Gavop's guide to buying homeowners insurance in Yakima County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Yakima County, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mt Aix Way, E Emma St, S 29th Ave, Twin Peaks Rd, Swan Ave, Holaday Rd, S 60th Ave, Hawthorn Dr, Hanks Rd, Nob Hill Ave | $197,500 | $170,000 | $200,000-$250,000 | $165,000 | $140,000 | $175,000-$200,000 |
| Collins Rd, W 6th Ave, Draper Rd, S Euclid Rd, N 25th Ave, Cottonwood Rd, Riggs Rd, S Morrier Ln, N 39th Ave, Richartz Rd | $208,000 | $190,000 | $175,000-$200,000 | $140,500 | $120,000 | $150,000-$175,000 |
| Lakeside Ct, Konnowac Pass Rd, S 11th St, Wide Hollow Rd, N Clark Heights Rd, Barnes Rd, White Rd, 73rd Ave, Marble Rd, Stover Rd | $196,500 | $170,000 | $200,000-$250,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Glenmar Ct, N 3rd Ave, Evans Rd, N Saint Hilaire Rd, Dazet Rd, Wierman Rd, Leininger Dr, Zier Rd, W Baker St, Clover Ln | $124,500 | $120,000 | $100,000-$125,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Cornell Ave, Willow St, Observation Dr, Millenium St, Lookout Point Dr, Corriedale Rd, Jerome Ave, W Brackett Ave, Desmarais Rd, Miles Rd | $168,500 | $150,000 | $175,000-$200,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Roosevelt Ct, S 58th St, Hideaway Rd, N 11th Ave, Poulin Rd, Bishop Rd, Fortune Rd, Hoffer Rd, E Bartlett Ave, Critter Way | $242,500 | $220,000 | $250,000-$300,000 | $157,500 | $140,000 | $125,000-$150,000 |
| Pleasant Hill, Fenton St, Fremont Hills Dr, W Poplar View Way, Belmont Ave, Arrowsmith Rd, Ensio Ct, Celia Dr, Perry St, Chelan Ave | $231,000 | $190,000 | $175,000-$200,000 | $198,500 | $170,000 | $200,000-$250,000 |
| Coolidge Pl, Progressive Rd, W Washington St, N 95th Pl, Andring Way, W Birchfield Rd, Emhoff Rd, Varner Rd, S 34th Ave, Bench Rd | $191,000 | $160,000 | $150,000-$175,000 | $151,500 | $130,000 | $125,000-$150,000 |
| Washout Rd, 4th Ave, N 71st Ave, Maple St, Totus Rd, Grandview Ave, S 28th Ave, Lyons Loop, McGee Rd, Wendt Rd | $139,500 | $130,000 | $150,000-$175,000 | $101,000 | $90,000 | $100,000-$125,000 |
| Wiland Heights Rd, E Grant Ave, Reservoir Rd, Alpine Way, Belgold Dr, Crestfields Rd, Hope Ln, W Belmont Ave, 4th Ave, Chase Rd | $199,500 | $180,000 | $175,000-$200,000 | $175,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $538 |
| Superior Protection Discount | -$56 | $569 |
| Fire & Security Discount | -$63 | $563 |
| Hail Resistant Roof Discount | -$19 | $607 |
| Newly Constructed Home Discount | -$169 | $457 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yakima County | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Yakima County, WA | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Union Gap, WA | $400 | $765 | $1,165 | $556 | $956 | $209 |
| South Yakima, WA | $2,000 | $633 | $2,633 | $460 | $2,460 | $173 |
| Gleed, WA | $100 | $635 | $735 | $462 | $562 | $174 |
| Selah, WA | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Moxee, WA | $100 | $661 | $761 | $480 | $580 | $181 |
| Toppenish, WA | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Northwest Yakima, WA | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Bickleton, WA | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Thorp, WA | $200 | $717 | $917 | $521 | $721 | $196 |
| Trout Lake, WA | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Home Insurance Company Yakima County, WA | Homeowners Insurance Agency Yakima County, WA | Address | Popularity Score | Distance from Yakima County (miles) |
|---|---|---|---|---|
| Farmers | Arturo Torres | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 15.1 | |
| State Farm | Bruce Sears | 105 S 1st St, Selah, WA, 98942-1349 | 16.8 | |
| Liberty Mutual Independent | Gress Kinney Parrish Insurance Center | 3 North 7th Ave, Yakima, WA, 98902 | 14.5 | |
| Farmers | Abel Puerta | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 15.1 | |
| Travelers | Wright Insurance Agency | 7 N Wenas Rd, Selah, WA, 98942 | 17.0 | |
| Farmers | Antonio Ramirez | 1340 N 16th Ave Ste A, Yakima, WA, 98902 | 15.1 | |
| State Farm | Ava Grajeda-Allard | 115 N 4th Ave, Yakima, WA, 98902-2635 | 14.7 | |
| State Farm | Mike O'Halloran | 2405 W Washington Ave Ste 120, Yakima, WA, 98903-2517 | 12.4 | |
| Liberty Mutual Independent | Mid Valley Insurance Inc. | 1218 W Lincoln Ave, Yakima, WA, 98902 | 14.5 | |
| Farmers | Robert Benner | 2800 Terrace Heights Dr, Yakima, WA, 98901 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,140 | $570 |
| Yakima County, WA | $163,500 | $626 | $430 | $890 | $460 |
| Yakima County, WA | $163,500 | $626 | $440 | $870 | $430 |
| Union Gap, WA | $97,700 | $775 | $570 | $1,060 | $490 |
| South Yakima, WA | $161,000 | $641 | $460 | $900 | $440 |
| Gleed, WA | $162,200 | $643 | $460 | $890 | $430 |
| Selah, WA | $219,600 | $674 | $490 | $930 | $440 |
| Moxee, WA | $178,300 | $669 | $460 | $920 | $460 |
| Toppenish, WA | $116,400 | $795 | $570 | $1,110 | $540 |
| Northwest Yakima, WA | $179,600 | $671 | $480 | $920 | $440 |
| Bickleton, WA | $170,000 | $656 | $470 | $910 | $440 |
| Thorp, WA | $220,000 | $726 | $490 | $1,020 | $530 |
| Trout Lake, WA | $387,500 | $992 | $670 | $1,410 | $740 |