Gavop shows you how to buy homeowners insurance in Pitt County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $260,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $251,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $640 |
| Superior Protection Discount | -$70 | $711 |
| Fire & Security Discount | -$86 | $695 |
| Hail Resistant Roof Discount | -$23 | $757 |
| Newly Constructed Home Discount | -$180 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pitt County | $2,500 | $771 | $3,271 | $561 | $3,061 | $211 |
| Pitt County, NC | $700 | $771 | $1,471 | $561 | $1,261 | $211 |
| Conetoe, NC | $100 | $416 | $516 | $302 | $402 | $114 |
| Washington, NC | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Kinston, NC | $100 | $571 | $671 | $415 | $515 | $156 |
| Black Creek, NC | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Woodville, NC | $200 | $544 | $744 | $396 | $596 | $149 |
| Palmyra, NC | $2,000 | $468 | $2,468 | $340 | $2,340 | $128 |
| New Bern, NC | $200 | $710 | $910 | $516 | $716 | $194 |
| Fairfield Harbour, NC | $1,500 | $1,044 | $2,544 | $759 | $2,259 | $285 |
| Conoconnara, NC | $300 | $479 | $779 | $348 | $648 | $131 |
| Micro, NC | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| Home Insurance Company Pitt County, NC | Homeowners Insurance Agency Pitt County, NC | Address | Popularity Score | Distance from Pitt County (miles) |
|---|---|---|---|---|
| State Farm | Erika Thomas | 5100 Brewer Ct Ste A, Wilson, NC, 27896-8053 | 35.3 | |
| State Farm | Chris Godley | 1860 W Arlington Blvd, Greenville, NC, 27834-5704 | 2.1 | |
| State Farm | Cory Kennedy | 1109 Charles Blvd, Greenville, NC, 27858-3341 | 0.9 | |
| State Farm | Jana Lake | 2421a Airport Blvd Nw, Wilson, NC, 27896-9696 | 34.9 | |
| Travelers | The Insurance Center | 1320 Commerce Drive New Bern, New Bern, NC, 28562 | 37.5 | |
| Travelers | Jake A Parrott Insurance Agency Inc | 2508 N Herritage St, Kinston, NC, 28501 | 24.1 | |
| Travelers | Middlesex Insurance Agency Inc | 10210 S Nash Street, Middlesex, NC, 27557 | 48.7 | |
| Nationwide | Susan W. Stanley | 304 N Taylor St, Goldsboro, NC, 27530-4022 | 36.6 | |
| State Farm | Shaun Amato | 3710 Peppermill Dr N Ste D, Wilson, NC, 27896-9536 | 34.1 | |
| Erie | Conway & Company Insurers | 2914 N Herritage Street, Kinston, NC, 28501 | 23.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Pitt County, NC | $138,700 | $781 | $550 | $1,100 | $550 |
| Pitt County, NC | $138,700 | $781 | $570 | $1,080 | $510 |
| Conetoe, NC | $65,000 | $421 | $290 | $600 | $310 |
| Washington, NC | $135,400 | $664 | $490 | $920 | $430 |
| Kinston, NC | $99,600 | $578 | $390 | $830 | $440 |
| Black Creek, NC | $95,700 | $601 | $410 | $860 | $450 |
| Woodville, NC | $86,600 | $551 | $380 | $780 | $400 |
| Palmyra, NC | $73,600 | $474 | $320 | $650 | $330 |
| New Bern, NC | $151,200 | $719 | $490 | $990 | $500 |
| Fairfield Harbour, NC | $209,500 | $1,057 | $730 | $1,490 | $760 |
| Conoconnara, NC | $75,400 | $485 | $330 | $690 | $360 |
| Micro, NC | $104,800 | $648 | $440 | $930 | $490 |