Gavop's guide to buying homeowners insurance in Sheridan County, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sheridan County, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| US Hwy 87, Skyline Dr, Sugarland Dr, McNally Ln, W Ridge Ln, Arapahoe St, Crooked St, Pleasant Valley Ln, Moraine Ave, Greystone Ave | $390,000 | $360,000 | $350,000-$400,000 | $298,500 | $270,000 | $250,000-$300,000 |
| Co Rd 42, Ulm Rd, E 17th St, Ash St, Buck Trl, Clarendon Ave, Water St, Skeels St, Mydland Rd, York Cir | $225,500 | $200,000 | $200,000-$250,000 | $248,000 | $230,000 | $200,000-$250,000 |
| E Grinnell St, Spaulding St, Lower Piney Rd, Co Rd 125, Sugarview Dr, Jack Dr, N Gould St, Sheridan-Clearmont Rd, Co Rd 129, Walt Dr | $364,500 | $300,000 | $300,000-$350,000 | $175,000 | $140,000 | $200,000-$250,000 |
| Sheridan-Ulm-Clearmont Rd, W Loucks St, E Nebraska St, Hillcrest Ct, State Hwy 345, Wolf Creek Rd, Big Horn Dr, E Burrows St, Arrowhead, Rice Ave | $211,000 | $200,000 | $200,000-$250,000 | $203,000 | $170,000 | $200,000-$250,000 |
| Deer Haven Dr, Co Rd 111, W 17th St, Hidden Hills Rd, Coffeen Ave, Adkins St, Saberton St, Higby Rd, W Alger St, Valley Rd | $477,500 | $440,000 | $500,000-$600,000 | $279,000 | $260,000 | $200,000-$250,000 |
| Water St, Demple St, Ash Creek Rd, Riverrock Rd, de Smet Ave, Summit Dr, N Gould St, Matanuk St, Wheatley Dr, Navajo St | $341,000 | $300,000 | $300,000-$350,000 | $204,500 | $180,000 | $200,000-$250,000 |
| Co Rd 273, Cove Ct, Barker Rd, S Thurmond Ave, Lynx St, Fort Rd, N Heights Ct, E 9th St, E College Ave, Blue Sky Cir | $181,500 | $150,000 | $150,000-$175,000 | $142,500 | $120,000 | $150,000-$175,000 |
| Country Estates Dr, Dunnuck St, Olympus Dr, Co Rd 67, Co Rd 34, Roping Dr, Spirit Ridge, US Hwy 87, E Colorado St, Piper Rd | $183,500 | $160,000 | $175,000-$200,000 | $222,000 | $190,000 | $200,000-$250,000 |
| Clarendon Ave, Kristi Ln, Pioneer Rd, Cemetery Rd, Woodland Park Rd, Johnson St, Kingfisher Ave, Latigo Ln, Wild Rose Ln, Big Goose Rd | $239,500 | $220,000 | $200,000-$250,000 | $169,000 | $150,000 | $150,000-$175,000 |
| Val Vista St, State Hwy 332, E 2nd St, Deer Trl Rd, E Ridge Rd, Airway Dr, Twin Creek Rd, Yonkee Ave, Algonac St, E Heald St | $368,500 | $320,000 | $400,000-$500,000 | $252,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $698 |
| Superior Protection Discount | -$73 | $739 |
| Fire & Security Discount | -$57 | $755 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$219 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sheridan County | $1,500 | $802 | $2,302 | $583 | $2,083 | $219 |
| Sheridan County, WY | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Sheridan South, WY | $700 | $1,297 | $1,997 | $943 | $1,643 | $355 |
| Story, WY | $400 | $1,181 | $1,581 | $858 | $1,258 | $323 |
| Sheridan, WY | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Dayton, WY | $300 | $1,057 | $1,357 | $768 | $1,068 | $289 |
| Parkman, WY | $2,500 | $1,112 | $3,612 | $808 | $3,308 | $304 |
| Buffalo, WY | $400 | $821 | $1,221 | $597 | $997 | $224 |
| Lodge Grass, MT | $1,500 | $465 | $1,965 | $338 | $1,838 | $127 |
| Home Insurance Company Sheridan County, WY | Homeowners Insurance Agency Sheridan County, WY | Address | Popularity Score | Distance from Sheridan County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | North Wyoming Insurance | 334 N Main St, Buffalo, WY, 82834 | 31.0 | |
| State Farm | Bill Phillips | 123 Coffeen Avenue, Sheridan, WY, 82801-4804 | 3.7 | |
| State Farm | Alecia Kozisek | 60 E Hart St, Buffalo, WY, 82834-1703 | 30.9 | |
| Allstate | Jeffrey Rickett | 237 N Main St, Sheridan, WY, 82801 | 3.9 | |
| Liberty Mutual Independent | North Wyoming Insurance | 334 N Main St, Buffalo, WY, 82834 | 31.0 | |
| Liberty Mutual Independent | North Wyoming Insurance | 98 S Main Po Box 670, Buffalo, WY, 82834 | 31.2 | |
| Farmers | Gary Mccoy | 130 S Brooks St, Sheridan, WY, 82801 | 3.9 | |
| State Farm | Renate Smith | 211 N Main St, Sheridan, WY, 82801-3907 | 3.9 | |
| State Farm | Ann Gardner | 2240 Coffeen Ave Ste C, Sheridan, WY, 82801-6288 | 3.1 | |
| Farmers | Mark Wilson | 509 Fort St, Buffalo, WY, 82834 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $740 | $1,550 | $810 |
| Sheridan County, WY | $240,900 | $812 | $590 | $1,130 | $540 |
| Sheridan County, WY | $240,900 | $812 | $580 | $1,130 | $550 |
| Sheridan South, WY | $336,000 | $1,313 | $910 | $1,830 | $920 |
| Story, WY | $275,800 | $1,195 | $800 | $1,640 | $840 |
| Sheridan, WY | $219,400 | $788 | $560 | $1,130 | $570 |
| Dayton, WY | $196,700 | $1,070 | $720 | $1,520 | $800 |
| Parkman, WY | $230,000 | $1,126 | $820 | $1,550 | $730 |
| Buffalo, WY | $259,000 | $831 | $570 | $1,170 | $600 |
| Lodge Grass, MT | $49,000 | $471 | $360 | $620 | $260 |