Gavop shows you how to buy homeowners insurance in Morrow County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Morrow County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 114, Co Hwy 37, Co Rd 148, Co Rd 165, Twp Hwy 108, Eckert Rd, Co Hwy 183, Co Rd 179, N Cherry St, Morris Rd | $80,500 | $70,000 | $75,000-$100,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Greenbelt Ln, Co Rd 22, Co Hwy 228, Twp Rd 130, Peerless Rd, Newcomer Rd, Twp Rd 206, Twp Rd 86, Co Hwy 20, Olive Green-Marengo-Fulton Rd | $239,500 | $230,000 | $200,000-$250,000 | $104,000 | $100,000 | $100,000-$125,000 |
| Town Hwy 88, Co Rd 168, Twp Hwy 190, Mt Gilead-Iberia Galion Rd, Olive Green Marengo Fulton Rd, Cardington-Chesterville Rd, Twp Hwy 116, Co Rd 28, Twp Hwy 49, Johnstown Shelby Rd | $170,500 | $140,000 | $150,000-$175,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Harrison Rd, Curtis Rd, Cardington-Denmark Martel Rd, Bank St, Hedding Rd, Chartwell St, Levering Rd, Co Rd 153, Williamsport Crestline Rd, Co Rd 27 | $105,000 | $90,000 | $100,000-$125,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Twp Rd 128, Campbell Rd, Co Rd 80, Twp Hwy 79, Co Rd 131, Twp Rd 26, Twp Hwy 234, Twp Hwy 34, Foos Rd, Cardington Western Rd | $90,000 | $80,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Rhinehart Rd, Co Rd 110, Co Hwy 38, Co Hwy 50, Wolford Rd, Twp Rd 55, Mateer Rd, Twp Hwy 87, Town Hwy 104, Twp Hwy 130 | $166,500 | $160,000 | $125,000-$150,000 | $67,000 | $50,000 | $50,000-$75,000 |
| Park Ave, George Rd, Twp Hwy 128, Crestview Dr, Co Hwy 206, Twp Hwy 77, Twp Rd 90, Olive Green Marengo Fulton Rd, Mitchell Rd, Walnut St | $123,000 | $110,000 | $100,000-$125,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Co Rd 226, Co Rd 169, Phillips Rd, Kile Rd, Twp Hwy 113, Co Hwy 151, Co Rd 16, Twp Hwy 208, E Liberty North Rd, Twp Rd 190 | $114,000 | $90,000 | $100,000-$125,000 | $96,500 | $80,000 | $100,000-$125,000 |
| E Gregory St, Lincoln Center Dr, Bryn Zion Rd, Co Hwy 24, Twp Rd 246, Twp Hwy 189, Shurr St, Worthington-New Haven Rd, Co Rd 98, Co Rd 30 | $196,500 | $180,000 | $175,000-$200,000 | $133,500 | $120,000 | $125,000-$150,000 |
| Waldo Westfield Rd, Crall Rd, Twp Hwy 5, Twp Hwy 185, Co Rd 101, W Elm St, Co Rd 160, Co Rd 107, Seymore St, Twp Hwy 6 | $137,500 | $130,000 | $125,000-$150,000 | $149,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $573 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$77 | $622 |
| Hail Resistant Roof Discount | -$14 | $685 |
| Newly Constructed Home Discount | -$154 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morrow County | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Morrow County, OH | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Morris, OH | $400 | $718 | $1,118 | $522 | $922 | $196 |
| Union County, OH | $1,000 | $776 | $1,776 | $564 | $1,564 | $212 |
| Wyandot County, OH | $300 | $600 | $900 | $436 | $736 | $164 |
| Kirby, OH | $700 | $521 | $1,221 | $378 | $1,078 | $142 |
| Truro, OH | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Marble Cliff, OH | $1,500 | $1,808 | $3,308 | $1,314 | $2,814 | $494 |
| Etna, OH | $100 | $648 | $748 | $471 | $571 | $177 |
| Marne, OH | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| North Fairfield, OH | $300 | $571 | $871 | $415 | $715 | $156 |
| Groveport, OH | $700 | $689 | $1,389 | $501 | $1,201 | $188 |
| Home Insurance Company Morrow County, OH | Homeowners Insurance Agency Morrow County, OH | Address | Popularity Score | Distance from Morrow County (miles) |
|---|---|---|---|---|
| State Farm | Lance George | 417 E Main St, Ashland, OH, 44805-2551 | 35.0 | |
| Allstate | Jamie Bennett | 25 N Gamble St, Shelby, OH, 44875 | 25.6 | |
| Nationwide | Rolland & Associates | 50 S Liberty St Ste 162, Powell, OH, 43065-8715 | 29.4 | |
| Erie | James Madison Insurance | 38 W Center Street, Mount Gilead, OH, 43338 | 2.3 | |
| Farmers | Stephen Keith | 1523-A Lexington Ave, Mansfield, OH, 44907 | 18.7 | |
| Travelers | The Insurance Centre Agency | 347 W Milltown Rd Ste A, Wooster, OH, 44691 | 49.9 | |
| State Farm | Marc Lamoreaux | 1216 Lexington Ave, Mansfield, OH, 44907-2615 | 19.3 | |
| State Farm | Judy Higgins | 15 N Main St, Mount Gilead, OH, 43338-1341 | 2.3 | |
| State Farm | Brian Gates | 2021 Park Ave W Ste 100, Ontario, OH, 44906-2259 | 19.6 | |
| Farmers | Shelli Davis | 5378 W Broad St, Columbus, OH, 43228 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Morrow County, OH | $139,400 | $699 | $500 | $990 | $490 |
| Morrow County, OH | $139,400 | $699 | $480 | $990 | $510 |
| Morris, OH | $142,200 | $727 | $530 | $1,000 | $470 |
| Union County, OH | $186,000 | $786 | $530 | $1,120 | $590 |
| Wyandot County, OH | $110,600 | $607 | $410 | $870 | $460 |
| Kirby, OH | $68,900 | $527 | $380 | $730 | $350 |
| Truro, OH | $128,300 | $647 | $470 | $920 | $450 |
| Marble Cliff, OH | $580,700 | $1,830 | $1,320 | $2,530 | $1,210 |
| Etna, OH | $169,400 | $656 | $450 | $940 | $490 |
| Marne, OH | $134,300 | $710 | $490 | $1,020 | $530 |
| North Fairfield, OH | $84,300 | $578 | $420 | $800 | $380 |
| Groveport, OH | $153,200 | $698 | $470 | $980 | $510 |