Gavop shows you how to buy homeowners insurance in Sawgrass, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sawgrass, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Surf Spray Ln, Sea Winds Ln S, Preston Trl E, E Surf Spray Ln, Charlemagne Cir, Tidewater Ct, S Nine Lake Cir, Sawgrass Dr E, Summer Pl, Deer Run Ln | $426,000 | $390,000 | $400,000-$500,000 | $309,500 | $270,000 | $250,000-$300,000 |
| Sea Island Dr, N Sea Lake Ln, Walkers Ridge Dr, Lake Julia Dr S, Coastal Oak Cir, Corona Rd, Sea Winds Ln W, Monte Diego Dr, Sea Spray Ln, Sunningdale Dr | $334,500 | $290,000 | $300,000-$350,000 | $222,000 | $200,000 | $250,000-$300,000 |
| Isle Way Ln, Bermuda Bay Cir, Versailles Ct, Spinnakers Reach Dr, Deer Run Dr S, Old Barn Rd E, Fountain Ave S, Sea Winds Ln E, Ponte Vedra Blvd, Old Barn Rd W | $278,500 | $240,000 | $300,000-$350,000 | $221,500 | $190,000 | $200,000-$250,000 |
| Latrium Cir S, Deer Run Dr, S Sea Lake Ln, Long Boat Ct S, Quail Pointe Dr, Shoreline Cir, Long Boat Ct N, la Reserve Dr, Sea Winds Ln N, Le Mans Ct | $419,000 | $340,000 | $400,000-$500,000 | $205,000 | $190,000 | $200,000-$250,000 |
| Coral Bay, Strasbourg Ct, Co Rd 203, Coquina Bay, Oak Hammock Dr, Harbour Club Dr, Bordeaux Ct, Overlook Dr, Sandcastle Dr, Osprey Pt | $455,500 | $380,000 | $400,000-$500,000 | $348,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $781 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$67 | $885 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$209 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Johns County | $2,500 | $1,481 | $3,981 | $1,076 | $3,576 | $405 |
| Sawgrass, FL | $2,500 | $941 | $3,441 | $684 | $3,184 | $257 |
| Ponte Vedra, FL | $500 | $923 | $1,423 | $671 | $1,171 | $252 |
| Palm Valley, FL | $700 | $924 | $1,624 | $672 | $1,372 | $253 |
| Clay County, FL | $300 | $1,348 | $1,648 | $980 | $1,280 | $368 |
| Palatka, FL | $700 | $821 | $1,521 | $596 | $1,296 | $224 |
| Flagler Estates, FL | $500 | $914 | $1,414 | $664 | $1,164 | $250 |
| Keystone Heights, FL | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Lawtey, FL | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Flagler Beach, FL | $700 | $1,139 | $1,839 | $828 | $1,528 | $311 |
| Starke, FL | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Home Insurance Company Sawgrass, FL | Homeowners Insurance Agency Sawgrass, FL | Address | Popularity Score | Distance from Sawgrass (miles) |
|---|---|---|---|---|
| Travelers | St Johns Insurance Agency | 115 Solana Rd Ste 2a, Ponte Vedra Beach, FL, 32082 | 2.7 | |
| State Farm | Michael Nickas | 10920 Baymeadows Road, Jacksonville, FL, 32256-4571 | 9.0 | |
| State Farm | Connie Doyle | 14158 Marsh Woods Ct, Jacksonville, FL, 32224-3220 | 6.8 | |
| Allstate | David Clements | 10440 Us Highway 1 N, Saint Augustine, FL, 32095 | 9.2 | |
| State Farm | Parvez Sahotra | 3267 Hodges Blvd Ste 14, Jacksonville, FL, 32224-6063 | 8.4 | |
| Travelers | Brightway Insurance Inc | 1522 Atlantic Blvd, Neptune Beach, FL, 32266 | 9.5 | |
| Travelers | Brightway Insurance Inc | 4765 Hodges Blvd. Ste. 9, Jacksonville, FL, 32224 | 7.1 | |
| Travelers | Haynes Peters & Bond Co Inc | 751 Oak St Ste 100, Jacksonville, FL, 32204 | 20.3 | |
| Travelers | Holland Insurance Agency Inc | 1123 N 3rd St, Jacksonville Beach, FL, 32250 | 7.5 | |
| Travelers | Brightway Insurance | 10991 San Jose Blvd #4, Jacksonville, FL, 32223 | 15.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Ponte Vedra, FL | $459,000 | $935 | $730 | $1,250 | $520 |
| Palm Valley, FL | $430,400 | $936 | $730 | $1,250 | $520 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Palatka, FL | $87,100 | $831 | $650 | $1,110 | $460 |
| Flagler Estates, FL | $77,700 | $925 | $720 | $1,240 | $520 |
| Keystone Heights, FL | $117,800 | $851 | $660 | $1,140 | $480 |
| Lawtey, FL | $101,500 | $913 | $710 | $1,220 | $510 |
| Flagler Beach, FL | $257,800 | $1,153 | $900 | $1,550 | $650 |
| Starke, FL | $85,900 | $823 | $640 | $1,100 | $460 |