 | $1,427 | $273 |
| Darlington, IN | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Spring Hill, IN | $2,000 | $1,145 | $3,145 | $832 | $2,832 | $313 |
| Veedersburg, IN | $100 | $628 | $728 | $457 | $557 | $172 |
| Hymera, IN | $200 | $576 | $776 | $419 | $619 | $157 |
| Warren Park, IN | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Home Insurance Company Putnam County, IN | Homeowners Insurance Agency Putnam County, IN | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| Travelers | Steffey Insurance Agency | 8365 Keystone Xing Ste 202, Indianapolis, IN, 46240 | 42.6 | |
| Erie | Kitto Insurance Inc. | 216 W Main Street, Carmel, IN, 46032 | 44.1 | |
| Allstate | Bragg Insurance | 3901 W State Road 47 Suite 7, Sheridan, IN, 46069 | 46.0 | |
| Farmers | Brad Gossett | 973 Emerson Pkwy Ste C, Greenwood, IN, 46143 | 41.1 | |
| State Farm | Heather Taylor | 1285 S Jackson St Ste C, Greencastle, IN, 46135-9031 | 2.7 | |
| State Farm | Mike Sutherland | 1602 W 3rd St Ste E, Bloomington, IN, 47404-5079 | 38.1 | |
| Travelers | St Joseph Agency | 601 E 106th St, Indianapolis, IN, 46280 | 42.1 | |
| Allstate | Mathews-Hardin Agency | 8766 South St Ste 210, Fishers, IN, 46038 | 48.9 | |
| Liberty Mutual Independent | Acb Insurance Inc | 7715 Loma Ct Ste E, Fishers, IN, 46038 | 47.6 | |
| State Farm | Monte Smith | 9623 Windermere Blvd Ste D, Fishers, IN, 46037-9181 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,180 | $600 |
| Putnam County, IN | $120,300 | $792 | $560 | $1,120 | $560 |
| Putnam County, IN | $120,300 | $792 | $530 | $1,130 | $600 |
| Floyd, IN | $159,800 | $924 | $620 | $1,320 | $700 |
| Russellville, IN | $65,500 | $609 | $440 | $860 | $420 |
| Otter Creek, IN | $103,300 | $639 | $440 | $910 | $470 |
| Riley, IN | $202,100 | $1,012 | $680 | $1,390 | $710 |
| Darlington, IN | $86,800 | $700 | $470 | $960 | $490 |
| Spring Hill, IN | $285,000 | $1,159 | $800 | $1,600 | $800 |
| Veedersburg, IN | $71,400 | $636 | $430 | $880 | $450 |
| Hymera, IN | $59,800 | $583 | $430 | $820 | $390 |
| Warren Park, IN | $124,000 | $829 | $570 | $1,140 | $570 |