How Can I Make My Lancaster, CA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Lancaster, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Lancaster, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,500 $50,000 $25,000-$50,000
2 Bedroom $178,000 $150,000 $175,000-$200,000
3 Bedroom $218,000 $180,000 $200,000-$250,000
4 Bedroom $296,000 $250,000 $250,000-$300,000
5 Bedroom $227,500 $190,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Lancaster, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$123 $525
Superior Protection Discount -$58 $590
Fire & Security Discount -$52 $596
Hail Resistant Roof Discount -$13 $635
Newly Constructed Home Discount -$175 $473

Choose the Right Deductible for your Lancaster, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Los Angeles County $700 $1,435 $2,135 $1,043 $1,743 $392
Lancaster, CA $1,500 $640 $2,140 $465 $1,965 $175
Palmdale, CA $200 $661 $861 $481 $681 $181
Leona Valley, CA $2,000 $1,089 $3,089 $791 $2,791 $298
North Edwards, CA $200 $396 $596 $288 $488 $108
San Fernando Valley, CA $1,000 $984 $1,984 $715 $1,715 $269
Santa Susana, CA $100 $1,538 $1,638 $1,118 $1,218 $420
San Gabriel, CA $2,500 $1,204 $3,704 $875 $3,375 $329
Bell Canyon, CA $100 $735 $835 $534 $634 $201
San Dimas, CA $1,500 $1,367 $2,867 $993 $2,493 $373
West Covina, CA $200 $1,227 $1,427 $892 $1,092 $335
Oak Hills, CA $2,500 $734 $3,234 $534 $3,034 $201

Identify Top Home Insurance Agents near Lancaster, CA | Back to Top

Home Insurance Company Lancaster, CA Homeowners Insurance Agency Lancaster, CA Address Popularity Score Distance from Lancaster (miles)
Farmers Vanessa Nguyen 8500 Steller Dr Ste 8b, Culver City, CA, 90232
47.6
Liberty Mutual Independent Hoffman Brown Company 5000 Van Nuys Blvd 6th Fl, Sherman Oaks, CA, 91403
39.9
Allstate Jeri Beaven-Mattox 43642 10th St W, Lancaster, CA, 93534
2.0
Farmers Scott Litchfield 43535 17th St W Ste 401, Lancaster, CA, 93534
1.6
State Farm Bill Disalvo 315 S Beverly Dr Ste 509, Beverly Hills, CA, 90212-4316
45.4
Farmers Roger Thomas 19562 Ventura Blvd Ste 216, Tarzana, CA, 91356
42.1
Allstate Sara Mirzaei 7230b Canoga Ave, Canoga Park, CA, 91303
41.6
Allstate David Pavon 22110 Clarendon St Ste 101, Woodland Hills, CA, 91367
43.8
State Farm Julie Montenegro 5683 York Blvd, Los Angeles, CA, 90042-2550
39.6
State Farm Barri Lynn Hollander 5634 Van Nuys Blvd, Van Nuys, CA, 91401-4602
39.1

Compare Rates for Lancaster, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Los Angeles County, CA $495,800 $1,453 $1,070 $1,980 $910
Lancaster, CA $213,100 $648 $480 $880 $400
Palmdale, CA $229,200 $669 $500 $910 $410
Leona Valley, CA $402,400 $1,102 $820 $1,500 $680
North Edwards, CA $53,700 $401 $300 $550 $250
San Fernando Valley, CA $535,800 $996 $740 $1,350 $610
Santa Susana, CA $521,900 $1,557 $1,150 $2,120 $970
San Gabriel, CA $628,300 $1,218 $900 $1,660 $760
Bell Canyon, CA $1,349,700 $744 $550 $1,010 $460
San Dimas, CA $513,300 $1,383 $1,020 $1,880 $860
West Covina, CA $459,500 $1,242 $920 $1,690 $770
Oak Hills, CA $335,700 $743 $550 $1,010 $460

Research Home Insurance Companies Reviews in Lancaster, CA Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Most of their offerings are comparative to the other firms. I pay about the same as I did in the past and haven’t had a bunch of issues, but the coverage is the same.


Date: October 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
If needing to make a claim, the website only directs me to call instead of allowing me to fill out information online and submit.

Date: October 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My homeowner's policy covers dwelling protection, other structures protection, personal property protection, additional living expense, family liability protection, guest medical protection, building codes, water back-up and worker's compensation.


Date: September 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
There are only two employees in my insurance agent's office, and both of them know us by name and go above and beyond to take care of us and any questions we may have regarding our policies.

Date: September 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
It is always easy to get in touch with someone at the office, and in the event that I do have to leave a message or an email, they are very quick to respond and are professional and courteous in the response.

Date: June 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I had shopped around numerous other insurance companies recently and found Allstate to be the most affordable for the same and in some cases more, coverage than other insurance companies.

Date: November 27, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like the ease of access and quick view for all of my policy details. I am able to see all of my coverage, additional details, premium cost, the due date for premium payment, all of my discounts, and have easy access to direct contact of my agent.

State Farm Home Insurance Reviews

Date: October 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium of state farm's policy is edges the other home insurance polices. As for deductible, I feel that isn't noticably better than others. It's about the same for deductible.

Date: September 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
State Farm rates as a 2 for Customer Service. The Agents tend to listen to your problem but in the end they only attempt to solve your problem by up selling your policy.

Date: July 28, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
When I was shopping around, statefarm had a really good pricepoint for their policies. They were by far the cheapest of any other company I looked at.

Date: March 27, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I haven't been all that interested in the various offerings other than the basic ones, and I honestly didn't look around very much at other insurance providers.


Date: February 27, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I am completely satisfied with the coverage they have for the home. It Is good solid coverage and I am happy with it. I could get much more if wanted but what I have is satisfactory.

Date: December 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our coverage is comparable with other insurance companies but we get a discount due to the fact that we get a discount for bundling our services with our auto policies.

Progressive Home Insurance Reviews

Date: September 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I have only ever had positive communications with this company. I used them for auto insurance for over 10 years and almost 5 years now for home insurance. They are always great at addressing my concerns.

Date: September 16, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Our premium for home insurance AND Auto insurance with the same company was HUNDREDS cheaper than what Geico quoted me for just auto insurance. I still can't believe it!

Date: August 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
We have enough coverage to cover the cost of all of our valuables if they were to be stolen or if we had a fire, flood or another natural disaster.


Date: July 30, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
I like the ease of access and how all of my documents are readily available on the app if I need them. I don't have to waste time on the phone to get what I need.

Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I love how quick and easy their customer service is. Even though I dislike talking on the phone I always find that the people at Progressive make it a very easy process and are not pushy.

Farmer's Insurance Home Insurance Reviews

Date: July 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I had a hail storm claim. And the adjuster was great. He made sure that we got all the money we need to make all the repairs. I was able to do a lot. The process was easy and he as always available to answer questions Excellent customer care.

Date: June 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
The materials and labor to rebuild the home. Any glass being broken by humans. Protection against storm damage and some flooding or plumbing. my possessions inside the home.


Date: June 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I like my companies website. I had a hail storm claim a few years ago and the website was very easy for me to use and submit my receipts. the adjuster worked fast and was very helpful during the entire process.

Date: May 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I have never had any issues when it comes to communication. The website answers a lot of questions. The customer care people are well trained. You always speak to someone who is well versed in the English language and not reading off a script. This is incredibly important because of things like insurance a client needs to know that their company fully understand them.

Date: May 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Other companies did not want to insure my home because I used to have a Chow chow. Farmers insurance did not care about the breed of my dog. It is so strange that Chows are on the bad list. Our Chow was a great dog, very friendly and very watchful. SO I stay with Farmers because they do not exclude people over the breed of their pet.

Mercury Home Insurance Reviews

Date: September 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I would, of course, like it to be less expensive but I have never had any issued.

Date: September 04, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
It has always been very easy to get any questions answered or to get any help I need.

Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I have only used it to pay my bill and everything worked fine.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The actual structure, contents and medical bills for people that are hurt.


GEICO Home Insurance Reviews

Date: March 03, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
I chose this company because the rate was much lower than other companies, and because I was able to combine the policy with my car insurance.


Date: December 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The price is very reasonable and also allows me to cover my belongings in case anything happens to them while inside the home. They have the best rates in our area and get a discount for insuring auto as well.


Safeco Insurance Home Insurance Reviews

Date: November 25, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
We have only had one instance of a storm damage to the house where we called customer service. While the damage was not enough to place a claim, the customer service representative was courteous.

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