Gavop tells you how to get the best homeowners insurance in Androscoggin County, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $145,000 | $140,000 | $100,000-$125,000 |
| 3 Bedroom | $214,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $216,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $376,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $558 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$166 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Androscoggin County | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Androscoggin County, ME | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Greene, ME | $300 | $734 | $1,034 | $533 | $833 | $201 |
| Hebron, ME | $1,500 | $765 | $2,265 | $556 | $2,056 | $209 |
| Winthrop, ME | $100 | $665 | $765 | $483 | $583 | $182 |
| Jay, ME | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Woolwich, ME | $500 | $783 | $1,283 | $569 | $1,069 | $214 |
| Sidney, ME | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Little Falls, ME | $400 | $716 | $1,116 | $521 | $921 | $196 |
| Denmark, ME | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Steep Falls, ME | $300 | $760 | $1,060 | $552 | $852 | $208 |
| Skowhegan, ME | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Home Insurance Company Androscoggin County, ME | Homeowners Insurance Agency Androscoggin County, ME | Address | Popularity Score | Distance from Androscoggin County (miles) |
|---|---|---|---|---|
| Travelers | The Rousseau Insurance Agency | 334 Elm St, Biddeford, ME, 4005 | 48.8 | |
| State Farm | Orry Cummings | 173 Gray Rd, Falmouth, ME, 04105-2514 | 29.3 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main Street , Biddeford, ME, 4005 | 48.2 | |
| State Farm | Sam Francis | 1510 Lisbon St, Lewiston, ME, 04240-3518 | 6.8 | |
| Liberty Mutual Independent | Clark Insurance | 765 Roosevelt Trl, Windham, ME, 4062 | 25.7 | |
| Allstate | John Rand | 31 Lewiston Rd, Gray, ME, 4039 | 19.9 | |
| State Farm | Steve Trombley | 788 Broadway, South Portland, ME, 04106-2757 | 37.1 | |
| Liberty Mutual Independent | The Kyes Agency Inc | 98 Water St, Skowhegan, ME, 4976 | 47.9 | |
| Nationwide | Casey Brougham Agency | 513 Sabattus Stfl 1, Lewiston, ME, 4240 | 4.7 | |
| Travelers | Richmond Insurance Agency D/B/A Gosline-Murchie Agency | 94 Main St, Richmond, ME, 4357 | 20.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,050 | $550 |
| Androscoggin County, ME | $152,000 | $664 | $450 | $950 | $500 |
| Androscoggin County, ME | $152,000 | $664 | $470 | $910 | $440 |
| Greene, ME | $181,800 | $743 | $510 | $1,030 | $520 |
| Hebron, ME | $199,800 | $774 | $550 | $1,090 | $540 |
| Winthrop, ME | $216,600 | $673 | $460 | $930 | $470 |
| Jay, ME | $132,500 | $641 | $440 | $920 | $480 |
| Woolwich, ME | $211,300 | $793 | $550 | $1,090 | $540 |
| Sidney, ME | $186,000 | $750 | $540 | $1,070 | $530 |
| Little Falls, ME | $172,200 | $725 | $520 | $1,000 | $480 |
| Denmark, ME | $211,700 | $793 | $530 | $1,090 | $560 |
| Steep Falls, ME | $196,900 | $769 | $560 | $1,090 | $530 |
| Skowhegan, ME | $102,700 | $720 | $530 | $990 | $460 |