Gavop's guide to buying homeowners insurance in Grosse Ile, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Grosse Ile, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lakewood Dr, Turntable Ct, Horsemill Rd, Woodcrest, Nathan Dr, Harbor Pt, Macomb St, Stanton Dr, Dallas Dr, Odonnell Dr | $244,500 | $230,000 | $250,000-$300,000 | $306,500 | $250,000 | $300,000-$350,000 |
| William R St, Gage Ave, Wood Dr, Plymouth Ct, Concord, Ferry Rd, Brooke Cir, Hcl Jackson, Swan Dr, Midway | $219,500 | $190,000 | $200,000-$250,000 | $449,500 | $360,000 | $400,000-$500,000 |
| Church Rd, Columbine Ct, Wye St, Marion Dr, Brodhead Rd, Grosse Ile Pkwy, Whitall Ln, W River Rd, Van Alstyne St, Hcl Jackson Dr | $288,000 | $250,000 | $300,000-$350,000 | $369,500 | $320,000 | $300,000-$350,000 |
| Sarah Ln, Preswyck Dr, E River Rd, Miami Dr, Elbamar Dr, Dreschfield Ave, W Gregory Dr, Hampton, Jewell Ct, Wendy Ct | $318,000 | $300,000 | $300,000-$350,000 | $437,000 | $380,000 | $400,000-$500,000 |
| Stinson Cir, Voight Ave, Sarah Ct, Salisbury Ave, Canterbury Ave, Bridge Rd, Huron Cir, Brooks Cir, Marquette Dr, Dickinson St | $249,000 | $220,000 | $250,000-$300,000 | $336,500 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $664 |
| Superior Protection Discount | -$80 | $720 |
| Fire & Security Discount | -$80 | $720 |
| Hail Resistant Roof Discount | -$24 | $776 |
| Newly Constructed Home Discount | -$232 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Grosse Ile, MI | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| South Monroe, MI | $700 | $731 | $1,431 | $531 | $1,231 | $200 |
| Ferndale, MI | $200 | $637 | $837 | $463 | $663 | $174 |
| Grosse Pointe Farms, MI | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Luna Pier, MI | $100 | $736 | $836 | $535 | $635 | $201 |
| Salem, MI | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Allen, OH | $300 | $736 | $1,036 | $535 | $835 | $201 |
| Catawba Island, OH | $1,000 | $904 | $1,904 | $657 | $1,657 | $247 |
| Washington, MI | $100 | $792 | $892 | $575 | $675 | $216 |
| Bruce, MI | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Home Insurance Company Grosse Ile, MI | Homeowners Insurance Agency Grosse Ile, MI | Address | Popularity Score | Distance from Grosse Ile (miles) |
|---|---|---|---|---|
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 4.1 | |
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 6.1 | |
| Allstate | Willard R. Odell Jr | 1469 Fort St, Wyandotte, MI, 48192 | 6.3 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 5.0 | |
| State Farm | Jim Saucedo | 5602 W Vernor Hwy, Detroit, MI, 48209-2158 | 13.2 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 9.9 | |
| Allstate | John G. Parr | 6537 Allen Rd, Allen Park, MI, 48101 | 9.4 | |
| Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 9.1 | |
| State Farm | Brad Baynai | 16121 Eureka Rd, Southgate, MI, 48195-2943 | 5.9 | |
| State Farm | Marty O'Neill | 22637 Woodward Avenue, Ferndale, MI, 48220-1801 | 22.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Wayne County, MI | $92,400 | $687 | $470 | $980 | $510 |
| Grosse Ile, MI | $259,500 | $800 | $550 | $1,100 | $550 |
| South Monroe, MI | $111,900 | $740 | $530 | $1,060 | $530 |
| Ferndale, MI | $131,100 | $645 | $440 | $890 | $450 |
| Grosse Pointe Farms, MI | $298,400 | $869 | $630 | $1,210 | $580 |
| Luna Pier, MI | $115,600 | $745 | $540 | $1,020 | $480 |
| Salem, MI | $326,400 | $788 | $540 | $1,080 | $540 |
| Allen, OH | $150,800 | $745 | $530 | $1,020 | $490 |
| Catawba Island, OH | $253,000 | $915 | $660 | $1,270 | $610 |
| Washington, MI | $260,600 | $801 | $540 | $1,110 | $570 |
| Bruce, MI | $235,900 | $766 | $530 | $1,060 | $530 |