Gavop shows you how to buy homeowners insurance in Rumson, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $275,500 | $260,000 | $250,000-$300,000 |
| 2 Bedroom | $450,000 | $370,000 | $400,000-$500,000 |
| 3 Bedroom | $1,005,000 | $920,000 | More than 10,000,000 |
| 4 Bedroom | $1,188,500 | $1,090,000 | More than 10,000,000 |
| 5 Bedroom | $2,141,500 | $1,940,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $842 |
| Home and Two Car | -$148 | $777 |
| Home and Three Car | -$213 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $1,000 | $1,175 | $2,175 | $854 | $1,854 | $321 |
| Rumson, NJ | $1,000 | $914 | $1,914 | $664 | $1,664 | $250 |
| Wanamassa, NJ | $400 | $1,167 | $1,567 | $848 | $1,248 | $319 |
| Edison, NJ | $1,000 | $849 | $1,849 | $617 | $1,617 | $232 |
| Lawrence, NY | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Bloomfield, NJ | $2,500 | $985 | $3,485 | $716 | $3,216 | $269 |
| Finderne, NJ | $300 | $847 | $1,147 | $616 | $916 | $232 |
| Bridgewater, NJ | $2,000 | $1,424 | $3,424 | $1,035 | $3,035 | $389 |
| Oradell, NJ | $200 | $1,020 | $1,220 | $742 | $942 | $279 |
| Mendham, NJ | $2,500 | $917 | $3,417 | $666 | $3,166 | $251 |
| Roebling, NJ | $200 | $777 | $977 | $564 | $764 | $212 |
| Greenlawn, NY | $2,500 | $1,139 | $3,639 | $828 | $3,328 | $311 |
| Home Insurance Company Rumson, NJ | Homeowners Insurance Agency Rumson, NJ | Address | Popularity Score | Distance from Rumson (miles) |
|---|---|---|---|---|
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 44.2 | |
| Farmers | Junior Pierreantoine | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 42.0 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 34.2 | |
| Travelers | Durkin Agency Inc | 106 Grand Ave Ste 360, Englewood, NJ, 7631 | 36.4 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 5.0 | |
| Allstate | Robert Bakelaar | 600 Valley Rd Ste 102, Wayne, NJ, 7470 | 41.0 | |
| Farmers | Bruce Bennett | 86 Laroche Ave, Harrington Park, NJ, 7640 | 42.9 | |
| State Farm | Lenny Barone | 271 Route 46 W Ste F201, Fairfield, NJ, 07004-2448 | 38.8 | |
| Allstate | Aron J. Adams | 709 Sycamore Ave, Tinton Falls, NJ, 7701 | 4.5 | |
| State Farm | Brenda Skinner | 3329 Sunset Ave, Ocean, NJ, 07712-4554 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,490 | $770 |
| Monmouth County, NJ | $396,200 | $1,189 | $820 | $1,680 | $860 |
| Rumson, NJ | $1,048,500 | $925 | $660 | $1,310 | $650 |
| Wanamassa, NJ | $363,500 | $1,181 | $840 | $1,680 | $840 |
| Edison, NJ | $373,000 | $859 | $620 | $1,180 | $560 |
| Lawrence, NY | $889,100 | $852 | $580 | $1,180 | $600 |
| Bloomfield, NJ | $316,800 | $997 | $690 | $1,370 | $680 |
| Finderne, NJ | $290,700 | $858 | $590 | $1,210 | $620 |
| Bridgewater, NJ | $471,900 | $1,442 | $1,050 | $1,980 | $930 |
| Oradell, NJ | $580,200 | $1,033 | $750 | $1,470 | $720 |
| Mendham, NJ | $902,700 | $928 | $640 | $1,330 | $690 |
| Roebling, NJ | $167,200 | $786 | $560 | $1,120 | $560 |
| Greenlawn, NY | $460,500 | $1,153 | $830 | $1,650 | $820 |