Gavop's guide to buying homeowners insurance in Beauregard-Marvyn, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $73,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $138,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $178,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $365,000 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $715 |
| Superior Protection Discount | -$75 | $757 |
| Fire & Security Discount | -$58 | $774 |
| Hail Resistant Roof Discount | -$25 | $807 |
| Newly Constructed Home Discount | -$166 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $2,000 | $1,180 | $3,180 | $857 | $2,857 | $322 |
| Marvyn, AL | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| Hurtsboro, AL | $300 | $754 | $1,054 | $548 | $848 | $206 |
| Macon County, AL | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Cottonton-Seale, AL | $500 | $900 | $1,400 | $654 | $1,154 | $246 |
| Camp Hill, AL | $2,500 | $670 | $3,170 | $487 | $2,987 | $183 |
| Hamilton, GA | $300 | $821 | $1,121 | $597 | $897 | $224 |
| Shorter-Hardaway, AL | $1,500 | $880 | $2,380 | $640 | $2,140 | $241 |
| Bullock County, AL | $200 | $633 | $833 | $460 | $660 | $173 |
| Five Points, AL | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Milltown, AL | $300 | $1,036 | $1,336 | $753 | $1,053 | $283 |
| Junction City, GA | $1,000 | $639 | $1,639 | $465 | $1,465 | $175 |
| Home Insurance Company Marvyn, AL | Homeowners Insurance Agency Marvyn, AL | Address | Popularity Score | Distance from Marvyn (miles) |
|---|---|---|---|---|
| State Farm | Joe Stokes | 818 E Glenn Ave, Auburn, AL, 36830-5708 | 9.6 | |
| Travelers | Dark Insurance Agency Inc | 410 Hillabee St, Alexander City, AL, 35011 | 46.2 | |
| State Farm | Breck Honea | 61 Market Pl Ste A, Montgomery, AL, 36117-4910 | 49.8 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 9.8 | |
| State Farm | John Killmaster | 2515 E Glenn Ave Ste 206, Auburn, AL, 36830-6452 | 8.4 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 9.8 | |
| State Farm | Tom Bryan | 1819 Pepperell Pkwy, Opelika, AL, 36801-5475 | 9.4 | |
| Farmers | Laraine Anglin | 3355 Highway 431 Ste 12, Roanoke, AL, 36274 | 44.3 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 19.1 | |
| State Farm | Ken Currie | 702 14th St, Phenix City, AL, 36867-5047 | 20.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,620 | $810 |
| Lee County, AL | $157,100 | $1,194 | $850 | $1,650 | $800 |
| Marvyn, AL | $132,600 | $832 | $600 | $1,160 | $560 |
| Hurtsboro, AL | $66,800 | $763 | $520 | $1,060 | $540 |
| Macon County, AL | $77,100 | $704 | $510 | $980 | $470 |
| Cottonton-Seale, AL | $87,800 | $911 | $610 | $1,300 | $690 |
| Camp Hill, AL | $55,800 | $678 | $460 | $970 | $510 |
| Hamilton, GA | $211,900 | $831 | $560 | $1,170 | $610 |
| Shorter-Hardaway, AL | $84,900 | $891 | $630 | $1,240 | $610 |
| Bullock County, AL | $66,800 | $641 | $460 | $890 | $430 |
| Five Points, AL | $108,000 | $1,037 | $690 | $1,430 | $740 |
| Milltown, AL | $110,100 | $1,049 | $710 | $1,480 | $770 |
| Junction City, GA | $83,600 | $647 | $430 | $920 | $490 |