Gavop shows you how to buy homeowners insurance in Mineral County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mineral County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Ridge, Cherry St, Wesley St, Hilltop Dr, Wabash St, Lyons St, Southern Dr, Jones St, Armstrong St, Pinnacle Rd | $120,000 | $110,000 | $100,000-$125,000 | $140,500 | $130,000 | $100,000-$125,000 |
| John Chaney Rd, Workman Dr, Hunt Club Dr, Trenum Rd, Allegheny St, Mill Meadow Trailer Park Rd, Cross St, Fairview St, Lakeside Loop, Mozelle St | $181,500 | $160,000 | $150,000-$175,000 | $87,000 | $70,000 | $100,000-$125,000 |
| James St, Dans Run Rd, Paughtown Rd, Maple St, Meadow Way, Popular St, Mineral St, Edmonds St, Co Rte 46/14, Pinewoods Apts | $156,000 | $130,000 | $150,000-$175,000 | $112,500 | $100,000 | $75,000-$100,000 |
| Sharpless St, Front St, Co Rte 28/5, 2nd St, Potomac Ave, C St, Chestnut St, Frederick St, E St, Heskiet St | $156,500 | $140,000 | $175,000-$200,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Mt Laurel Dr, Hickory Dr, Poplar St, Ed Oats, Forest Ln, Co Rd 1/3, Towsend St, Old Furnace Rd, Tasker Rd, E Piedmont St | $147,000 | $120,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $561 |
| Superior Protection Discount | -$65 | $587 |
| Fire & Security Discount | -$65 | $587 |
| Hail Resistant Roof Discount | -$20 | $632 |
| Newly Constructed Home Discount | -$183 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mineral County | $700 | $644 | $1,344 | $468 | $1,168 | $176 |
| Mineral County, WV | $1,500 | $644 | $2,144 | $468 | $1,968 | $176 |
| Rawlings, MD | $100 | $746 | $846 | $542 | $642 | $204 |
| Old Fields, WV | $500 | $792 | $1,292 | $576 | $1,076 | $217 |
| Addison, PA | $1,000 | $646 | $1,646 | $470 | $1,470 | $177 |
| Fairfax, WV | $200 | $663 | $863 | $482 | $682 | $181 |
| Upper Turkeyfoot, PA | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Shenandoah County, VA | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Harman, WV | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Central City, PA | $100 | $485 | $585 | $353 | $453 | $133 |
| Home Insurance Company Mineral County, WV | Homeowners Insurance Agency Mineral County, WV | Address | Popularity Score | Distance from Mineral County (miles) |
|---|---|---|---|---|
| Erie | Insurance Centers Inc. | 205 E Main Street, Kingwood, WV, 26537 | 39.1 | |
| Nationwide | Jeff Jenkins | 127 Hovatter Drive, Inwood, WV, 25428-9998 | 49.2 | |
| Allstate | Evans Agency | 56 N Main St, Keyser, WV, 26726 | 2.6 | |
| Erie | Burner Insurance | Rr 4 Box 72, Keyser, WV, 26726 | 2.6 | |
| Nationwide | Jack L Floyd | 373 S Mineral St, Keyser, WV, 26726-2955 | 2.5 | |
| State Farm | Hayward Wilson | Us Route 220 South, Keyser, WV, 26726 | 3.0 | |
| State Farm | Carol Shaw | 205 East Main Street, Romney, WV, 26757 | 11.7 | |
| Allstate | Timothy B Close Agy | 1680 Valley Road, Berkeley Springs, WV, 25411 | 40.9 | |
| Allstate | Evans Agency | 56 N Main St, Keyser, WV, 26726 | 2.6 | |
| Allstate | Chaney-Buskirk Agcy | 9997 Frankfort Hwy, Fort Ashby, WV, 26719 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $1,020 | $530 |
| Mineral County, WV | $129,800 | $652 | $440 | $920 | $480 |
| Mineral County, WV | $129,800 | $652 | $450 | $920 | $470 |
| Rawlings, MD | $168,000 | $755 | $600 | $950 | $350 |
| Old Fields, WV | $139,200 | $802 | $550 | $1,140 | $590 |
| Addison, PA | $125,500 | $654 | $450 | $940 | $490 |
| Fairfax, WV | $96,200 | $671 | $460 | $950 | $490 |
| Upper Turkeyfoot, PA | $109,100 | $617 | $410 | $880 | $470 |
| Shenandoah County, VA | $204,000 | $852 | $570 | $1,200 | $630 |
| Harman, WV | $89,400 | $646 | $440 | $920 | $480 |
| Central City, PA | $62,800 | $491 | $340 | $700 | $360 |