Gavop's guide to buying homeowners insurance in St. Pete Beach, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Pete Beach, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 1st St W, Belle Vista Dr, Clearview Way, 46th Ave, Bounty Ct, Cabrillo Ave, 27th Ave, 9th Ave, Isle Dr, 37th Ave | $290,000 | $250,000 | $200,000-$250,000 | $451,000 | $370,000 | $400,000-$500,000 |
| 119th Ave, 5th Ave, 22nd Ave, 31st Ave, 10th Ave, Sun Vista Ct E, 122nd Ave W, S Debazan Ave, Oleander Way, 43rd Ave | $177,500 | $150,000 | $150,000-$175,000 | $318,500 | $280,000 | $350,000-$400,000 |
| 50th Ave W, W Maritana Dr, W Debazan Ave, 11th Ave, el Centro St, Belle Point Dr, 41st Ave, 118th Ave, 14th Ave, 39th Ave | $277,500 | $250,000 | $250,000-$300,000 | $281,500 | $270,000 | $250,000-$300,000 |
| 40th Ave, 9th Ave, Alfonso St, Belle Point Dr, Moody St, S Tessier Dr, 30th Ave, S Maritana Dr, Kingfish Dr, Sun Vista Ct W | $199,500 | $170,000 | $200,000-$250,000 | $482,500 | $420,000 | $500,000-$600,000 |
| W Debazan Ave, Sea Mist Dr, Belle Vista Dr, 119th Ave, Cabrillo Ave, Julia Cir, Sunset Way, 80th Way, Coquina Way, 39th Ave | $364,000 | $310,000 | $400,000-$500,000 | $497,000 | $460,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $764 |
| Superior Protection Discount | -$85 | $858 |
| Fire & Security Discount | -$75 | $867 |
| Hail Resistant Roof Discount | -$28 | $915 |
| Newly Constructed Home Discount | -$217 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pinellas County | $700 | $1,359 | $2,059 | $987 | $1,687 | $371 |
| St. Pete Beach, FL | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Treasure Island, FL | $500 | $927 | $1,427 | $674 | $1,174 | $253 |
| Greenbriar, FL | $1,000 | $1,478 | $2,478 | $1,074 | $2,074 | $404 |
| Palm River-Gibsonton, FL | $300 | $1,213 | $1,513 | $882 | $1,182 | $332 |
| Keystone, FL | $1,500 | $2,716 | $4,216 | $1,974 | $3,474 | $742 |
| Trinity, FL | $400 | $1,129 | $1,529 | $820 | $1,220 | $308 |
| East Lake-Orient Park, FL | $1,000 | $899 | $1,899 | $653 | $1,653 | $246 |
| Elfers, FL | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Temple Terrace, FL | $2,000 | $939 | $2,939 | $682 | $2,682 | $257 |
| Parrish, FL | $400 | $1,070 | $1,470 | $778 | $1,178 | $293 |
| Wimauma-Riverview, FL | $2,500 | $1,368 | $3,868 | $994 | $3,494 | $374 |
| Home Insurance Company St. Pete Beach, FL | Homeowners Insurance Agency St. Pete Beach, FL | Address | Popularity Score | Distance from St. Pete Beach (miles) |
|---|---|---|---|---|
| Travelers | Trump Insurance Inc | 13139 66th St North , Largo, FL, 33773 | 8.6 | |
| Allstate | Earl Gainey | 1500 34th St N Ste 4, Saint Petersburg, FL, 33713 | 6.2 | |
| Allstate | Peter Mcclure | 12551 Indian Rocks Rd Ste 9, Largo, FL, 33774 | 8.4 | |
| State Farm | Elizabeth Lawson | 4342 Duhme Rd, Madeira Beach, FL, 33708-2809 | 2.6 | |
| Travelers | Tom Hendry Agency | 4619 4th St N, St Petersburg, FL, 33703 | 9.0 | |
| Allstate | Tyrone Shelton | 4401 Central Ave, Saint Petersburg, FL, 33713 | 5.3 | |
| Allstate | Sandra Bourquardez | 7901 4th St N Ste 205, St Petersburg, FL, 33702 | 9.9 | |
| Travelers | Ahlquist Insurance | 9016 Seminole Blvd, Seminole, FL, 33772 | 5.5 | |
| Allstate | Shirley Michaels | 5944 34th St N Ste 25, Saint Petersburg, FL, 33714 | 7.0 | |
| Allstate | Wesley Maksimchuk | 340 Tamiami Trl S Ste 101, Nokomis, FL, 34275 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pinellas County, FL | $167,100 | $1,375 | $1,070 | $1,840 | $770 |
| St. Pete Beach, FL | $369,100 | $943 | $740 | $1,260 | $520 |
| Treasure Island, FL | $361,300 | $938 | $730 | $1,260 | $530 |
| Greenbriar, FL | $162,300 | $1,496 | $1,170 | $2,000 | $830 |
| Palm River-Gibsonton, FL | $122,300 | $1,228 | $960 | $1,650 | $690 |
| Keystone, FL | $364,600 | $2,749 | $2,140 | $3,680 | $1,540 |
| Trinity, FL | $254,700 | $1,142 | $890 | $1,530 | $640 |
| East Lake-Orient Park, FL | $101,000 | $910 | $710 | $1,220 | $510 |
| Elfers, FL | $69,300 | $728 | $570 | $980 | $410 |
| Temple Terrace, FL | $188,000 | $950 | $740 | $1,270 | $530 |
| Parrish, FL | $237,600 | $1,083 | $850 | $1,450 | $600 |
| Wimauma-Riverview, FL | $197,900 | $1,385 | $1,080 | $1,860 | $780 |