Gavop shows you how to buy homeowners insurance in Hauppauge, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $219,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $308,000 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $707,500 | $640,000 | $800,000-$900,000 |
| 5 Bedroom | $560,000 | $490,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $1,057 |
| Home and Two Car | -$195 | $953 |
| Home and Three Car | -$287 | $862 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,887 |
| Home Insurance Company Hauppauge, NY | Homeowners Insurance Agency Hauppauge, NY | Address | Popularity Score | Distance from Hauppauge (miles) |
|---|---|---|---|---|
| Travelers | Coverage Administrators Inc | 9 East 37th St 5th Fl, New York, NY, 10016 | 40.8 | |
| Travelers | Brewster-Allen-Wichert | 500 Montauk Hwy Ste N West , Islip, NY, 11795 | 8.4 | |
| Travelers | Proactive Brokerage Inc | 960a Sunrise Highway, West Babylon, NY, 11704 | 9.3 | |
| Travelers | Jay Tee Insurance | 1891 Deer Park Avenue, Deer Park, NY, 11729 | 7.5 | |
| State Farm | James Winter | 3400 Veterans Hwy Ste 3, Bohemia, NY, 11716-1069 | 5.1 | |
| Allstate | Kevin Schaefer | 49 Nassau St Fl 2, New York, NY, 10038 | 42.6 | |
| State Farm | Sharon Crescitelli | 7304 13th Ave, Brooklyn, NY, 11228-2011 | 44.0 | |
| Travelers | Central Island Insurance Agency | 287 Smithtown Blvd Ste A, Nesconset, NY, 11767 | 3.7 | |
| State Farm | Mj Kim | 2102 Jericho Turnpike, Commack, NY, 11725-3008 | 3.9 | |
| State Farm | Joseph Simeone | 103 Broadway, Greenlawn, NY, 11740-1308 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,610 | $760 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,140 | $1,070 |
| Hauppauge, NY | $459,500 | $1,149 | $830 | $1,640 | $810 |
| Wyandanch, NY | $244,000 | $783 | $520 | $1,080 | $560 |
| Miller Place, NY | $423,800 | $1,080 | $720 | $1,480 | $760 |
| Roosevelt, NY | $278,500 | $916 | $670 | $1,250 | $580 |
| Roslyn Harbor, NY | $1,137,300 | $1,053 | $750 | $1,480 | $730 |
| Manhasset Hills, NY | $835,000 | $854 | $620 | $1,220 | $600 |
| Maywood, NJ | $373,200 | $859 | $580 | $1,190 | $610 |
| Hillcrest, NY | $355,900 | $1,062 | $710 | $1,520 | $810 |
| Rockland County, NY | $425,100 | $1,343 | $980 | $1,920 | $940 |
| Highlands, NJ | $276,200 | $994 | $720 | $1,380 | $660 |