Gavop shows you how to buy homeowners insurance in Clay, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
2 Bedroom | $158,500 | $150,000 | $150,000-$175,000 |
3 Bedroom | $359,000 | $290,000 | $300,000-$350,000 |
4 Bedroom | $344,000 | $320,000 | $250,000-$300,000 |
5 Bedroom | $315,500 | $290,000 | $250,000-$300,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$68 | $788 |
Home and Two Car | -$137 | $719 |
Home and Three Car | -$214 | $642 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Hamilton County | $1,500 | $992 | $2,492 | $721 | $2,221 | $271 |
Clay, IN | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
Cicero, IN | $200 | $637 | $837 | $463 | $663 | $174 |
Madison County, IN | $2,500 | $690 | $3,190 | $501 | $3,001 | $189 |
Pipe Creek, IN | $300 | $601 | $901 | $437 | $737 | $164 |
Clinton County, IN | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
Bethany, IN | $100 | $675 | $775 | $490 | $590 | $184 |
Ladoga, IN | $2,000 | $678 | $2,678 | $493 | $2,493 | $185 |
Hendricks, IN | $400 | $796 | $1,196 | $579 | $979 | $218 |
Blue River, IN | $1,000 | $705 | $1,705 | $513 | $1,513 | $193 |
Grant County, IN | $400 | $674 | $1,074 | $490 | $890 | $184 |
Waveland, IN | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
Home Insurance Company Clay, IN | Homeowners Insurance Agency Clay, IN | Address | Popularity Score | Distance from Clay (miles) |
---|---|---|---|---|
Liberty Mutual Independent | Associated Insurance Services Llc | 3815 River Crossing Pkwy #180 , Indianapolis, IN, 46240 | 4.2 | |
State Farm | Andrew Kennedy | 12407 Old Meridian St, Carmel, IN, 46032-8713 | 0.4 | |
State Farm | Drent Sarault | 1551 N Green St Ste C, Brownsburg, IN, 46112-8074 | 14.6 | |
State Farm | Angie Sutton | 5540 Pebble Village Ln Ste 400, Noblesville, IN, 46062-7411 | 6.7 | |
Erie | Rule Insurance Services | 1222 E Hoffer Street, Kokomo, IN, 46902 | 34.6 | |
Travelers | City Securities Insurance Llc | 8900 Keystone Crossing, Suite 300 , Indianapolis, IN, 46240 | 3.9 | |
State Farm | Lamont Perry | 6208 Allisonville Rd, Indianapolis, IN, 46220-4544 | 7.2 | |
State Farm | Andy Southard | 51 N 10th St, Noblesville, IN, 46060-2215 | 9.1 | |
State Farm | Anissa Veon | 2055 E Hadley Rd, Plainfield, IN, 46168-7484 | 23.4 | |
State Farm | Emily Nowlin | 1717 W 86th St Ste 100, Indianapolis, IN, 46260-2048 | 4.3 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Indiana | $130,200 | $847 | $620 | $1,200 | $580 |
Hamilton County, IN | $240,000 | $1,004 | $680 | $1,380 | $700 |
Clay, IN | $307,900 | $856 | $620 | $1,220 | $600 |
Cicero, IN | $104,900 | $644 | $440 | $910 | $470 |
Madison County, IN | $91,900 | $698 | $500 | $990 | $490 |
Pipe Creek, IN | $75,500 | $608 | $430 | $840 | $410 |
Clinton County, IN | $103,700 | $740 | $530 | $1,030 | $500 |
Bethany, IN | $82,500 | $683 | $480 | $980 | $500 |
Ladoga, IN | $83,200 | $686 | $490 | $950 | $460 |
Hendricks, IN | $116,600 | $806 | $580 | $1,100 | $520 |
Blue River, IN | $90,500 | $714 | $480 | $1,010 | $530 |
Grant County, IN | $87,600 | $682 | $460 | $940 | $480 |
Waveland, IN | $67,800 | $620 | $450 | $890 | $440 |