Gavop shows you how to buy homeowners insurance in Ripley County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ripley County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Hwy 142E, Co Rd 160 E-20, Co Rd 160 E-2, Co Rd T-1, Oak Lane Dr, Co Rd 160 W-11, Ripley County 142E-24, Sunset Dr, Berry Ln, H and S Dr | $161,000 | $140,000 | $125,000-$150,000 | $104,000 | $100,000 | $100,000-$125,000 |
| Co Rd H-9, Jefferson St, Ripley Co142E-24A, Co Rd 142E-22, Brooks St, Miller St, Co Rd 142-46A, 160 E-6, Greenbriar Dr, Bland St | $88,500 | $80,000 | $75,000-$100,000 | $58,000 | $50,000 | $25,000-$50,000 |
| Old Hwy 160, Cavalry Camp Rd, E Young St, Co Rd Z-1, Cr 142E-24, N East St, Park Ave, W Summit St, Railroad Ave, State Hwy M | $149,000 | $130,000 | $125,000-$150,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Co Rd 142 E-20, Co Rd 135, Co Rd 142 E-34, S East St, Co Rd 21 N-16, Co Rd 160 E-4, Co Rd 142E8, Barton Rd, Co Rd 142 E-18, Sloan St | $151,500 | $120,000 | $150,000-$175,000 | $119,000 | $100,000 | $100,000-$125,000 |
| N-1 County Rd, Public Rd, N Grand Ave, Missouri Rd, Lafayette St, State Hwy 21, Co Rd H-5, S Mound St, Clark St, State Hwy B | $104,000 | $90,000 | $100,000-$125,000 | $55,000 | $50,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $689 |
| Home and Two Car | -$121 | $636 |
| Home and Three Car | -$189 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ripley County | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| Ripley County, MO | $1,000 | $749 | $1,749 | $544 | $1,544 | $205 |
| Oxly, MO | $1,500 | $825 | $2,325 | $600 | $2,100 | $225 |
| Grandin, MO | $400 | $783 | $1,183 | $569 | $969 | $214 |
| Beaver Dam, MO | $2,500 | $1,035 | $3,535 | $752 | $3,252 | $283 |
| Bennett-Lemmons, AR | $700 | $1,010 | $1,710 | $734 | $1,434 | $276 |
| North Union, AR | $500 | $968 | $1,468 | $704 | $1,204 | $265 |
| Breckenridge, AR | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Piggott, AR | $300 | $902 | $1,202 | $656 | $956 | $247 |
| Lawrence County, AR | $2,000 | $735 | $2,735 | $534 | $2,534 | $201 |
| Home Insurance Company Ripley County, MO | Homeowners Insurance Agency Ripley County, MO | Address | Popularity Score | Distance from Ripley County (miles) |
|---|---|---|---|---|
| Farmers | Dennis Hovis | 400 S Main St, Piedmont, MO, 63957 | 35.9 | |
| Farmers | Stephanie Harbison | 1901 N Westwood Blvd Ste 4, Poplar Bluff, MO, 63901 | 26.3 | |
| State Farm | Eddy Justice | 204 Ferguson St, Poplar Bluff, MO, 63901-4900 | 26.9 | |
| State Farm | Scott Cecil | 316 Old Alton Rd, Thayer, MO, 65791 | 39.0 | |
| Allstate | Rinehart Insurance | 2102 N Outer Rd, Dexter, MO, 63841 | 49.6 | |
| Allstate | Karen Sanderson | 1720 Kanell Blvd Ste 4, Poplar Bluff, MO, 63901 | 24.1 | |
| Travelers | Byrum Culp Davis And Dell | 2103 N Douglass St, Malden, MO, 63863 | 50.0 | |
| State Farm | Craig Heisserer | 1895 N Westwood Blvd, Poplar Bluff, MO, 63901-2833 | 26.3 | |
| Farmers | Shawn Justus | 112 Chestnut St, Thayer, MO, 65791 | 38.3 | |
| State Farm | Matt Steward | 1314 N Douglass St, Malden, MO, 63863-1350 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,550 | $770 |
| Ripley County, MO | $87,800 | $758 | $510 | $1,070 | $560 |
| Ripley County, MO | $87,800 | $758 | $520 | $1,050 | $530 |
| Oxly, MO | $71,000 | $835 | $570 | $1,150 | $580 |
| Grandin, MO | $61,300 | $793 | $570 | $1,090 | $520 |
| Beaver Dam, MO | $132,200 | $1,048 | $740 | $1,440 | $700 |
| Bennett-Lemmons, AR | $104,500 | $1,022 | $740 | $1,400 | $660 |
| North Union, AR | $95,700 | $980 | $720 | $1,360 | $640 |
| Breckenridge, AR | $68,400 | $841 | $570 | $1,170 | $600 |
| Piggott, AR | $82,300 | $913 | $670 | $1,250 | $580 |
| Lawrence County, AR | $77,100 | $744 | $510 | $1,060 | $550 |