Gavop's guide to buying homeowners insurance in Chapin, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chapin, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Ferry Rd, Summit Point Ct, Wood Willow Pt, Wingspan Way, Lazy Brook Dr, Hollyoak Ln, Arrow Shores Cir, Saint Peters Church Rd, Old Bush River Rd, Creekwood Ct | $208,000 | $180,000 | $200,000-$250,000 | $193,000 | $160,000 | $200,000-$250,000 |
| Mary Dr, Mountain Dr, Lazy Brook Cir, Camping Creek Ct, Overlook Ct, Harborview Pt, Archway Ct, Parapet Loop, Old Cedar Pt, Fairway Ridge Dr | $219,500 | $190,000 | $175,000-$200,000 | $226,500 | $180,000 | $200,000-$250,000 |
| Old Bush River Rd, Murray Lindler Rd, Barnes Trl, Night Harbor Dr, Old Forge Rd, Plantation Ct, Dockside Cir, Lands End Dr, Gateway Dr, Eastridge Ct | $225,000 | $180,000 | $175,000-$200,000 | $435,500 | $350,000 | $400,000-$500,000 |
| Water Links Dr, Shallow Cove Ct, Eagle Pointe Dr, Whispering Pine Ct, Elm Creek Ct, Berea Rd, Will Wise Rd, Palm St, Concord Ct, Indian Fork Rd | $151,000 | $130,000 | $150,000-$175,000 | $215,500 | $190,000 | $250,000-$300,000 |
| Ponderosa Ln, Ellett Rd, Hidden Cove Cir, Dan Comalander Dr, White Owl Rd, Chapin Rd, Barbaras Way, Hiller Rd, Fieldstone Rd, Island Trl | $156,000 | $140,000 | $125,000-$150,000 | $237,500 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $868 |
| Superior Protection Discount | -$94 | $952 |
| Fire & Security Discount | -$115 | $931 |
| Hail Resistant Roof Discount | -$21 | $1,025 |
| Newly Constructed Home Discount | -$303 | $743 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Chapin, SC | Homeowners Insurance Agency Chapin, SC | Address | Popularity Score | Distance from Chapin (miles) |
|---|---|---|---|---|
| Allstate | Bradley D Grooms | 100 Obrian Way, Irmo, SC, 29063 | 5.8 | |
| State Farm | Brad Everhart | 1530 Dutch Fork Rd, Irmo, SC, 29063-8827 | 6.6 | |
| Allstate | Sidney Lyles | 11134 Broad River Rd Ste 202, Irmo, SC, 29063 | 6.7 | |
| Travelers | Independent Insurance Brokers Inc | 7321 Saint Andrews Rd, Irmo, SC, 29063 | 10.3 | |
| Travelers | Lake Murray Insurance Llc | 200 Clark St Ste 104, Chapin, SC, 29036 | 2.8 | |
| Allstate | Laurie Grooms | 220 Columbia Ave, Chapin, SC, 29036 | 2.9 | |
| State Farm | Jon Cooper | 101b Ministry Dr, Irmo, SC, 29063-2347 | 9.1 | |
| Liberty Mutual Independent | Statewide Insurance Group | 300 Amick's Ferry Road , Chapin, SC, 29036 | 2.0 | |
| Liberty Mutual Independent | Statewide Insurance Group | 300 Amicks Ferry Rd, Chapin, SC, 29036 | 2.0 | |
| State Farm | David Strawhorn | 120 Columbia Ave, Chapin, SC, 29036-9420 | 2.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,350 | $680 |
| Lexington County, SC | $148,400 | $948 | $640 | $1,340 | $700 |
| Chapin, SC | $263,400 | $1,046 | $740 | $1,490 | $750 |
| Prosperity, SC | $159,200 | $878 | $640 | $1,210 | $570 |
| Newberry, SC | $82,200 | $809 | $550 | $1,150 | $600 |
| Winnsboro, SC | $145,800 | $974 | $700 | $1,380 | $680 |
| Arcadia Lakes, SC | $293,200 | $1,566 | $1,110 | $2,210 | $1,100 |
| Ward, SC | $87,800 | $604 | $410 | $830 | $420 |
| Winnsboro North, SC | $74,000 | $499 | $340 | $710 | $370 |
| Union County, SC | $75,600 | $809 | $590 | $1,150 | $560 |
| Laurens County, SC | $87,400 | $1,049 | $750 | $1,440 | $690 |
| West Springs, SC | $95,300 | $658 | $480 | $930 | $450 |
| Fort Lawn, SC | $98,800 | $683 | $480 | $970 | $490 |