Gavop's guide to buying homeowners insurance in Murrieta, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $76,500 | $60,000 | $75,000-$100,000 |
2 Bedroom | $230,000 | $190,000 | $250,000-$300,000 |
3 Bedroom | $201,500 | $170,000 | $200,000-$250,000 |
4 Bedroom | $478,500 | $400,000 | $500,000-$600,000 |
5 Bedroom | $676,000 | $590,000 | $700,000-$800,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$139 | $851 |
Superior Protection Discount | -$99 | $891 |
Fire & Security Discount | -$109 | $881 |
Hail Resistant Roof Discount | -$30 | $960 |
Newly Constructed Home Discount | -$208 | $782 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,975 |
Physical Damage | $2,295 |
Hail Damage | $4,806 |
Wind Damage | $6,178 |
Expensive Claims | |
Fire | $42,442 |
Smoke | $17,222 |
Home Insurance Company Murrieta, CA | Homeowners Insurance Agency Murrieta, CA | Address | Popularity Score | Distance from Murrieta (miles) |
---|---|---|---|---|
State Farm | Chris Risi | 32392 Coast Hwy Ste 260, Laguna Beach, CA, 92651-6784 | 36.2 | |
Liberty Mutual Independent | Bmr Insurance Agency | 13732 Newport Ave Ste 3, Tustin, CA, 92780 | 43.3 | |
State Farm | Lisa Perez Houghtaling | 29950 Haun Rd Ste 205, Menifee, CA, 92586-6527 | 11.0 | |
Farmers | Craig Davis | 27645 Jefferson Ave Ste 113, Temecula, CA, 92590 | 3.2 | |
State Farm | Phillip Ngo | 18382 Brookhurst Street, Fountain Valley, CA, 92708 | 49.9 | |
Travelers | Ironpoint Insurance Services Llc | 23032 Mill Creek Dr, Laguna Hills, CA, 92653 | 36.7 | |
State Farm | Troy Manning | 4955 Felspar St Ste J, Riverside, CA, 92509-3020 | 38.5 | |
State Farm | Steven Wang | 15333 Culver Dr Ste 130, Irvine, CA, 92604-7134 | 41.2 | |
State Farm | Justin Turner | 142 S Imperial Hwy, Anaheim, CA, 92807-3943 | 44.8 | |
Liberty Mutual Independent | Garrett/Mosier Insurance Services Inc. | 12 Truman, Irvine, CA, 92620 | 39.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
California | $443,400 | $1,291 | $960 | $1,760 | $800 |
Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
Murrieta, CA | $383,700 | $990 | $730 | $1,350 | $620 |
Elsinore Valley, CA | $338,300 | $749 | $550 | $1,020 | $470 |
March ARB, CA | $276,300 | $761 | $560 | $1,030 | $470 |
San Marcos, CA | $455,700 | $1,222 | $900 | $1,660 | $760 |
Carlsbad, CA | $713,600 | $1,345 | $1,000 | $1,830 | $830 |
Banning, CA | $197,500 | $603 | $450 | $820 | $370 |
Cherry Valley, CA | $207,400 | $615 | $450 | $840 | $390 |
Corona, CA | $401,600 | $922 | $680 | $1,250 | $570 |
Jurupa, CA | $387,400 | $877 | $650 | $1,190 | $540 |
Julian, CA | $338,900 | $893 | $660 | $1,210 | $550 |
Muscoy, CA | $202,000 | $608 | $450 | $830 | $380 |
Date: July 30, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 09, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 13, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: June 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: February 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 02, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 07, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 04, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: July 12, 2019 Age: >60 years Gender: Female Marital Status: Unmarried
Date: November 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried