Gavop tells you how to get the best homeowners insurance in Codington County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $149,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $226,500 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $212,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $725 |
| Superior Protection Discount | -$78 | $785 |
| Fire & Security Discount | -$69 | $794 |
| Hail Resistant Roof Discount | -$17 | $845 |
| Newly Constructed Home Discount | -$250 | $613 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Codington County | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Codington County, SD | $700 | $852 | $1,552 | $619 | $1,319 | $233 |
| Oxford, SD | $400 | $1,018 | $1,418 | $740 | $1,140 | $278 |
| South Shore, SD | $1,500 | $646 | $2,146 | $470 | $1,970 | $177 |
| Morton, SD | $200 | $1,976 | $2,176 | $1,436 | $1,636 | $540 |
| Central Point, SD | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Raymond, SD | $1,000 | $486 | $1,486 | $353 | $1,353 | $133 |
| Beardsley, MN | $500 | $538 | $1,038 | $391 | $891 | $147 |
| Hansonville, MN | $2,500 | $1,029 | $3,529 | $747 | $3,247 | $281 |
| Sisseton, SD | $500 | $693 | $1,193 | $503 | $1,003 | $189 |
| Home Insurance Company Codington County, SD | Homeowners Insurance Agency Codington County, SD | Address | Popularity Score | Distance from Codington County (miles) |
|---|---|---|---|---|
| State Farm | Kathy Witte-Holmes | 314 4th St Ne, Watertown, SD, 57201-2620 | 6.2 | |
| State Farm | Steve Gales | 101 19th St Ne, Watertown, SD, 57201-2823 | 7.3 | |
| State Farm | Ken Sinner | 600 5th St Se, Watertown, SD, 57201-4915 | 6.8 | |
| State Farm | Jan Scriver | 1203 E 4th Ave Ste 102, Milbank, SD, 57252-1561 | 33.5 | |
| Farmers | Pat Shriver | 1505 9th Ave Se Ste B, Watertown, SD, 57201 | 7.5 | |
| State Farm | Bonnie Ceroll | 113 E Oak St, Sisseton, SD, 57262-1413 | 48.8 | |
| Travelers | Deuel County Natl Bank Ins | 305 4th St W Deuel Cnty Natl Bank, Clear Lake, SD, 57226 | 29.5 | |
| Farmers | Heather Storm | 204 S Main St Ste D, Milbank, SD, 57252 | 32.7 | |
| Travelers | Arlington Insurance Agency | 128 S Main, Arlington, SD, 57212 | 41.7 | |
| State Farm | Kathy Witte-Holmes Clu, Lutcf, Chfc | 314 4th Street Ne, Watertown, SD, 57201-0774 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,410 | $700 |
| Codington County, SD | $166,500 | $863 | $610 | $1,200 | $590 |
| Codington County, SD | $166,500 | $863 | $580 | $1,220 | $640 |
| Oxford, SD | $167,300 | $1,030 | $700 | $1,460 | $760 |
| South Shore, SD | $57,700 | $654 | $450 | $900 | $450 |
| Morton, SD | $445,000 | $2,000 | $1,360 | $2,840 | $1,480 |
| Central Point, SD | $93,300 | $785 | $570 | $1,110 | $540 |
| Raymond, SD | $17,900 | $492 | $360 | $700 | $340 |
| Beardsley, MN | $61,900 | $545 | $390 | $770 | $380 |
| Hansonville, MN | $156,300 | $1,041 | $700 | $1,450 | $750 |
| Sisseton, SD | $70,100 | $701 | $480 | $970 | $490 |