How Can I Make My Carbondale, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Carbondale, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Carbondale, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $101,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Carbondale, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $553 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$74 | $600 |
| Hail Resistant Roof Discount | -$13 | $661 |
| Newly Constructed Home Discount | -$175 | $499 |
Choose your Carbondale, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Carbondale, IL | Back to Top
| Home Insurance Company Carbondale, IL | Homeowners Insurance Agency Carbondale, IL | Address | Popularity Score | Distance from Carbondale (miles) |
|---|---|---|---|---|
| State Farm | Bill Ecker | 805 W Deyoung St Ste F, Marion, IL, 62959-1602 | 15.2 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 0.3 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut Street, Murphysboro, IL, 62966 | 7.6 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut St, Murphysboro, IL, 62966 | 7.6 | |
| State Farm | Al Lemke | 2501 Broadway St, Mount Vernon, IL, 62864-2918 | 43.3 | |
| Allstate | Tammy S Vaughn | 105 N Emerald Ln, Carbondale, IL, 62901 | 1.8 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 24.8 | |
| State Farm | Ruben Owen | 174 W Broadway St, Sparta, IL, 62286-1633 | 38.2 | |
| State Farm | Paul Gentry | 1420 State St, Chester, IL, 62233-1312 | 35.7 | |
| State Farm | Cathy Robinson-Pitts | 110 W Market St, Christopher, IL, 62822-1222 | 18.8 |
Compare Rates for Carbondale, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| Jackson County, IL | $108,600 | $658 | $440 | $910 | $470 |
| Carbondale, IL | $124,700 | $674 | $450 | $950 | $500 |
| Creal Springs, IL | $137,300 | $758 | $510 | $1,080 | $570 |
| Frohna, MO | $123,400 | $1,022 | $750 | $1,410 | $660 |
| Barren, IL | $71,100 | $541 | $390 | $770 | $380 |
| Simpson, IL | $84,300 | $594 | $430 | $840 | $410 |
| McClure, IL | $57,200 | $480 | $330 | $680 | $350 |
| East Cape Girardeau, IL | $60,900 | $497 | $330 | $710 | $380 |
| Chaffee, MO | $93,600 | $923 | $620 | $1,270 | $650 |
| Plum Hill, IL | $157,000 | $804 | $570 | $1,140 | $570 |
| Metropolis No. 2, IL | $93,000 | $626 | $430 | $860 | $430 |
Research Home Insurance Companies Reviews in Carbondale, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: November 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I feel that my monthly premium is fair and competitive when compared to other companies in the market. It is not on the high side or the low side. It is probably somewhere right in the middle.
GEICO Home Insurance Reviews
Date: November 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have not had to make a claim as of yet, however I have contacted customer service by phone to set up my insurance as well as make changes. I have always been able to get through with minimal wait time and speak to an actual person. They are always helpful and never pushy in trying to sell additional services. Overall I am extremely happy with Geico.