Gavop's guide to buying homeowners insurance in Grosse Pointe Park, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $150,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $177,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $236,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $212,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $680 |
| Superior Protection Discount | -$80 | $720 |
| Fire & Security Discount | -$72 | $728 |
| Hail Resistant Roof Discount | -$24 | $776 |
| Newly Constructed Home Discount | -$160 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Grosse Pointe Park, MI | $2,500 | $790 | $3,290 | $574 | $3,074 | $216 |
| Beverly Hills, MI | $100 | $812 | $912 | $590 | $690 | $222 |
| Bingham Farms, MI | $700 | $1,330 | $2,030 | $966 | $1,666 | $363 |
| Westland, MI | $300 | $700 | $1,000 | $508 | $808 | $191 |
| Farmington Hills, MI | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Pearl Beach, MI | $400 | $862 | $1,262 | $626 | $1,026 | $235 |
| Novi, MI | $700 | $964 | $1,664 | $700 | $1,400 | $263 |
| Lake Angelus, MI | $300 | $559 | $859 | $407 | $707 | $153 |
| Leonard, MI | $1,500 | $745 | $2,245 | $541 | $2,041 | $204 |
| Milford, MI | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Milan, MI | $1,500 | $653 | $2,153 | $475 | $1,975 | $178 |
| Home Insurance Company Grosse Pointe Park, MI | Homeowners Insurance Agency Grosse Pointe Park, MI | Address | Popularity Score | Distance from Grosse Pointe Park (miles) |
|---|---|---|---|---|
| Allstate | Jake Suardini | 29798 S Wixom Rd, Wixom, MI, 48393 | 32.8 | |
| Farmers | Frank Mathias | 22908 Pontiac Trl, South Lyon, MI, 48178 | 37.6 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 9.0 | |
| State Farm | Ben Torres | 318 S Ashley St, Ann Arbor, MI, 48104-1351 | 42.8 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 18.3 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 3.6 | |
| State Farm | Pam Mowatt | 20563 Mack Avenue, Grosse Pointe Woods, MI, 48236 | 4.7 | |
| State Farm | Mark Khoury | 320 W Summit St Ste 2, Milford, MI, 48381-1563 | 37.9 | |
| State Farm | Ed Lazar | 18352 Mack Ave, Grosse Pointe, MI, 48236-3219 | 2.5 | |
| State Farm | Ryan Rosario | 28300 Gratiot Ave, Roseville, MI, 48066-4208 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,070 | $520 |
| Wayne County, MI | $92,400 | $687 | $500 | $940 | $440 |
| Grosse Pointe Park, MI | $332,000 | $800 | $540 | $1,110 | $570 |
| Beverly Hills, MI | $341,500 | $822 | $560 | $1,180 | $620 |
| Bingham Farms, MI | $390,200 | $1,346 | $900 | $1,910 | $1,010 |
| Westland, MI | $105,400 | $708 | $500 | $1,000 | $500 |
| Farmington Hills, MI | $230,000 | $867 | $580 | $1,220 | $640 |
| Pearl Beach, MI | $209,200 | $872 | $630 | $1,250 | $620 |
| Novi, MI | $290,600 | $975 | $670 | $1,390 | $720 |
| Lake Angelus, MI | $1,071,400 | $566 | $400 | $780 | $380 |
| Leonard, MI | $121,100 | $754 | $540 | $1,060 | $520 |
| Milford, MI | $215,300 | $740 | $500 | $1,010 | $510 |
| Milan, MI | $145,100 | $661 | $440 | $940 | $500 |