Gavop shows you how to buy homeowners insurance in Mount Vernon, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mount Vernon, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Washam St, N Hobbs Ave, Jeane Dr, N Mill Ave, Shafer St, Co Rd 1247, Lawrence 1032, Lawrence 1195, Co Rd 2140, Co Rd 1150 | $121,500 | $100,000 | $125,000-$150,000 | $85,500 | $70,000 | $75,000-$100,000 |
| W Linn St, Co Rd 2137, E Lawrence St, Co Rd 2187, E Dallas St, Lawrence 2207, Kevin Cir, Farm Rd 2000 Lc, Co Rd 1195, N Main Ave | $132,500 | $110,000 | $125,000-$150,000 | $83,500 | $70,000 | $75,000-$100,000 |
| State Hwy Vv, E Fourth St, Farm Rd 1250 Lc, Lawrence 1182, Lawrence 1152, Sunset Ln, Lawrence 2192, Lawrence 2072, Lawrence 1208, Lawrence 1196 | $158,500 | $150,000 | $175,000-$200,000 | $100,500 | $90,000 | $100,000-$125,000 |
| Co Rd 2130, Lawrence 1020, Lawrence 2225, N Lawmaster St, S Elliott Ave, Lawrence 2154, Lawrence 1087, Country Manor St, Lawrence 1198, Co Rd 2045 | $135,500 | $110,000 | $150,000-$175,000 | $100,000 | $90,000 | $75,000-$100,000 |
| Lawrence 2010, Co Rd 2175, N Youngblood, Co Rd 2145, Lynn St, Lawrence 1168, Lawrence 2075, Co Rd 2085, Harris, Lawrence County Ave | $96,000 | $90,000 | $100,000-$125,000 | $141,500 | $120,000 | $150,000-$175,000 |
| State Hwy W, S Landrum St, US Hwy 60, Nida St, State Hwy N, Bekemeier St, S Hazel St, Lawrence 1177, Lawrence 2110, Co Rd 2170 | $122,500 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Lawrence 2109, Kafir Ln, N Farm Rd 11, E May St, Hwy Zz, Co Rd 1234, N Landrum St, Lawrence 1175, FM Road 2074, S Necessity St | $94,000 | $90,000 | $75,000-$100,000 | $130,000 | $120,000 | $100,000-$125,000 |
| Lawrence 2147, Lawrence 1000, Lawrence 2115, State Hwy Ff, Lacey Ln, Co Rd 2135, Lawrence 2152, Lawrence 2032, Lawrence 1131, E Dora St | $120,500 | $100,000 | $100,000-$125,000 | $87,000 | $80,000 | $75,000-$100,000 |
| Lawrence 1171, Co Rd 1082, Co Rd 2160, State Hwy Dd, Kevin Ave, Wood St, State Hwy O, Hwy Mm, S Holmes St, Oak Hill | $134,500 | $110,000 | $125,000-$150,000 | $115,000 | $90,000 | $125,000-$150,000 |
| Co Rd 2207, State Hwy 97, Co Rd 2143, Co Rd 2087, Wright St, Lawrence 1132, Lawrence 1140, Riley Rd, N Park St, Co Rd 1022 | $124,500 | $120,000 | $100,000-$125,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $784 |
| Home and Two Car | -$147 | $715 |
| Home and Three Car | -$215 | $646 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $2,500 | $891 | $3,391 | $647 | $3,147 | $243 |
| Mount Vernon, MO | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Pond Creek, MO | $300 | $1,194 | $1,494 | $867 | $1,167 | $326 |
| Ponce de Leon, MO | $2,000 | $1,119 | $3,119 | $813 | $2,813 | $306 |
| East Clay A, MO | $400 | $1,345 | $1,745 | $977 | $1,377 | $367 |
| Cassville, MO | $700 | $918 | $1,618 | $667 | $1,367 | $251 |
| Robberson No. 1B, MO | $200 | $976 | $1,176 | $709 | $909 | $267 |
| Mooney, MO | $1,500 | $1,001 | $2,501 | $727 | $2,227 | $274 |
| Cliff Village, MO | $200 | $964 | $1,164 | $701 | $901 | $264 |
| Cedar County, MO | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Bull Creek, MO | $100 | $580 | $680 | $421 | $521 | $158 |
| Home Insurance Company Mount Vernon, MO | Homeowners Insurance Agency Mount Vernon, MO | Address | Popularity Score | Distance from Mount Vernon (miles) |
|---|---|---|---|---|
| Farmers | Kyle Newbold | 403 Plaza Dr, Monett, MO, 65708 | 15.8 | |
| State Farm | Sarah Rader | 1680 Us Highway 60 E, Republic, MO, 65738-9483 | 19.2 | |
| State Farm | Fred R Harris | 3051 Lusk Dr # B, Neosho, MO, 64850-7781 | 38.4 | |
| Liberty Mutual Independent | Smart Insurance | 27 E Washington, Marionville, MO, 65705 | 12.0 | |
| Farmers | Nathan Dixon | 255 Us Highway 60 W, Republic, MO, 65738 | 17.3 | |
| Travelers | Bob Moffitt Agency Llc | 103 E Church St, Aurora, MO, 65605 | 11.3 | |
| Travelers | Bob Moffitt Agency Llc | 2012 S Elliott Ave Ste C, Aurora, MO, 65605 | 12.6 | |
| State Farm | Fred Harle | 4150 S Fairview Ave, Springfield, MO, 65807-4751 | 27.5 | |
| Farmers | Michael Schatzer | 1101 S Hickory St, Mount Vernon, MO, 65712 | 2.3 | |
| Farmers | Donna Smith | 2408 E Madrid Ave, Springfield, MO, 65804 | 30.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,510 | $720 |
| Lawrence County, MO | $98,000 | $901 | $650 | $1,230 | $580 |
| Mount Vernon, MO | $124,900 | $862 | $630 | $1,200 | $570 |
| Pond Creek, MO | $197,000 | $1,208 | $830 | $1,670 | $840 |
| Ponce de Leon, MO | $164,400 | $1,133 | $780 | $1,550 | $770 |
| East Clay A, MO | $265,900 | $1,361 | $970 | $1,860 | $890 |
| Cassville, MO | $95,200 | $929 | $670 | $1,330 | $660 |
| Robberson No. 1B, MO | $112,500 | $988 | $680 | $1,400 | $720 |
| Mooney, MO | $120,500 | $1,013 | $700 | $1,430 | $730 |
| Cliff Village, MO | $108,900 | $976 | $650 | $1,340 | $690 |
| Cedar County, MO | $92,700 | $773 | $530 | $1,060 | $530 |
| Bull Creek, MO | $20,900 | $587 | $400 | $830 | $430 |