Gavop's guide to buying homeowners insurance in Aberdeen, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Aberdeen, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chestnut St, Walnut Ln, Northeast Rd, 2nd St, Paul Dr, Bruce Rd, Hamilton Pl, Darlington Ave, Hospitality Way, Carol Ave | $230,000 | $200,000 | $200,000-$250,000 | $91,000 | $80,000 | $50,000-$75,000 |
| Counterpoint Cir, Valley Bottom Rd, Pollack Dr, Hillman Ct, Pine St, Sunnyside Dr, William Powell Ct, Taft St, Liberty St, Plaza Ct | $226,500 | $190,000 | $200,000-$250,000 | $134,500 | $120,000 | $125,000-$150,000 |
| Plater St, Brenda Ln, S Deen Ave, Mitchell Ln, State Hwy 156, W Bel Air Ave, Cree St, Scenic Dr, Rigdon Rd, Tide Cir | $101,500 | $90,000 | $75,000-$100,000 | $54,500 | $40,000 | $50,000-$75,000 |
| Oakdale St, Aberdeen Ave, Aldino Stepney Rd, Brannan Rd, Colaine Dr, Oak Dale Ave, Hanover St, Crestmont Dr, Cornell St, Morning Dove Ct | $203,500 | $190,000 | $200,000-$250,000 | $136,000 | $130,000 | $125,000-$150,000 |
| Middleton Ln, Wilmer Ct, U Way, Yuma Ave, Old Landing Rd, Rabbit Run Aly, Ruby Dr, Marian Dr, Hays Rd, Dixon Ave | $210,000 | $200,000 | $175,000-$200,000 | $263,000 | $240,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $624 |
| Home and Two Car | -$108 | $569 |
| Home and Three Car | -$163 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harford County | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| Aberdeen, MD | $700 | $670 | $1,370 | $487 | $1,187 | $183 |
| Bart, PA | $500 | $860 | $1,360 | $625 | $1,125 | $235 |
| Pike Creek, DE | $2,500 | $720 | $3,220 | $523 | $3,023 | $197 |
| Christiana, PA | $500 | $732 | $1,232 | $532 | $1,032 | $200 |
| South Coatesville, PA | $2,500 | $704 | $3,204 | $512 | $3,012 | $193 |
| Salem, NJ | $400 | $866 | $1,266 | $629 | $1,029 | $237 |
| Jacobus, PA | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| Chester County, PA | $400 | $1,016 | $1,416 | $739 | $1,139 | $278 |
| Ellicott City, MD | $1,000 | $1,345 | $2,345 | $978 | $1,978 | $368 |
| East Manchester, PA | $200 | $692 | $892 | $503 | $703 | $189 |
| Brookhaven, PA | $1,000 | $657 | $1,657 | $478 | $1,478 | $180 |
| Home Insurance Company Aberdeen, MD | Homeowners Insurance Agency Aberdeen, MD | Address | Popularity Score | Distance from Aberdeen (miles) |
|---|---|---|---|---|
| Travelers | Aag Insurance Enterprises Inc | 438 S Main St, Bel Air, MD, 21014 | 9.4 | |
| Nationwide | Rick Gerety & Assoc Inc | 406 N Hickory Ave, Bel Air, MD, 21014-3227 | 9.8 | |
| Nationwide | Marion Miller & Associates | 5 South Hickory Ave, Bel Air, MD, 21014 | 9.6 | |
| State Farm | Kyle Tomlinson | 2014 S Tollgate Rd Ste 207, Bel Air, MD, 21015-5904 | 8.7 | |
| Travelers | Fuller & Associates Insurance | 438 South Main St, Bel Air, MD, 21014 | 9.4 | |
| State Farm | Larry Taccone | 8709 Cowenton Ave, Perry Hall, MD, 21128-9619 | 16.7 | |
| Nationwide | John Philip Insurance Inc | 432 South Main Street, Bel Air, MD, 21014-0000 | 9.4 | |
| State Farm | Juan Portillo | 4009 Sandy Spring Rd Ste 203, Burtonsville, MD, 20866 | 49.3 | |
| Travelers | W G Oliver Agency Inc | 900 S Main St Ste 104, Bel Air, MD, 21014 | 9.1 | |
| Allstate | Merle Kaplan | 11240 Reisterstown Rd, Owings Mills, MD, 21117 | 34.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Harford County, MD | $281,400 | $934 | $740 | $1,180 | $440 |
| Aberdeen, MD | $197,800 | $678 | $540 | $850 | $310 |
| Bart, PA | $238,600 | $870 | $640 | $1,190 | $550 |
| Pike Creek, DE | $321,100 | $728 | $580 | $970 | $390 |
| Christiana, PA | $168,500 | $741 | $530 | $1,020 | $490 |
| South Coatesville, PA | $154,000 | $713 | $490 | $1,010 | $520 |
| Salem, NJ | $89,800 | $876 | $630 | $1,210 | $580 |
| Jacobus, PA | $168,300 | $741 | $500 | $1,020 | $520 |
| Chester County, PA | $338,200 | $1,029 | $710 | $1,470 | $760 |
| Ellicott City, MD | $522,700 | $1,362 | $1,080 | $1,720 | $640 |
| East Manchester, PA | $174,700 | $700 | $500 | $970 | $470 |
| Brookhaven, PA | $196,300 | $665 | $460 | $920 | $460 |