How Can I Make My Riverside, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Riverside, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Riverside, IL Home Insurance Coverage Levels | Back to Top
| Riverside, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Olmstead Rd, Rosemear Ave, Olmstead Rd, Lawton Rd, Northgate Ave, Evelyn Rd, Groveland Ave, E Parkway Rd, Olmsted Rd, Repton Rd | $339,500 | $310,000 | $300,000-$350,000 | $253,000 | $220,000 | $200,000-$250,000 |
| Berkeley Rd, Berkley Rd, Robinson Ct, Blackhawk Rd, Gladstone Ave, Gatesby Rd, Riverview Ave, Louden Rd, S Delaplaine Rd, Blythe Rd | $275,000 | $230,000 | $200,000-$250,000 | $302,500 | $270,000 | $250,000-$300,000 |
| Westover Ave, N Longcommon Rd, Coonley Rd, Harris Rd, Shenstone Rd, Fairbank Rd, Hainsworth Ave, Blackhawk Rd, Burlington St, W Burlington St | $184,500 | $150,000 | $200,000-$250,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Burling Rd, Uvedale Rd, Groveland Ave, McCormick Ave, Uvedale Ct, Lionel Rd, N Herbert Rd, Riverside Ave, Longcommon Rd, N Cowley Rd | $324,000 | $290,000 | $350,000-$400,000 | $299,000 | $250,000 | $250,000-$300,000 |
| York Rd, 29th Ct, Herrick Rd, Olmsted Rd, Powell Ave, N Delaplaine Rd, Lindberg Rd, Addison Rd, S Delaplaine Rd, Greenview Ave | $311,000 | $290,000 | $300,000-$350,000 | $222,000 | $200,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Riverside, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $743 |
| Superior Protection Discount | -$78 | $787 |
| Fire & Security Discount | -$69 | $795 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$182 | $683 |
Choose the Right Deductible for your Riverside, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $1,500 | $881 | $2,381 | $640 | $2,140 | $241 |
| Riverside, IL | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Clarendon Hills, IL | $400 | $963 | $1,363 | $700 | $1,100 | $263 |
| Palos, IL | $1,500 | $768 | $2,268 | $558 | $2,058 | $210 |
| Palos Park, IL | $200 | $1,252 | $1,452 | $910 | $1,110 | $342 |
| Bannockburn, IL | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| South Elgin, IL | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Sleepy Hollow, IL | $1,500 | $1,014 | $2,514 | $737 | $2,237 | $277 |
| Prestbury, IL | $300 | $965 | $1,265 | $701 | $1,001 | $264 |
| Burlington, IL | $2,000 | $1,018 | $3,018 | $740 | $2,740 | $278 |
| Rockville, IL | $100 | $998 | $1,098 | $725 | $825 | $273 |
| Schneider, IN | $1,000 | $719 | $1,719 | $523 | $1,523 | $197 |
Identify Top Home Insurance Agents near Riverside, IL | Back to Top
| Home Insurance Company Riverside, IL | Homeowners Insurance Agency Riverside, IL | Address | Popularity Score | Distance from Riverside (miles) |
|---|---|---|---|---|
| State Farm | Sean Kingsbury | 2624 West Armitage Avenue, Chicago, IL, 60647 | 9.0 | |
| State Farm | Armando Perez | 229 W Grand Ave Ste P, Bensenville, IL, 60106-3365 | 9.3 | |
| State Farm | Art Santos | 2207 N Western Ave Unit C1, Chicago, IL, 60647-4568 | 9.4 | |
| Farmers | Yana Tymoshenko | 4830 N Cumberland Ave Ste 11a, Norridge, IL, 60706 | 9.4 | |
| State Farm | Linda Mitchell | 106 N Halsted St, Chicago, IL, 60661-1015 | 9.8 | |
| Erie | Jav Insurance & Financial Llc | 7667 W 95th Street Suite 207, Hickory Hills, IL, 60457 | 7.9 | |
| State Farm | Jerry Carter | 9816 S Cicero Ave, Oak Lawn, IL, 60453-3104 | 9.3 | |
| Farmers | Christopher Krezel | 6444 W Archer Ave, Chicago, IL, 60638 | 3.5 | |
| Allstate | Joanna Kapica | 7826 W Belmont Ave, Chicago, IL, 60634 | 7.3 | |
| State Farm | Greg Monelle Sr | 5343 W Diversey Ave, Chicago, IL, 60639-1512 | 7.6 |
Compare Rates for Riverside, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| Cook County, IL | $227,400 | $892 | $610 | $1,240 | $630 |
| Riverside, IL | $291,200 | $864 | $590 | $1,190 | $600 |
| Clarendon Hills, IL | $478,500 | $975 | $660 | $1,370 | $710 |
| Palos, IL | $224,600 | $777 | $570 | $1,080 | $510 |
| Palos Park, IL | $388,400 | $1,267 | $860 | $1,750 | $890 |
| Bannockburn, IL | $1,088,700 | $738 | $500 | $1,060 | $560 |
| South Elgin, IL | $216,900 | $767 | $530 | $1,070 | $540 |
| Sleepy Hollow, IL | $289,800 | $1,026 | $740 | $1,450 | $710 |
| Prestbury, IL | $259,100 | $977 | $650 | $1,380 | $730 |
| Burlington, IL | $292,000 | $1,030 | $700 | $1,430 | $730 |
| Rockville, IL | $279,700 | $1,010 | $730 | $1,400 | $670 |
| Schneider, IN | $94,100 | $728 | $520 | $1,000 | $480 |
Research Home Insurance Companies Reviews in Riverside, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Because they were the cheapest as compared to two or three other competitors. Our deductible is manageable and hopefully we will never need to use it.
Date: November 12, 2018 Age: Above 60 Gender: Female Marital Status: Married
Communication
Again, I am unsure how the customer service is, my husband takes care of all the insurance needs in our household. I am assuming the website runs well as he never complains about it.
AAA Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I only had to call them once and they were very friendly and answered all of my questions. They are super nice people.
Encompass Insurance Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Our premium and deductible are very reasonable and while the pricing fluctuates, we have had several years where our cost has gone down.