Gavop tells you how to get the best homeowners insurance in Cumberland County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $101,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $137,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $71,500 | $60,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $637 |
| Home and Two Car | -$111 | $582 |
| Home and Three Car | -$159 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,500 | $685 | $2,185 | $497 | $1,997 | $187 |
| Cumberland County, KY | $2,500 | $685 | $3,185 | $497 | $2,997 | $187 |
| Clinton County, KY | $500 | $579 | $1,079 | $421 | $921 | $158 |
| Gradyville, KY | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Center, KY | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Fountain Run, KY | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Cave City, KY | $500 | $682 | $1,182 | $495 | $995 | $186 |
| Park City, KY | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Co-operative, KY | $400 | $485 | $885 | $353 | $753 | $133 |
| Hammonville, KY | $2,000 | $719 | $2,719 | $523 | $2,523 | $197 |
| Baxter, TN | $200 | $895 | $1,095 | $651 | $851 | $245 |
| South Carthage, TN | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Home Insurance Company Cumberland County, KY | Homeowners Insurance Agency Cumberland County, KY | Address | Popularity Score | Distance from Cumberland County (miles) |
|---|---|---|---|---|
| Travelers | Tompkinsville Insurance Agency | 910 North Main St, Tompkinsville, KY, 42167 | 17.2 | |
| State Farm | Wade Flowers | 235 Keen St, Burkesville, KY, 42717 | 1.2 | |
| State Farm | Chris Short | 305 Happy Valley Rd, Glasgow, KY, 42141-1535 | 32.4 | |
| Allstate | Bennett Insurance Group | 4295 Burkesville Rd, Columbia, KY, 42728 | 19.5 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 19.2 | |
| Travelers | Mathis Insurance Agency Inc | 1340 S Hwy 27 Ste A, Somerset, KY, 42501 | 47.4 | |
| State Farm | Ken Keltner | 1002 E Broadway St Ste B, Campbellsvlle, KY, 42718-1510 | 39.1 | |
| Travelers | Davis Insurance Agency | 6040 North Highway 127, Albany, KY, 42602 | 13.3 | |
| Liberty Mutual Independent | Reed Brothers | 134 Public Sq, Columbia, KY, 42728 | 22.5 | |
| State Farm | Mike Bryant | 200 Rogers Rd, Glasgow, KY, 42141-1601 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,240 | $600 |
| Cumberland County, KY | $90,300 | $693 | $500 | $960 | $460 |
| Cumberland County, KY | $90,300 | $693 | $500 | $980 | $480 |
| Clinton County, KY | $66,100 | $586 | $400 | $830 | $430 |
| Gradyville, KY | $91,100 | $748 | $540 | $1,050 | $510 |
| Center, KY | $79,300 | $695 | $500 | $990 | $490 |
| Fountain Run, KY | $67,800 | $638 | $430 | $910 | $480 |
| Cave City, KY | $89,700 | $690 | $490 | $950 | $460 |
| Park City, KY | $74,200 | $670 | $480 | $920 | $440 |
| Co-operative, KY | $41,500 | $491 | $360 | $700 | $340 |
| Hammonville, KY | $86,500 | $728 | $520 | $1,030 | $510 |
| Baxter, TN | $109,200 | $906 | $640 | $1,300 | $660 |
| South Carthage, TN | $109,400 | $907 | $660 | $1,280 | $620 |