Gavop shows you how to buy homeowners insurance in Austintown, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $51,500 | $50,000 | $25,000-$50,000 |
2 Bedroom | $125,500 | $100,000 | $125,000-$150,000 |
3 Bedroom | $167,500 | $150,000 | $125,000-$150,000 |
4 Bedroom | $233,000 | $190,000 | $250,000-$300,000 |
5 Bedroom | $234,000 | $200,000 | $200,000-$250,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$86 | $526 |
Superior Protection Discount | -$55 | $557 |
Fire & Security Discount | -$61 | $551 |
Hail Resistant Roof Discount | -$12 | $600 |
Newly Constructed Home Discount | -$141 | $471 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Mahoning County | $2,000 | $596 | $2,596 | $433 | $2,433 | $163 |
Austintown, OH | $1,500 | $605 | $2,105 | $439 | $1,939 | $165 |
Salem, OH | $100 | $680 | $780 | $494 | $594 | $186 |
Brookfield Center, OH | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
Columbiana, OH | $300 | $659 | $959 | $479 | $779 | $180 |
Summitville, OH | $1,500 | $582 | $2,082 | $423 | $1,923 | $159 |
Baden, PA | $100 | $593 | $693 | $431 | $531 | $162 |
Cranberry, PA | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
Leroy, OH | $200 | $852 | $1,052 | $619 | $819 | $233 |
Warrensville Heights, OH | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
Homeacre-Lyndora, PA | $100 | $654 | $754 | $475 | $575 | $179 |
Kirtland Hills, OH | $2,000 | $1,619 | $3,619 | $1,177 | $3,177 | $443 |
Home Insurance Company Austintown, OH | Homeowners Insurance Agency Austintown, OH | Address | Popularity Score | Distance from Austintown (miles) |
---|---|---|---|---|
Travelers | Merlo Insurance Agency Inc | 2 S Main Street Suite 403, Niles, OH, 44446 | 5.9 | |
State Farm | Nicole Salmon | 5874 Darrow Rd, Hudson, OH, 44236-3864 | 36.6 | |
State Farm | Scott Seiple | 621 N State St Ste A, Girard, OH, 44420-1714 | 5.5 | |
Allstate | John Karas | 25 Manor Hill Dr Ste 200, Canfield, OH, 44406 | 5.0 | |
Erie | Prism Insurance Llc | 704 E Midlothian Blvd Suite C, Youngstown, OH, 44502 | 6.8 | |
State Farm | Kevin Surnear | 1531 Edison St Nw, Hartville, OH, 44632-9089 | 32.9 | |
Allstate | Robert Fusco | 4423 Mahoning Ave, Austintown, OH, 44515 | 1.5 | |
Allstate | Todd Stovall | 5669 Mahoning Ave Ste B, Austintown, OH, 44515 | 0.5 | |
Travelers | Luce Smith & Scott Inc | 6860 W Snowville Rd Ste 110, Brecksville, OH, 44141 | 47.2 | |
State Farm | Rachael Chandler-Head | 4422 22nd St Nw, Canton, OH, 44708-1574 | 39.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Ohio | $135,100 | $712 | $520 | $990 | $470 |
Mahoning County, OH | $99,300 | $603 | $430 | $830 | $400 |
Austintown, OH | $102,400 | $612 | $430 | $840 | $410 |
Salem, OH | $96,400 | $688 | $490 | $940 | $450 |
Brookfield Center, OH | $119,600 | $675 | $460 | $960 | $500 |
Columbiana, OH | $137,600 | $667 | $460 | $940 | $480 |
Summitville, OH | $88,000 | $589 | $390 | $820 | $430 |
Baden, PA | $102,200 | $600 | $410 | $830 | $420 |
Cranberry, PA | $279,700 | $801 | $580 | $1,110 | $530 |
Leroy, OH | $218,700 | $862 | $590 | $1,190 | $600 |
Warrensville Heights, OH | $78,200 | $682 | $460 | $950 | $490 |
Homeacre-Lyndora, PA | $153,500 | $662 | $480 | $910 | $430 |
Kirtland Hills, OH | $486,300 | $1,639 | $1,180 | $2,280 | $1,100 |
Date: September 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Married