Gavop tells you how to get the best homeowners insurance in Spalding County, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $115,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $137,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $137,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $317,000 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $639 |
| Superior Protection Discount | -$79 | $710 |
| Fire & Security Discount | -$71 | $718 |
| Hail Resistant Roof Discount | -$16 | $773 |
| Newly Constructed Home Discount | -$205 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spalding County | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Spalding County, GA | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| Henry County, GA | $400 | $948 | $1,348 | $689 | $1,089 | $259 |
| Lamar County, GA | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Haralson, GA | $100 | $946 | $1,046 | $687 | $787 | $258 |
| Barnesville, GA | $1,000 | $734 | $1,734 | $534 | $1,534 | $201 |
| Turin, GA | $500 | $1,329 | $1,829 | $966 | $1,466 | $363 |
| Union City, GA | $2,000 | $584 | $2,584 | $425 | $2,425 | $160 |
| Candler-McAfee, GA | $100 | $679 | $779 | $493 | $593 | $185 |
| Lakeview Estates, GA | $1,000 | $62 | $1,062 | $45 | $1,045 | $17 |
| Mountain Park, GA | $300 | $870 | $1,170 | $632 | $932 | $238 |
| Home Insurance Company Spalding County, GA | Homeowners Insurance Agency Spalding County, GA | Address | Popularity Score | Distance from Spalding County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Aranot Agency Llc | 4788 Sugarloaf Pkwy Ste 102, Lawrenceville, GA, 30044 | 49.5 | |
| Allstate | Rob Enfinger | 1400 Scott Blvd, Decatur, GA, 30030 | 36.5 | |
| State Farm | Ken Dean | 1845 Grayson Hwy Ste 200, Grayson, GA, 30017-4972 | 47.8 | |
| Farmers | Darrell Abernathy | 4040 Chapel Hill Rd Ste Q, Douglasville, GA, 30135 | 38.9 | |
| State Farm | Wally Taylor | 885 Honey Creek Rd Se, Conyers, GA, 30094-2847 | 27.8 | |
| Travelers | Snellings Walters Insurance | 1117 Perimeter Ctr W Ste W101, Atlanta, GA, 30338 | 46.2 | |
| Allstate | Michael Thompson | 244 14th St Ne, Atlanta, GA, 30309 | 36.5 | |
| State Farm | Tyson Parker | 1180 Franklin Rd Se Ste 100, Marietta, GA, 30067-8900 | 47.1 | |
| State Farm | Vickie Martin Garrard | 145 Georgia Ave E, Fayetteville, GA, 30214-1615 | 16.4 | |
| Allstate | Jon C. Cone | 3144 Golf Ridge Blvd Ste 101, Douglasville, GA, 30135 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,400 | $710 |
| Spalding County, GA | $112,400 | $789 | $560 | $1,120 | $560 |
| Spalding County, GA | $112,400 | $789 | $580 | $1,080 | $500 |
| Henry County, GA | $154,900 | $959 | $680 | $1,350 | $670 |
| Lamar County, GA | $132,400 | $764 | $540 | $1,090 | $550 |
| Haralson, GA | $143,800 | $957 | $680 | $1,360 | $680 |
| Barnesville, GA | $127,200 | $743 | $540 | $1,030 | $490 |
| Turin, GA | $292,000 | $1,345 | $980 | $1,900 | $920 |
| Union City, GA | $81,900 | $591 | $410 | $840 | $430 |
| Candler-McAfee, GA | $90,000 | $687 | $460 | $980 | $520 |
| Lakeview Estates, GA | $14,000 | $63 | $50 | $90 | $40 |
| Mountain Park, GA | $169,100 | $880 | $600 | $1,220 | $620 |