Gavop shows you how to buy homeowners insurance in Standish, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $227,500 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $262,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $364,000 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $611,000 | $500,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $626 |
| Home and Two Car | -$110 | $578 |
| Home and Three Car | -$158 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Standish, ME | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Denmark, ME | $100 | $783 | $883 | $569 | $669 | $214 |
| Chebeague Island, ME | $400 | $1,169 | $1,569 | $849 | $1,249 | $319 |
| Oxford, ME | $1,500 | $602 | $2,102 | $437 | $1,937 | $164 |
| Waterford, ME | $2,500 | $700 | $3,200 | $508 | $3,008 | $191 |
| Bowdoinham, ME | $200 | $782 | $982 | $568 | $768 | $214 |
| Home Insurance Company Standish, ME | Homeowners Insurance Agency Standish, ME | Address | Popularity Score | Distance from Standish (miles) |
|---|---|---|---|---|
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 8.6 | |
| Allstate | Spence & Mathews | 4 Sullivan Sq Po Box 715, Berwick, ME, 3901 | 37.9 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 15.0 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 17.3 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 9.6 | |
| Allstate | Scott Parolin | 650 Brighton Ave, Portland, ME, 4102 | 15.7 | |
| Allstate | Pam Dodd | 1424 Washington Ave, Portland, ME, 4103 | 15.5 | |
| Liberty Mutual Independent | Clark Insurance | 765 Roosevelt Trl, Windham, ME, 4062 | 8.3 | |
| Travelers | Peoples Insurance | 716 Main St, Ogunquit, ME, 3907 | 35.0 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $540 | $1,050 | $510 |
| Cumberland County, ME | $259,400 | $843 | $580 | $1,170 | $590 |
| Standish, ME | $228,000 | $688 | $470 | $970 | $500 |
| Denmark, ME | $211,700 | $793 | $570 | $1,130 | $560 |
| Chebeague Island, ME | $391,400 | $1,183 | $820 | $1,640 | $820 |
| Oxford, ME | $119,900 | $609 | $440 | $840 | $400 |
| Waterford, ME | $163,300 | $708 | $500 | $980 | $480 |
| Bowdoinham, ME | $210,400 | $791 | $560 | $1,120 | $560 |