Gavop tells you how to get the best homeowners insurance in Somers, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Somers, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Louise St, Birch Hill Rd, Kibbe Grove Rd, Old Hampden Rd, Bugbee Ln, Bilton Rd, Gracie Dr, Colonial Dr, Polo View Rd, Pioneer Hts | $179,000 | $150,000 | $200,000-$250,000 | $322,500 | $270,000 | $350,000-$400,000 |
| Pleasant View Dr, Bradford Ln, Billings Rd, Turnpike Rd, Cooksville Rd, Stillwater Ln, Watchaug Rd, Mulberry Ln, Still Meadow Ln, Wrights Brook Dr | $232,000 | $210,000 | $250,000-$300,000 | $308,500 | $260,000 | $200,000-$250,000 |
| Farm Lea Dr, Pheasant Run Rd, Robert St, State Hwy 186, Schneider Rd, 9th District Rd, Nutmeg Dr, Winwood Cir, Northwest Dr, Goodwin Dr | $322,000 | $270,000 | $300,000-$350,000 | $403,000 | $330,000 | $400,000-$500,000 |
| Isabella Dr, Blue Ridge Dr, Piper Ln, Brow Hill Rd, Green Tree Ln, Cricket Ln, Shady Dell Ln, Lacabana Rd, Rose Haven Rd, Bridle Path Dr | $408,000 | $370,000 | $400,000-$500,000 | $498,500 | $460,000 | $500,000-$600,000 |
| Hurlburt Rd, Parson St, Deerfield Rd, Deerfield St, Collins Rd, Grant Dr, Concord Ter, Horseshoe Ln, Brace Rd, Mallard Cir | $399,000 | $340,000 | $400,000-$500,000 | $458,000 | $400,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $877 |
| Home and Two Car | -$164 | $800 |
| Home and Three Car | -$222 | $742 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tolland County | $2,500 | $1,094 | $3,594 | $795 | $3,295 | $299 |
| Somers, CT | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Warren, MA | $400 | $799 | $1,199 | $581 | $981 | $218 |
| Hartford, CT | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Southbridge Town, MA | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Avon, CT | $1,500 | $964 | $2,464 | $701 | $2,201 | $263 |
| Collinsville, CT | $400 | $1,253 | $1,653 | $910 | $1,310 | $342 |
| Westhampton, MA | $1,000 | $1,214 | $2,214 | $882 | $1,882 | $332 |
| Plainfield, CT | $500 | $792 | $1,292 | $575 | $1,075 | $216 |
| East Douglas, MA | $2,000 | $1,096 | $3,096 | $796 | $2,796 | $299 |
| Chester Center, CT | $400 | $1,441 | $1,841 | $1,048 | $1,448 | $394 |
| Washington, MA | $2,500 | $1,115 | $3,615 | $811 | $3,311 | $305 |
| Home Insurance Company Somers, CT | Homeowners Insurance Agency Somers, CT | Address | Popularity Score | Distance from Somers (miles) |
|---|---|---|---|---|
| Allstate | Anthony Savio | 39 E Cedar St, Newington, CT, 6111 | 24.6 | |
| Allstate | Brad Manning | 36 State St Ste 4, North Haven, CT, 6473 | 46.9 | |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 | 23.3 | |
| Liberty Mutual Independent | Jarrett Agency | 657 Enfield St, Enfield, CT, 6082 | 7.2 | |
| State Farm | Paul Delskey | 122 Prospect Hill Road, East Windsor, CT, 06088-9586 | 9.0 | |
| Liberty Mutual Independent | Evans Pires & Leonard | 121 Roberts St, East Hartford, CT, 6108 | 17.3 | |
| State Farm | Melvin Banks | 104 Connecticut Blvd, East Hartford, CT, 06108-3013 | 18.4 | |
| State Farm | Jo Ann Walk | 131 Elm St, Enfield, CT, 06082-3839 | 6.5 | |
| Allstate | Mike Bonatsakis | 134 Hartford Tpke, Tolland, CT, 6084 | 8.9 | |
| Travelers | Sica Insurance & Financial Services | 107 Burnside Ave Ste 1, East Hartford, CT, 6108 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,780 | $870 |
| Tolland County, CT | $247,500 | $1,108 | $750 | $1,570 | $820 |
| Somers, CT | $308,500 | $963 | $690 | $1,330 | $640 |
| Warren, MA | $205,000 | $809 | $570 | $1,150 | $580 |
| Hartford, CT | $162,300 | $884 | $600 | $1,260 | $660 |
| Southbridge Town, MA | $188,200 | $777 | $530 | $1,110 | $580 |
| Avon, CT | $378,000 | $976 | $690 | $1,360 | $670 |
| Collinsville, CT | $275,900 | $1,268 | $930 | $1,760 | $830 |
| Westhampton, MA | $303,600 | $1,229 | $900 | $1,730 | $830 |
| Plainfield, CT | $171,300 | $801 | $540 | $1,100 | $560 |
| East Douglas, MA | $263,600 | $1,109 | $790 | $1,590 | $800 |
| Chester Center, CT | $345,800 | $1,459 | $980 | $2,090 | $1,110 |
| Washington, MA | $270,900 | $1,129 | $800 | $1,590 | $790 |