Gavop shows you how to buy homeowners insurance in Beaverhead County, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $134,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $161,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $145,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $127,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $747 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$79 | $800 |
| Hail Resistant Roof Discount | -$26 | $852 |
| Newly Constructed Home Discount | -$255 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaverhead County | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Beaverhead County, MT | $1,000 | $868 | $1,868 | $631 | $1,631 | $237 |
| Dillon, MT | $100 | $869 | $969 | $631 | $731 | $237 |
| Virginia City, MT | $1,500 | $1,055 | $2,555 | $767 | $2,267 | $288 |
| Sheridan, MT | $200 | $1,066 | $1,266 | $775 | $975 | $291 |
| Big Hole Basin, MT | $1,000 | $1,116 | $2,116 | $811 | $1,811 | $305 |
| Twin Bridges, MT | $100 | $1,056 | $1,156 | $768 | $868 | $289 |
| Wisdom, MT | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Lima-Centennial Valley, MT | $400 | $820 | $1,220 | $596 | $996 | $224 |
| Butte-Silver Bow South, MT | $1,500 | $1,055 | $2,555 | $767 | $2,267 | $288 |
| Salmon, ID | $100 | $668 | $768 | $486 | $586 | $183 |
| Madison County, MT | $1,000 | $814 | $1,814 | $592 | $1,592 | $222 |
| Home Insurance Company Beaverhead County, MT | Homeowners Insurance Agency Beaverhead County, MT | Address | Popularity Score | Distance from Beaverhead County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Hub International | 33 E Helena St, Dillon, MT, 59725 | 13.9 | |
| State Farm | Ted Ori | 24 S Idaho St, Dillon, MT, 59725-2510 | 13.7 | |
| Liberty Mutual Independent | Hub International | 33 E Helena St, Dillon, MT, 59725 | 13.9 | |
| Travelers | Novich Ins Agency | 104 West 4th St, Twin Bridges, MT, 59754 | 39.4 | |
| Liberty Mutual Independent | Paynewest Insurance Inc. | 203 Southside Blvd, Dillon, MT, 59725 | 13.1 | |
| Farmers | Michael Probst | 135 S Atlantic St, Dillon, MT, 59725 | 13.8 | |
| Travelers | Montana Ins Services Inc | 33 North Washington, Dillon, MT, 59725 | 13.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Beaverhead County, MT | $192,600 | $879 | $670 | $1,150 | $480 |
| Beaverhead County, MT | $192,600 | $879 | $670 | $1,150 | $480 |
| Dillon, MT | $192,900 | $879 | $670 | $1,150 | $480 |
| Virginia City, MT | $203,300 | $1,068 | $810 | $1,400 | $590 |
| Sheridan, MT | $208,600 | $1,079 | $820 | $1,410 | $590 |
| Big Hole Basin, MT | $236,100 | $1,130 | $860 | $1,480 | $620 |
| Twin Bridges, MT | $203,500 | $1,069 | $810 | $1,400 | $590 |
| Wisdom, MT | $152,500 | $948 | $720 | $1,240 | $520 |
| Lima-Centennial Valley, MT | $117,200 | $830 | $630 | $1,090 | $460 |
| Butte-Silver Bow South, MT | $203,300 | $1,068 | $810 | $1,400 | $590 |
| Salmon, ID | $170,300 | $676 | $450 | $930 | $480 |
| Madison County, MT | $252,200 | $824 | $630 | $1,080 | $450 |