Gavop shows you how to buy homeowners insurance in Southampton, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Southampton, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kylene Cir, Pinewood Dr, Cold Spring Rd, Line St, Sophie Cir, Bissonnette Cir, Peggy Ln, Bissonette Cir, Nicole Cir, Rattle Hill Rd | $315,500 | $270,000 | $350,000-$400,000 | $209,000 | $190,000 | $200,000-$250,000 |
| Kingsberry Ln, Anita Dr, Birchwood Dr, Coolidge Dr, Riverdale Rd, Douglas Rd, Wallace Rd, Hillside Meadow Dr, Madeline Way, Helen Dr | $348,500 | $320,000 | $250,000-$300,000 | $139,500 | $130,000 | $100,000-$125,000 |
| Southampton Rd, Corner Ln, Belanger Rd, Eastwood Dr, Noreen Dr, Russellville Rd, Parc Pl, Laurie Dr, Wyben Rd, Buchanan Cir | $214,500 | $170,000 | $150,000-$175,000 | $226,000 | $200,000 | $200,000-$250,000 |
| Delisle Rd, Clark St, Couture Rd, Whispering Meadow Ln, Karen Ln, Pequot Rd, Edward Ave, Dupuis Rd, Parsons Way, Gilburt Rd | $363,500 | $310,000 | $350,000-$400,000 | $174,000 | $140,000 | $150,000-$175,000 |
| Susan Dr, Bass Cove Rd, Strong Rd, Karen Dr, Fomer Rd, Lynn Dr, Geryk Ct, David St, Middle Rd, Aimee Rd | $207,000 | $190,000 | $200,000-$250,000 | $198,000 | $180,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $841 |
| Home and Two Car | -$155 | $758 |
| Home and Three Car | -$219 | $694 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampshire County | $1,500 | $1,042 | $2,542 | $757 | $2,257 | $285 |
| Southampton, MA | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Westhampton, MA | $400 | $1,214 | $1,614 | $882 | $1,282 | $332 |
| Russell, MA | $2,500 | $976 | $3,476 | $709 | $3,209 | $267 |
| South Deerfield, MA | $400 | $1,167 | $1,567 | $848 | $1,248 | $319 |
| Hampden, MA | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Winsted, CT | $300 | $704 | $1,004 | $511 | $811 | $192 |
| Dalton, MA | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Goshen, CT | $100 | $1,456 | $1,556 | $1,058 | $1,158 | $398 |
| Southbridge Town, MA | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Eastford, CT | $100 | $1,193 | $1,293 | $867 | $967 | $326 |
| Valatie, NY | $2,500 | $780 | $3,280 | $567 | $3,067 | $213 |
| Home Insurance Company Southampton, MA | Homeowners Insurance Agency Southampton, MA | Address | Popularity Score | Distance from Southampton (miles) |
|---|---|---|---|---|
| Travelers | Insurance Marketing Agencies | 306 Main St, Worcester, MA, 1608 | 48.3 | |
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd, Ste 2, Holyoke, MA, 1040 | 6.1 | |
| Travelers | Mainstream Insurance Agency Inc | 704 Southbridge St, Worcester, MA, 1610 | 47.7 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St, Worcester, MA, 1603 | 46.2 | |
| Liberty Mutual Independent | Knight-Dik Insurance Agency | 446 Main Street, Worcester, MA, 1608 | 48.2 | |
| Travelers | Bates Fullam Insurance Agency | 975 Elm Street , West Springfield, MA, 1089 | 9.6 | |
| Travelers | Goodworks Insurance | 708 Park Ave, Worcester, MA, 1603 | 46.4 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Ave, Worcester, MA, 1610 | 47.1 | |
| Travelers | Centennial Insurance Agcy Inc | 863 Montgomery St, Chicopee, MA, 1013 | 8.3 | |
| Liberty Mutual Independent | Gaudreau Group Ins Agcy Inc | 2377 Boston Rd, Wilbraham, MA, 1095 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $2,020 | $990 |
| Hampshire County, MA | $272,700 | $1,055 | $720 | $1,440 | $720 |
| Southampton, MA | $319,800 | $914 | $610 | $1,270 | $660 |
| Westhampton, MA | $303,600 | $1,229 | $870 | $1,680 | $810 |
| Russell, MA | $216,000 | $988 | $700 | $1,400 | $700 |
| South Deerfield, MA | $288,300 | $1,181 | $850 | $1,640 | $790 |
| Hampden, MA | $275,200 | $812 | $550 | $1,160 | $610 |
| Winsted, CT | $143,900 | $712 | $490 | $980 | $490 |
| Dalton, MA | $184,600 | $771 | $520 | $1,070 | $550 |
| Goshen, CT | $350,800 | $1,474 | $1,080 | $2,020 | $940 |
| Southbridge Town, MA | $188,200 | $777 | $540 | $1,080 | $540 |
| Eastford, CT | $253,100 | $1,207 | $810 | $1,710 | $900 |
| Valatie, NY | $206,300 | $789 | $530 | $1,100 | $570 |