Gavop shows you how to buy homeowners insurance in Columbia County, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Columbia County, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Michael Dr, Shingle Run Rd, Austin Trl, Gray St, Clyde Rd, State Rte 1006, Logging Rd 47005, T540, Frosty Hollow, T735 | $153,000 | $140,000 | $150,000-$175,000 | $145,500 | $130,000 | $125,000-$150,000 |
| Grove Ave, Mainville Dr, T579, W Sixth St, Aspen Ln, T421, Bogarts Hill Rd, Birch Pl, Elm St, Wolf Hollow Rd | $135,500 | $120,000 | $100,000-$125,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Arbutus Park Rd, Meadow Rd, Logging Rd 19090, T593, Kiles Rd, T702, T504, State Rte 339, W Seventh St, Brookside Ave 2 | $106,500 | $100,000 | $75,000-$100,000 | $135,000 | $130,000 | $125,000-$150,000 |
| W Dawalt St, T345, Ryman Rd, Nursery Ln, Center School Rd, Davis Hill Rd, Hellers Hill Rd, Roberts Grove, Elm St, State Rte 2001 | $111,500 | $100,000 | $125,000-$150,000 | $104,500 | $90,000 | $100,000-$125,000 |
| T371, T363, Jefferson St, Cleveland Rd, Gilpin Ln, Hickory Dr, State Rte 4006, Valley View Dr, Johns Rd, Second St | $136,500 | $120,000 | $150,000-$175,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Columbia Ave, Mercy Rd, Maple Rd, Houck Hollow Rd, E First St, Tr409, Smith St, S Chestnut St, Steeplechase Dr, Sycamore Ln | $95,500 | $90,000 | $75,000-$100,000 | $118,500 | $110,000 | $125,000-$150,000 |
| E Anthony Ave, Columbia Blvd, Clover Ct, Polk Ln, Broad St, T405, McHenry Rd, Irondale Rd, Bissets Ln, Lily Rd | $99,000 | $80,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| E Fourteenth St, Christy Hill Rd, Pole Bridge Rd, Ave 2, Miller Ave, Apple Ave, T661, T575, Brown Rd, T661 | $157,500 | $140,000 | $125,000-$150,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Todd Manor Rd, Clyde Rd, E Five and One Half St, T485, Logging Rd 19029, Bitler Rd, W Pine Ave, Elk Grove Rd, Mensch Rd, Sr2005 | $162,000 | $140,000 | $175,000-$200,000 | $104,500 | $90,000 | $100,000-$125,000 |
| Sparrow Rd, Green Acres Rd, T652, Chestnut Ave, Tiffany Ln, Trautwine St, Huckleberry Hill Rd, Apple Orchard Rd, Lower Hilltop Rd, Good Ave | $180,000 | $170,000 | $200,000-$250,000 | $152,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $571 |
| Superior Protection Discount | -$60 | $611 |
| Fire & Security Discount | -$54 | $618 |
| Hail Resistant Roof Discount | -$13 | $658 |
| Newly Constructed Home Discount | -$181 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Columbia County | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Columbia County, PA | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Roaring Creek, PA | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Warrior Run, PA | $1,500 | $557 | $2,057 | $405 | $1,905 | $152 |
| Port Carbon, PA | $100 | $521 | $621 | $378 | $478 | $142 |
| Union County, PA | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| Jim Thorpe, PA | $300 | $685 | $985 | $498 | $798 | $187 |
| Limestone, PA | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Taylor, PA | $200 | $586 | $786 | $426 | $626 | $160 |
| Mohrsville, PA | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Scranton, PA | $200 | $821 | $1,021 | $597 | $797 | $224 |
| Beaver Springs, PA | $2,000 | $598 | $2,598 | $434 | $2,434 | $163 |
| Home Insurance Company Columbia County, PA | Homeowners Insurance Agency Columbia County, PA | Address | Popularity Score | Distance from Columbia County (miles) |
|---|---|---|---|---|
| State Farm | Seth Walizer | 8468 Allentown Pike Ste 5, Blandon, PA, 19510-9473 | 49.0 | |
| Erie | Dji Insurance Agency | 600b Noble Street, Kutztown, PA, 19530 | 49.9 | |
| Nationwide | Williams Insurance Group Llc | 113 W Main St, Kutztown, PA, 19530 | 49.1 | |
| State Farm | Laurie Powell | 2620 W Front St, Berwick, PA, 18603-4114 | 6.4 | |
| State Farm | Sharon Shiner | 252 S Lehigh Ave, Frackville, PA, 17931-2205 | 20.4 | |
| Travelers | Earley-Polli Agency Inc | 2 Edge Trl, Sugarloaf, PA, 18249 | 17.7 | |
| Travelers | Arndt Insurance Agency | 107 E 2nd St, Berwick, PA, 18603 | 9.0 | |
| Travelers | Earley-Polli Agency Inc | 2 Edge Trail, Sugarloaf, PA, 18249 | 17.7 | |
| Travelers | Arndt Insurance Agency | 107 E 2nd Street, Berwick, PA, 18603 | 8.9 | |
| Allstate | Friedrich Fin Svcs | 1 South Park St, Richland, PA, 17087 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Columbia County, PA | $143,300 | $671 | $460 | $920 | $460 |
| Columbia County, PA | $143,300 | $671 | $460 | $920 | $460 |
| Roaring Creek, PA | $210,900 | $819 | $560 | $1,130 | $570 |
| Warrior Run, PA | $88,300 | $564 | $380 | $810 | $430 |
| Port Carbon, PA | $75,000 | $527 | $380 | $720 | $340 |
| Union County, PA | $172,200 | $726 | $520 | $1,010 | $490 |
| Jim Thorpe, PA | $143,800 | $693 | $460 | $990 | $530 |
| Limestone, PA | $176,200 | $756 | $520 | $1,080 | $560 |
| Taylor, PA | $118,000 | $593 | $410 | $820 | $410 |
| Mohrsville, PA | $160,900 | $727 | $490 | $1,000 | $510 |
| Scranton, PA | $104,800 | $831 | $570 | $1,180 | $610 |
| Beaver Springs, PA | $104,200 | $605 | $420 | $870 | $450 |