Gavop shows you how to buy homeowners insurance in Bonne Terre, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bonne Terre, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Springs Ln, Napoleon Dr, Rue Calais, E Main, Mann Rd, Burbon Dr, Blake Rd, Plattin Creek Rd, Mary Lou St, Wood Ln | $96,000 | $90,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Office Rd, Walnut, Cable Dr, Buchanan Ave, Young St, Hwy K, Bonhomme Creek Ct, St Joachim St, Brown, Reese Rd | $117,000 | $100,000 | $75,000-$100,000 | $144,500 | $120,000 | $125,000-$150,000 |
| Saint Francois Rd, Saint Michael St, Conway Rd, Rue Denise, Rose Cir, Hwy Y, Rue Claudine, Old Timber Dr, Stormy Ln, Nianga Dr | $70,000 | $70,000 | $50,000-$75,000 | $162,500 | $140,000 | $125,000-$150,000 |
| St Francois Rd, W Johnson St, Dickinson Rd, Algonquin Dr, 9th St, Larue Ln, Big River Hills Rd, Lake Circle Dr, Kings Court Rd, Carr St | $143,500 | $120,000 | $125,000-$150,000 | $180,500 | $160,000 | $200,000-$250,000 |
| Rue Jacqueline, Rue Chateau, Winch Rd, Hwy CC, W Johnson St, Cedar Run Rd, Rock Quarry Rd, Hwy K, Hawthorne Way, State Hwy 47 | $127,000 | $110,000 | $125,000-$150,000 | $97,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $668 |
| Home and Two Car | -$125 | $609 |
| Home and Three Car | -$176 | $558 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Francois County | $1,000 | $930 | $1,930 | $675 | $1,675 | $254 |
| Bonne Terre, MO | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| St. Francois County, MO | $200 | $930 | $1,130 | $675 | $875 | $254 |
| Fults, IL | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Hecker, IL | $500 | $715 | $1,215 | $520 | $1,020 | $195 |
| Pacific, MO | $2,500 | $884 | $3,384 | $642 | $3,142 | $242 |
| Boles, MO | $400 | $788 | $1,188 | $573 | $973 | $215 |
| Lemay, MO | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| Valley Park, MO | $400 | $809 | $1,209 | $588 | $988 | $221 |
| Grantwood Village, MO | $2,000 | $1,624 | $3,624 | $1,180 | $3,180 | $444 |
| Queeny, MO | $400 | $875 | $1,275 | $636 | $1,036 | $239 |
| Steeleville, IL | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| Home Insurance Company Bonne Terre, MO | Homeowners Insurance Agency Bonne Terre, MO | Address | Popularity Score | Distance from Bonne Terre (miles) |
|---|---|---|---|---|
| State Farm | Ben Rister | 14145 Clayton Rd, Chesterfield, MO, 63017-8355 | 48.5 | |
| Travelers | Graves Insurance Group | 10097 Manchester Rd Ste 100, St Louis, MO, 63122 | 47.7 | |
| State Farm | Dan Stegmann | 317 Clarkson Rd Ste 103, Ellisville, MO, 63011-2271 | 47.1 | |
| State Farm | Joe Freund | 9120 Watson Road, Crestwood, MO, 63126-2238 | 45.1 | |
| State Farm | Tom Wehde | 14540 Manchester Rd, Manchester, MO, 63011-3959 | 46.4 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 48.0 | |
| State Farm | Fred Maloy | 11327 Gravois Rd Ste 101, Sappington, MO, 63126-3657 | 43.6 | |
| State Farm | Jeff Ehrhardt | 11237 Manchester Rd, Kirkwood, MO, 63122-1122 | 47.2 | |
| State Farm | Darrell Marks | 625 Big Bend Rd, Manchester, MO, 63021-7723 | 44.7 | |
| Nationwide | Fs Insurance Agency Inc | 1135 N Desloge Dr, Desloge, MO, 63601 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,550 | $760 |
| St. Francois County, MO | $110,200 | $941 | $690 | $1,300 | $610 |
| Bonne Terre, MO | $80,600 | $734 | $500 | $1,010 | $510 |
| St. Francois County, MO | $110,200 | $941 | $680 | $1,310 | $630 |
| Fults, IL | $86,700 | $603 | $430 | $850 | $420 |
| Hecker, IL | $124,400 | $724 | $500 | $1,040 | $540 |
| Pacific, MO | $138,200 | $895 | $640 | $1,260 | $620 |
| Boles, MO | $160,200 | $798 | $530 | $1,110 | $580 |
| Lemay, MO | $120,700 | $973 | $710 | $1,340 | $630 |
| Valley Park, MO | $172,500 | $819 | $590 | $1,140 | $550 |
| Grantwood Village, MO | $359,000 | $1,644 | $1,130 | $2,350 | $1,220 |
| Queeny, MO | $214,100 | $885 | $590 | $1,230 | $640 |
| Steeleville, IL | $99,600 | $648 | $470 | $900 | $430 |