How Can I Make My Kennewick, WA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Kennewick, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Kennewick, WA Home Insurance Coverage Levels | Back to Top
| Kennewick, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 10th Ave, N Conway Pl, N Kingwood St, N Colorado St, Lesa Marie Ln, W 25th Ave, Belfair Pl, S Rainier St, W Bonnie Ave, E Matzat Rd | $122,500 | $110,000 | $100,000-$125,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Mickelson Ct, S 2090 Pr SE, E Hover Rd, W 3rd Pl, W 30th Ct, N Louisiana St, S Lincoln St, N Perry St, S Conway Pl, W 34th Pl | $121,500 | $100,000 | $125,000-$150,000 | $151,000 | $140,000 | $150,000-$175,000 |
| E Donelson Rd, S Rainier Ct, S Conway St, S Quinn St, W 14th Pl, N Pittsburg St, S Ledbetter St, S Buntin St, W 1st Pl, N Utah St | $229,500 | $190,000 | $200,000-$250,000 | $130,000 | $110,000 | $125,000-$150,000 |
| S Pittsburgh St, E Main St, N Cedar St, W 53rd Ave, S Reed Ct, W Quinault St, S Palouse Ct, N Benton St, N Lincoln St, W Bonnie Pl | $218,500 | $200,000 | $200,000-$250,000 | $177,500 | $170,000 | $200,000-$250,000 |
| Bluffs Dr, W Quinault Ave, Dawes Ct, S Jean Pl, S Grant St, S Joliet St, W Quinalt Ave, Country Club Rd, 2181 Pr SE, S Yelm St | $180,000 | $150,000 | $125,000-$150,000 | $184,000 | $160,000 | $175,000-$200,000 |
| W 30th Ave, N Sherman St, Linda Ct, S Benton St, S Anderson St, S Columbia Center Blvd, Travis Ln, S Yelm Ct, Michael Ave, W 29th Ct | $187,500 | $180,000 | $150,000-$175,000 | $146,500 | $130,000 | $125,000-$150,000 |
| N Perry Loop, W 3rd Pl, S Anderson Pl, N Ely St, S Colorado St, W 27th Pl, S Buchanan Pl, E 4th Pl, S Tweedt Ct, W Falls Ave | $200,500 | $160,000 | $150,000-$175,000 | $112,500 | $90,000 | $75,000-$100,000 |
| N Volland St, S Tweedt St, S Wilson St, N Washington St, S Buntin St, N Garfield St, W 9th Pl, N Fisher St, S Elma St, N Union St | $168,500 | $140,000 | $175,000-$200,000 | $143,000 | $130,000 | $150,000-$175,000 |
| W Hood Pl, S Sunnyvale Dr, S Columbia Center Bl, State Rte 397, US Hwy 395, S Quay Pl, W Victoria Ave, N Oklahoma St, S Tacoma Pl, W 33rd Pl | $244,000 | $230,000 | $250,000-$300,000 | $192,000 | $160,000 | $200,000-$250,000 |
| S Nelson St, E Eastlake Ct, N Quebec Ct, S Quay St, N Nutmeg St, W 12th Pl, Tiger Ln, S Taft St, Nevada Rd, S Vancouver Pl | $136,500 | $120,000 | $100,000-$125,000 | $107,500 | $90,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Kennewick, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $557 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$66 | $590 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$131 | $525 |
Choose the Right Deductible for your Kennewick, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Kennewick, WA | $1,000 | $648 | $1,648 | $471 | $1,471 | $177 |
| West Pasco, WA | $100 | $791 | $891 | $575 | $675 | $216 |
| Richland, WA | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| West Richland, WA | $500 | $664 | $1,164 | $483 | $983 | $182 |
| Mesa, WA | $1,000 | $523 | $1,523 | $380 | $1,380 | $143 |
| Kahlotus, WA | $400 | $653 | $1,053 | $475 | $875 | $178 |
| College Place, WA | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Boardman, OR | $300 | $642 | $942 | $466 | $766 | $175 |
| Weston, OR | $1,500 | $450 | $1,950 | $327 | $1,827 | $123 |
Identify Top Home Insurance Agents near Kennewick, WA | Back to Top
| Home Insurance Company Kennewick, WA | Homeowners Insurance Agency Kennewick, WA | Address | Popularity Score | Distance from Kennewick (miles) |
|---|---|---|---|---|
| Allstate | Terry L. Johnson | 7103 W Clearwater Ave Ste E, Kennewick, WA, 99336 | 2.2 | |
| State Farm | Craig Griffiths | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 6.8 | |
| State Farm | Vladimir Krinitsyn | 1408 N 20th Ave Ste C, Pasco, WA, 99301-4059 | 4.0 | |
| Travelers | Simmons Insurance Group | 7535 W Kennewick Ave Ste H, Kennewick, WA, 99336 | 2.6 | |
| Allstate | Jerad Groth | 3330 W Court St Ste I, Pasco, WA, 99301 | 3.5 | |
| State Farm | Chad Ward | 8390 W Gage Blvd Ste 106, Kennewick, WA, 99336-8105 | 3.5 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis St, Pasco, WA, 99301 | 3.5 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 4.2 | |
| Farmers | Liz Elder | 7903 W Grandridge Blvd Ste E, Kennewick, WA, 99336 | 2.9 | |
| State Farm | Cecelia Mauseth | 5230 Outlet Dr, Pasco, WA, 99301-8969 | 5.6 |
Compare Rates for Kennewick, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,160 | $620 |
| Benton County, WA | $198,600 | $677 | $450 | $950 | $500 |
| Kennewick, WA | $182,900 | $656 | $470 | $910 | $440 |
| West Pasco, WA | $280,200 | $801 | $570 | $1,100 | $530 |
| Richland, WA | $226,300 | $712 | $510 | $1,000 | $490 |
| West Richland, WA | $217,700 | $672 | $460 | $930 | $470 |
| Mesa, WA | $105,900 | $529 | $350 | $750 | $400 |
| Kahlotus, WA | $173,100 | $661 | $460 | $940 | $480 |
| College Place, WA | $177,000 | $620 | $450 | $860 | $410 |
| Boardman, OR | $131,700 | $650 | $440 | $920 | $480 |
| Weston, OR | $111,600 | $455 | $310 | $650 | $340 |
Research Home Insurance Companies Reviews in Kennewick, WA Before Buying | Back to Top
Share a review on your home insurance company
Country Financial Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
This company has actually been pretty good to me, with very few issues. I would recommend.them to others.
Date: February 26, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am very very satisfied with my home insurance. He is always available to us- even when he is out of town. He is also very knowledgeable and gives us choices that he explains well.
Liberty Mutual Home Insurance Reviews
Date: December 18, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
the premiums for my home insurance policy is high and they raise it every year even though I have made only one very minor claim in the last 10 years. I had to raise my deductible to a very high level in order to be able to afford the premiums.
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
It was easy to sign up and get a good rate. They had the most competitive rate and were the most clear in their policy terms.
State Farm Home Insurance Reviews
Date: August 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Customer service is excellent with state farm. I usually have face to face with them in office as they have a location in my home town. It is good to go in and meet with them for my insurance needs.
Date: July 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium and deductible is lower than most other insurance companies. It is slightly less than most in the area for my policy.
American Family Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
the preimuim and deductible where lower then i had seen at other companies and their online virtual assistants are prompt. i pay a small fee every month that i can afford
MetLife Home Insurance Reviews
Date: November 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
First of all, the speed of navigation within the wed page is something very good, it is easy to use, it is simple, I love it, it brings varied information about all kinds of changes and it is also easy to use.
Nationwide Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
They have lots of options for their policy offerings, and are happy to help you find the one that would be best suited for you and your needs. They have a policy for anyone in any housing situation.
Allstate Home Insurance Reviews
Date: January 11, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They have average offerings. They have all the basics like natural disasters but I wish they had more options for instances like theft.
Erie Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The agents from other companies, such as state farm, allstate,etc tried to sell me the policies. But once comparing the premiums for the same coverage, it seems the premium from Erie lowest. That is I am still using this company.
GEICO Home Insurance Reviews
Date: November 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible is about the same as most companies. For the insurance that we need, the premium and deductible rates may appear slightly more expensive than some but when I compared premium/deductible to other insurances that have my exact coverage, they were similar.